1 / 27

nnps tncc

Why You're Here. Virtually everyone can

lotus
Download Presentation

nnps tncc

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

    1. NNPS & TNCC Welcomes You Remind attendees to silence their cell phones. Cover logistics such as bathroom location, evaluations and any other announcements you deem important. Remind attendees to silence their cell phones. Cover logistics such as bathroom location, evaluations and any other announcements you deem important.

    2. Why You’re Here Virtually everyone can – and will – tell you that college is important! You are much more likely to be successful and happy if you continue your education past high school. You’ve probably been hearing for a long time about how important it is to go to college. Tonight, we’ll show you a lot of data that proves it. There are more reasons to pursue your education than to make your parents happy! We’re going to talk a lot about going to college tonight. When we use the word “college”, we are talking about continuing your education beyond high school. That includes everything from technical and vocational training, community colleges, 4-year colleges and universities through major research universities. You’ve probably been hearing for a long time about how important it is to go to college. Tonight, we’ll show you a lot of data that proves it. There are more reasons to pursue your education than to make your parents happy! We’re going to talk a lot about going to college tonight. When we use the word “college”, we are talking about continuing your education beyond high school. That includes everything from technical and vocational training, community colleges, 4-year colleges and universities through major research universities.

    3. Look Into the Future College will be increasingly important. By 2012, there will be 3 million new jobs that require a college degree – but not enough graduates to fill them. Future jobs will require some form of education after high school: 90% of fastest growing jobs 60% of all jobs 40% of all manufacturing jobs As the world gets more complicated and interconnected, getting a good job requires more education than it once did. Many jobs that were once performed by high school graduates now require some formal education after high school.As the world gets more complicated and interconnected, getting a good job requires more education than it once did. Many jobs that were once performed by high school graduates now require some formal education after high school.

    4. College Is Important In a changing world, college will provide you with more career options. There is a direct correlation between attending college and being employed. When you are 10, 20 or 30 years into your career, the world will be a different place than it is today. College gives you the skills to adapt to changes in the types of careers that will be available, making you more employable than those who did not go to college.When you are 10, 20 or 30 years into your career, the world will be a different place than it is today. College gives you the skills to adapt to changes in the types of careers that will be available, making you more employable than those who did not go to college.

    5. College Is Important This chart shows unemployment rates by educational level attained from 1992 through June 2009. The numbers are largely irrelevant. Instead, you should focus on the fact that whether the economy is good or bad, the high school dropout (red line) always has the highest unemployment rate. Simply getting a high school degree (purple line) makes you more employable. Your ability to adapt to a changing job environment improves with some college or an Associate degree (green line), and is best with a Bachelor’s degree or higher (blue line).This chart shows unemployment rates by educational level attained from 1992 through June 2009. The numbers are largely irrelevant. Instead, you should focus on the fact that whether the economy is good or bad, the high school dropout (red line) always has the highest unemployment rate. Simply getting a high school degree (purple line) makes you more employable. Your ability to adapt to a changing job environment improves with some college or an Associate degree (green line), and is best with a Bachelor’s degree or higher (blue line).

    6. College Is Important College has a direct effect on personal income Recent data on total personal income in Virginia, age 25 and above: No HS diploma = $17,134 HS diploma = $26,979 Some college = $32,863 Bachelor’s degree = $49,274 Advanced degree = $76,642 There’s more to being happy than how much money you make, but it is clear that you make more money at each higher level of education. In Virginia, someone with a bachelor’s degree makes almost twice as much on average as a high school graduate.There’s more to being happy than how much money you make, but it is clear that you make more money at each higher level of education. In Virginia, someone with a bachelor’s degree makes almost twice as much on average as a high school graduate.

    7. College Is Important People who have attended some college: Are more likely to vote Are more likely to volunteer Report that their health is better Are less likely to be incarcerated It’s true – college is important! There are other ways that having more education can make you happy. Not being in prison probably makes most people happy, and those who are more educated are typically more involved in their communities.There are other ways that having more education can make you happy. Not being in prison probably makes most people happy, and those who are more educated are typically more involved in their communities.

    8. What We’ll Do Tonight We’re going to cover three topics about going to college First topic – Choosing the Right College for You Provide a timeline for juniors and seniors to follow Discuss college application process including deadlines, transcripts and essays Provide a tool to use in evaluating which college is right for you While the timeline is geared to high school juniors and seniors, the same steps generally apply to non-traditional students.While the timeline is geared to high school juniors and seniors, the same steps generally apply to non-traditional students.

    9. What We’ll Do Tonight Second topic – The Financial Aid Process Discuss the details of college costs Provide a timeline for juniors and seniors to follow Provide tips to prepare and apply for financial aid Show you a sample financial aid award letter,and provide a tool to help in evaluating awards from schools you are considering Again, if you are a non-traditional student, the steps are effectively the same. You just may not do them at the same time of year or over a two-year period of time.Again, if you are a non-traditional student, the steps are effectively the same. You just may not do them at the same time of year or over a two-year period of time.

    10. What We’ll Do Tonight Third topic – Scholarship Searches and Scams Creating a scholarship search plan Characteristics of successful scholarship candidates What to expect if awarded a scholarship How to recognize and avoid scholarship scams

    11. What We’ll Do Tonight At the end of the evening, we’ll collect your evaluations of tonight’s event. Even better, we’ll hold a scholarship drawing in this room. We’ll select winners of the $500 scholarships. You must be present to win.

    12. What’s Next Be sure to: Fill out a scholarship entry form Take a copy of Opportunities home with you Check www.collegenightinva.org for a copy of tonight’s presentations

    13. Thanks for joining us tonight!

    14. Choosing the Right College for You Choosing a college can be a challenge. For many though, the college experience is a memorable time that is great preparation for life in the “real world.” Many high school students haven’t decided about majors or the type of college they’re interested in attending. We’ll start off by giving tips on some areas to explore in finding the right college for you as well as factors to consider. We’ll next talk about some of the college preparation resources that are out there and then go through a timeline of the college application process during your junior and senior years. We’ll finish up today by going into some detail about the standardized tests you may need to take and then discuss some of what you’ll prepare for your admissions application packets that you’ll send to the colleges you’re interested in attending. Choosing a college can be a challenge. For many though, the college experience is a memorable time that is great preparation for life in the “real world.” Many high school students haven’t decided about majors or the type of college they’re interested in attending. We’ll start off by giving tips on some areas to explore in finding the right college for you as well as factors to consider. We’ll next talk about some of the college preparation resources that are out there and then go through a timeline of the college application process during your junior and senior years. We’ll finish up today by going into some detail about the standardized tests you may need to take and then discuss some of what you’ll prepare for your admissions application packets that you’ll send to the colleges you’re interested in attending.

    15. Lots of Choices There are over 6,000 colleges to choose from in the United States School types Public (both 2- and 4-year) Private Private career schools One size does not fit all The great thing about higher education in the United States is the wide variety of options you have. Some college programs can be completed in less than one year, while others can take several years to complete. The great thing about higher education in the United States is the wide variety of options you have. Some college programs can be completed in less than one year, while others can take several years to complete.

    16. What Are Your Goals? Choosing a college begins by defining your goals Are you looking to: Learn a trade or enter a specific profession? Obtain a degree? Associate’s Bachelor’s Advanced – Master’s, Doctoral or Professional High school preparation is key It’s possible you don’t know what your ultimate goals are, and that’s OK. College can expose you to new possibilities you’ve never considered. On the other hand, you may know exactly what you want to do for a living. This makes it easy to identify the college path you need to follow to achieve that goal. It’s possible you don’t know what your ultimate goals are, and that’s OK. College can expose you to new possibilities you’ve never considered. On the other hand, you may know exactly what you want to do for a living. This makes it easy to identify the college path you need to follow to achieve that goal.

    17. High School Preparation The track you are on in high school greatly influences the colleges you will be able to attend: Advanced Placement (AP) Classes Dual-enrollment Programs IB Diploma Programme Career-Technical Preparation Programs The more you challenge yourself academically in high school, the more options you will have. Being academically prepared for college can help you to thrive in the more rigorous curriculum you’ll encounter. Advanced Placement (AP) classes prepare students to take rigorous exams that can lead to college credit. In dual-enrollment programs, you enroll in college level classes for college credit while continuing to participate in regular high school activities. International Baccalaureate Organization’s Diploma Programme is for highly motivated students, and colleges from around the world accept DP participants. See www.ibo.org for more information. Career-Technical prep programs are 4-year programs that start in high school to prepare students for careers in healthcare, business, industry, labor, government and the community. The more you challenge yourself academically in high school, the more options you will have. Being academically prepared for college can help you to thrive in the more rigorous curriculum you’ll encounter. Advanced Placement (AP) classes prepare students to take rigorous exams that can lead to college credit. In dual-enrollment programs, you enroll in college level classes for college credit while continuing to participate in regular high school activities. International Baccalaureate Organization’s Diploma Programme is for highly motivated students, and colleges from around the world accept DP participants. See www.ibo.org for more information. Career-Technical prep programs are 4-year programs that start in high school to prepare students for careers in healthcare, business, industry, labor, government and the community.

    18. Choosing a College Which colleges can help you meet your goals? You can narrow down the list by considering factors important to you. Factors to consider Program or major you are considering College size Class size Location or distance from home Prestige, reputation Gathering and comparing information about colleges you’re interested in attending will start you on the path to choosing where you’ll attend. There are several factors to consider. Most important is whether the college offers a program that will aid in your career of choice (Note to instructor: it might be helpful here to illustrate with a personal example of how you chose the college you attended, if any). You don’t have to know what you’re planning to major in today, but the college you choose should offer programs in areas you’re interested in exploring. School size is also a factor. Can you thrive in a school with large class sizes and less personal attention but more flexibility in what you study? Or would you rather have more individualized attention? Costs may also vary with the size of the school and whether it is a private or public institution. We’re also seeing, on occasion, different majors affecting the cost of schooling. This is a new trend that has received publicity recently. It is not widespread, but something to be aware of when considering colleges. What about location? If you’re a sun-loving beach personality, you probably should avoid a school with harsh winters. If you want the vibrancy of a big city you may wish to consider a school in a major metropolitan hub. If the campus is far from home – will that be an issue for you? Gathering and comparing information about colleges you’re interested in attending will start you on the path to choosing where you’ll attend. There are several factors to consider. Most important is whether the college offers a program that will aid in your career of choice (Note to instructor: it might be helpful here to illustrate with a personal example of how you chose the college you attended, if any). You don’t have to know what you’re planning to major in today, but the college you choose should offer programs in areas you’re interested in exploring. School size is also a factor. Can you thrive in a school with large class sizes and less personal attention but more flexibility in what you study? Or would you rather have more individualized attention? Costs may also vary with the size of the school and whether it is a private or public institution. We’re also seeing, on occasion, different majors affecting the cost of schooling. This is a new trend that has received publicity recently. It is not widespread, but something to be aware of when considering colleges. What about location? If you’re a sun-loving beach personality, you probably should avoid a school with harsh winters. If you want the vibrancy of a big city you may wish to consider a school in a major metropolitan hub. If the campus is far from home – will that be an issue for you?

    19. Choosing a College Additional factors to consider Campus atmosphere Extracurricular activities Religious or cultural affiliations Cost of attendance A few words about cost… Think about cost when making your final decision, not as much when starting your search Consider your net out-of-pocket cost, not just the sticker price When visiting a college, get a feel for its “personality.” Does it match yours? Extracurricular offerings can also be important. Many people build their social circle through activities that are organized by the school. Is there a hobby or activity that you can’t live without while enrolled? Many colleges have affiliations with religious groups or may have a campus culture that‘s part of the mainstream of the school. If you have strong religious beliefs you may want to look into schools that cater to your spiritual side. Don’t self-select yourself out of attending a specific college because it appears to be more than you can afford. While one school may appear to be less expensive, what will your final cost be after receiving financial aid? When visiting a college, get a feel for its “personality.” Does it match yours? Extracurricular offerings can also be important. Many people build their social circle through activities that are organized by the school. Is there a hobby or activity that you can’t live without while enrolled? Many colleges have affiliations with religious groups or may have a campus culture that‘s part of the mainstream of the school. If you have strong religious beliefs you may want to look into schools that cater to your spiritual side. Don’t self-select yourself out of attending a specific college because it appears to be more than you can afford. While one school may appear to be less expensive, what will your final cost be after receiving financial aid?

    20. Opportunities – Page 5 Next we’ll talk about a useful tool in helping to choose a college. We won’t fill this out today as it requires some research on your part but I would encourage you to use it as you start the process. In your Opportunities Booklet you’ll find this worksheet. You can list the colleges you’re interested in and 5 of your most important factors in choosing a college. After you’ve filled out this worksheet, you may be able to eliminate some schools if they lack some characteristics that are important to you. Next we’ll talk about a useful tool in helping to choose a college. We won’t fill this out today as it requires some research on your part but I would encourage you to use it as you start the process. In your Opportunities Booklet you’ll find this worksheet. You can list the colleges you’re interested in and 5 of your most important factors in choosing a college. After you’ve filled out this worksheet, you may be able to eliminate some schools if they lack some characteristics that are important to you.

    21. College Application Process There are many things you can do to prepare for a successful college application process. The Opportunities booklet contains a checklist on page 6. The checklist shows steps you should take beginning the summer before your junior year through high school graduation. Some of the highlights appear on the following slides. We’re not going to discuss every step you need to take to select and apply to college – you can do that on your own time using the checklists in the Opportunities booklet. The key take-away from this is that selecting and applying to a college is a process that takes some time to complete. The sooner you get started, the better off you are. But if you find yourself as a senior just starting to think about college, don’t worry. Your college options may be a bit more limited, but you will still be able to find a college option that will work for you. We’re not going to discuss every step you need to take to select and apply to college – you can do that on your own time using the checklists in the Opportunities booklet. The key take-away from this is that selecting and applying to a college is a process that takes some time to complete. The sooner you get started, the better off you are. But if you find yourself as a senior just starting to think about college, don’t worry. Your college options may be a bit more limited, but you will still be able to find a college option that will work for you.

    22. Timeline – Junior Year August – September Make sure you are on track to graduate October Take PSAT/NMSQT Make a list of college entrance requirements Meet with school counselor Consider attending college admissions fairs Graduation from high school can sneak up on you and you’re probably finding that you have many competing demands on your time. To help you to stay organized in getting ready to apply to college, here are some typical things you’ll want to take care of to stay on top of the college application process. High schools also have requirements for graduation. It’s a good idea early on in your junior year to ensure that you’re going to graduate on time and that you have space in your schedule to take the necessary classes. In October you’ll likely take the preliminary scholastic aptitude test (PSAT) and the National Merit Scholarship Qualifying Test (NMSQT) This is an important opportunity to practice for your SAT’s and gives you a chance to potentially qualify for generous scholarship opportunities. Many colleges have certain minimum academic requirements for admissions and you’ll want to check out the websites of the colleges you’re interested in to make sure you’re on track to take the classes you’ll need. After you receive your PSAT/NMSQT scores, you’ll want to schedule a meeting with your school counselor. Chat about the colleges you’re interested in attending. Your counselor may also be familiar with colleges that focus on areas you’re interested in and will be able to tell you if you’re on track academically. Numerous college fairs also take place starting around October. It’s a good chance to talk to admissions folks and get your questions answered about schools you are interested in learning more about. Graduation from high school can sneak up on you and you’re probably finding that you have many competing demands on your time. To help you to stay organized in getting ready to apply to college, here are some typical things you’ll want to take care of to stay on top of the college application process. High schools also have requirements for graduation. It’s a good idea early on in your junior year to ensure that you’re going to graduate on time and that you have space in your schedule to take the necessary classes. In October you’ll likely take the preliminary scholastic aptitude test (PSAT) and the National Merit Scholarship Qualifying Test (NMSQT) This is an important opportunity to practice for your SAT’s and gives you a chance to potentially qualify for generous scholarship opportunities. Many colleges have certain minimum academic requirements for admissions and you’ll want to check out the websites of the colleges you’re interested in to make sure you’re on track to take the classes you’ll need. After you receive your PSAT/NMSQT scores, you’ll want to schedule a meeting with your school counselor. Chat about the colleges you’re interested in attending. Your counselor may also be familiar with colleges that focus on areas you’re interested in and will be able to tell you if you’re on track academically. Numerous college fairs also take place starting around October. It’s a good chance to talk to admissions folks and get your questions answered about schools you are interested in learning more about.

    23. Timeline – Junior Year January – August Request information from colleges Visit colleges and begin to narrow your list Take SAT/ACT and SAT Subject Tests (if needed) Start preparations for “other” admissions requirements Work on your “resume” Starting in January, SAT’s and ACT tests are scheduled. It’s a good idea to take the test in case it doesn’t go as well as you’d like it to. This will allow you a chance to take it again later. Many schools may only require the SAT. Check with the college you’re interested in to see which tests you’ll need to take. Many colleges also require one or more Subject Tests. We’ll talk a bit more about these standardized tests on a later slide. Colleges also have other admissions requirements. Some will ask for your resume or even a portfolio that shows relevant projects you’ve completed. Theater and Dance programs often require an audition tape. Starting to think about these “other” admissions requirements will save you some stress later on. As you break for summer vacation it’s a good time to learn as much as possible about the college you’re interested in. Doing some research now can help to eliminate colleges that aren’t right for you and save you the trouble of applying to them. It’s also a good time to work on your resume. This could include information about jobs you’ve had, volunteer activities, or awards you have received. Starting in January, SAT’s and ACT tests are scheduled. It’s a good idea to take the test in case it doesn’t go as well as you’d like it to. This will allow you a chance to take it again later. Many schools may only require the SAT. Check with the college you’re interested in to see which tests you’ll need to take. Many colleges also require one or more Subject Tests. We’ll talk a bit more about these standardized tests on a later slide. Colleges also have other admissions requirements. Some will ask for your resume or even a portfolio that shows relevant projects you’ve completed. Theater and Dance programs often require an audition tape. Starting to think about these “other” admissions requirements will save you some stress later on. As you break for summer vacation it’s a good time to learn as much as possible about the college you’re interested in. Doing some research now can help to eliminate colleges that aren’t right for you and save you the trouble of applying to them. It’s also a good time to work on your resume. This could include information about jobs you’ve had, volunteer activities, or awards you have received.

    24. Timeline – Senior Year September – December Review plans with your school counselor Retake SAT/ACT (if necessary) Make a final list of colleges Plan for college admissions deadlines Note any “early decision” (binding) and “early action” (non-binding) application deadlines With senior year you’ll find yourself on a fast ride to graduation. There’s a lot to do to get ready to graduate and to finish up your plans for college. Meeting with your school counselor early on can help you avoid any last-minute catastrophes. You can go over your grades and schedule for senior year, and your timeline for your applications to colleges. If necessary you’ll want to schedule to retake the SAT and ACT. Most colleges list the scores they’re looking for. You should plan to take it if necessary at least six weeks before your admissions packets are due. Narrowing down your list of colleges can help to reduce the amount of work you need to do on your application packets. You should have a “safe school” that you’d like to attend that you know you’ll get into in case you don’t get into your top choices. Applying to fewer schools and really doing a thorough job on your application will be more likely to ensure success than a whole bunch of hastily done packets. In your calendar, post the application deadlines for your final list of schools. Set yourself up for reminders to ensure progress in meeting the deadlines. For example, you might set up a reminder for October 10 to have your personal statement completed. Juggling building your admissions packets and keeping your grades up can be a challenge. Get organized about these efforts and save yourself a lot of stress. Remember, it’s you who are responsible for making sure your deadlines are met! If you know which school you want to go to, you may be able to apply “early decision.” Your application will be due earlier but you’ll also have a decision back from the college much faster. With senior year you’ll find yourself on a fast ride to graduation. There’s a lot to do to get ready to graduate and to finish up your plans for college. Meeting with your school counselor early on can help you avoid any last-minute catastrophes. You can go over your grades and schedule for senior year, and your timeline for your applications to colleges. If necessary you’ll want to schedule to retake the SAT and ACT. Most colleges list the scores they’re looking for. You should plan to take it if necessary at least six weeks before your admissions packets are due. Narrowing down your list of colleges can help to reduce the amount of work you need to do on your application packets. You should have a “safe school” that you’d like to attend that you know you’ll get into in case you don’t get into your top choices. Applying to fewer schools and really doing a thorough job on your application will be more likely to ensure success than a whole bunch of hastily done packets. In your calendar, post the application deadlines for your final list of schools. Set yourself up for reminders to ensure progress in meeting the deadlines. For example, you might set up a reminder for October 10 to have your personal statement completed. Juggling building your admissions packets and keeping your grades up can be a challenge. Get organized about these efforts and save yourself a lot of stress. Remember, it’s you who are responsible for making sure your deadlines are met! If you know which school you want to go to, you may be able to apply “early decision.” Your application will be due earlier but you’ll also have a decision back from the college much faster.

    25. Timeline – Senior Year September – December Visit colleges Request informational multimedia Start drafts of admissions essays Request high school transcripts If you can, it’s a good idea to visit the colleges you’re interested in attending. Booklets and websites can only tell you so much about a school. Going on a tour (usually led by a current student) can give you a good flavor of the campus culture. If you can’t visit, colleges often offer virtual tours online and on DVD or cassette. They’re generally offered free of charge. Get going on your admissions essays. You can recycle your essays to multiple colleges but always ensure that you’re meeting the requested criteria. You’ll want to start on your essays early so that you can get feedback from your counselor and writing teachers. Most schools also require official transcripts from your high school. Get the requests in early so that there are no delays in processing your admissions application. If you can, it’s a good idea to visit the colleges you’re interested in attending. Booklets and websites can only tell you so much about a school. Going on a tour (usually led by a current student) can give you a good flavor of the campus culture. If you can’t visit, colleges often offer virtual tours online and on DVD or cassette. They’re generally offered free of charge. Get going on your admissions essays. You can recycle your essays to multiple colleges but always ensure that you’re meeting the requested criteria. You’ll want to start on your essays early so that you can get feedback from your counselor and writing teachers. Most schools also require official transcripts from your high school. Get the requests in early so that there are no delays in processing your admissions application.

    26. Timeline – Senior Year September – December Identify references Finalize “other” admissions requirements Schedule admissions interviews if appropriate for the colleges that interest you Your admissions packets will also require references in many cases. November or earlier is a good time to start identifying your references. Most of your packets will have a separate form for the person to fill out and these will be sent separately from your application. You’ll also want to have any “other” requirements such as audition tapes, portfolios and writing samples completed by November. If your college recommends admissions interviews, it’s a good time to get them scheduled. An interview is a good way for admissions staff to get to know you a little bit and will help them put a face with a name. Keep in mind that not all colleges schedule individual admissions interviews. Your admissions packets will also require references in many cases. November or earlier is a good time to start identifying your references. Most of your packets will have a separate form for the person to fill out and these will be sent separately from your application. You’ll also want to have any “other” requirements such as audition tapes, portfolios and writing samples completed by November. If your college recommends admissions interviews, it’s a good time to get them scheduled. An interview is a good way for admissions staff to get to know you a little bit and will help them put a face with a name. Keep in mind that not all colleges schedule individual admissions interviews.

    27. Timeline – Senior Year December Follow up with your references Complete revisions of applications and essays Mail/submit applications before holiday break Commit to keeping your grades up May Take Advanced Placement and IB exams In December you’ll want to follow up with your references and make sure that they’ve made the deadlines to get the forms in if they’re sent separately from your application. By now you’ll have to have your applications together. If possible, have your parents or guidance counselor review them for accuracy. Make copies of your applications or print them out before submitting them. Don’t think you can coast with your grades either. Remember that most colleges will require a final transcript and will expect your grades to remain constant. By May you’ll start hearing from schools about whether you’ve been admitted. Your school may require you to take Advanced Placement tests in May.In December you’ll want to follow up with your references and make sure that they’ve made the deadlines to get the forms in if they’re sent separately from your application. By now you’ll have to have your applications together. If possible, have your parents or guidance counselor review them for accuracy. Make copies of your applications or print them out before submitting them. Don’t think you can coast with your grades either. Remember that most colleges will require a final transcript and will expect your grades to remain constant. By May you’ll start hearing from schools about whether you’ve been admitted. Your school may require you to take Advanced Placement tests in May.

    28. College Entrance Exams High school preparation also includes taking college entrance exams: PSAT or PLAN SAT ACT These tests are required or recommended by many colleges. There are also some tests to be taken while in high school. Not all colleges require standardized testing for admissions but you’ll want to be sure to take any that are required. The PreScholastic Aptitude Test is taken during junior year and may qualify you as a national merit scholar should you do exceptionally well. The Scholastic Aptitude Test is generally taken late during junior year and in the fall of your senior year and is generally the most commonly required admissions test. There are also some tests to be taken while in high school. Not all colleges require standardized testing for admissions but you’ll want to be sure to take any that are required. The PreScholastic Aptitude Test is taken during junior year and may qualify you as a national merit scholar should you do exceptionally well. The Scholastic Aptitude Test is generally taken late during junior year and in the fall of your senior year and is generally the most commonly required admissions test.

    29. College Entrance Exams PSAT/NMSQT Taken in Junior year as a “rehearsal” for the SAT Measures reading, math and writing skills More information: www.collegeboard.com/testing PLAN Test The rehearsal test for the ACT English, math, reading and science More information: www.actstudent.org/plan The PSAT and PLAN tests are both taken in your junior year, and serve as good rehearsals for taking the tests that matter. The PSAT and PLAN tests are both taken in your junior year, and serve as good rehearsals for taking the tests that matter.

    30. College Entrance Exams SAT Reasoning Math, critical reading, writing Measures conceptual thinking rather than facts Scoring scale is 200-800 for each section Practice questions available at www.collegeboard.com The Scholastic Aptitude Test (SAT) is typically taken during the spring of your junior year and then retaken in the fall of senior year if necessary. It costs $45.00 to register. The reasoning part of the SAT includes three sections: math, critical thinking and writing. There are multiple choice questions and the writing section requires a short essay where you take a position on an issue and use examples to support the position. The test is designed to measure your conceptual thinking skills rather than how well you memorize facts. Not all colleges are focused on SAT results but for many a good score can really help to make you a strong candidate for admission. Each section is scored from 200-800, the higher the score the better. It’s a good idea to practice for this test and there are practice questions available on the College Board’s website. In the Virginia supplement to Opportunities, you can see the test scores for students admitted to many Virginia colleges. This is on pages 4-5. The Scholastic Aptitude Test (SAT) is typically taken during the spring of your junior year and then retaken in the fall of senior year if necessary. It costs $45.00 to register. The reasoning part of the SAT includes three sections: math, critical thinking and writing. There are multiple choice questions and the writing section requires a short essay where you take a position on an issue and use examples to support the position. The test is designed to measure your conceptual thinking skills rather than how well you memorize facts. Not all colleges are focused on SAT results but for many a good score can really help to make you a strong candidate for admission. Each section is scored from 200-800, the higher the score the better. It’s a good idea to practice for this test and there are practice questions available on the College Board’s website. In the Virginia supplement to Opportunities, you can see the test scores for students admitted to many Virginia colleges. This is on pages 4-5.

    31. College Entrance Exams ACT 215 questions, multiple choice Directly related to what you learned in high school Score ranges from 1-36 Optional writing test available Visit www.act.org for more information The ACT measures academic achievement in English, math, reading and science. It’s designed to measure your ability to perform tasks that are required in college coursework. The ACT also includes an interest inventory to help you in choosing a college major and possible job fields you might wish to explore. The ACT test score is based on the number of correct answers, so there is no penalty for guessing. The score is based on an average of the four test areas from 1-36. The registration fee is $32 for the basic test, or $47 with the optional writing test. You’ll want to check with the college you plan to attend to see if this is one of their testing requirements. The ACT measures academic achievement in English, math, reading and science. It’s designed to measure your ability to perform tasks that are required in college coursework. The ACT also includes an interest inventory to help you in choosing a college major and possible job fields you might wish to explore. The ACT test score is based on the number of correct answers, so there is no penalty for guessing. The score is based on an average of the four test areas from 1-36. The registration fee is $32 for the basic test, or $47 with the optional writing test. You’ll want to check with the college you plan to attend to see if this is one of their testing requirements.

    32. College Entrance Exams SAT subject tests Mostly multiple choice questions Measures knowledge of particular subjects More than 20 subject tests available Many colleges may require one or more The SAT Subject Tests are each 1 hour with multiple choice questions. These tests are designed to focus on particular subject matter to see how well you can apply your knowledge. There are over 20 subject tests available that fall into 5 general subject areas: Math, English, History, Science, and Languages. Also visit the College Board’s website for more information on the SAT Subject Tests. Some colleges may require a certain subject test and will generally include any requirements on their website and in their brochures. Be sure to pay particular attention to each school’s requirements. The SAT Subject Tests are each 1 hour with multiple choice questions. These tests are designed to focus on particular subject matter to see how well you can apply your knowledge. There are over 20 subject tests available that fall into 5 general subject areas: Math, English, History, Science, and Languages. Also visit the College Board’s website for more information on the SAT Subject Tests. Some colleges may require a certain subject test and will generally include any requirements on their website and in their brochures. Be sure to pay particular attention to each school’s requirements.

    33. Opportunities – Page 8 The Opportunities booklet contains a chart that shows testing dates, fees, and instructions on how to register for these tests.The Opportunities booklet contains a chart that shows testing dates, fees, and instructions on how to register for these tests.

    34. Your College Applications Most colleges accept – and some require – online applications Read the directions carefully Ability to follow directions correctly is part of many colleges’ acceptance criteria Deadline for applications and supporting documentation Each college has its own – See its website If applying by mail, is it postmark or arrival date? Put your deadlines for your college applications into your calendar as soon as possible. Each college application will have a different due date and will say whether your packet needs to be postmarked by the due date or that it needs to arrive at the school by the due date. Many colleges accept their applications online and many prefer this method. Make sure to follow the directions on your application packet. The ability to follow directions is viewed as a positive trait in many college admissions officers’ criteria.Put your deadlines for your college applications into your calendar as soon as possible. Each college application will have a different due date and will say whether your packet needs to be postmarked by the due date or that it needs to arrive at the school by the due date. Many colleges accept their applications online and many prefer this method. Make sure to follow the directions on your application packet. The ability to follow directions is viewed as a positive trait in many college admissions officers’ criteria.

    35. Your College Applications Transcripts Official transcript needed for each college where you applied Many acceptances contingent on maintaining GPA Most require a final high school transcript Request an official copy of your high school transcript for each college where you plan to apply. You will likely be required to send a final transcript after you graduate as you are expected to keep your grades up. Request an official copy of your high school transcript for each college where you plan to apply. You will likely be required to send a final transcript after you graduate as you are expected to keep your grades up.

    36. Your College Applications References Usually from teachers, other adults and peers Allow plenty of time Give as much information as possible Include stamped, pre-addressed envelope Write thank you notes to your references and let them know when you get accepted If your college requires recommendations you’ll need to be organized to get them in on time. Give your references plenty of time to get them done for you. References appreciate information. While they may know you well, a resume and a note about what you’d like them to focus on can make their job easier. Always include a stamped envelope for them if they’ll be the ones sending it in. Also, some references may have several to write for other students. Allow plenty of lead time so yours gets done by the due date. Finally, send a thank you note to your references and keep them informed. They’re interested in your success and will feel rewarded for their efforts. If your college requires recommendations you’ll need to be organized to get them in on time. Give your references plenty of time to get them done for you. References appreciate information. While they may know you well, a resume and a note about what you’d like them to focus on can make their job easier. Always include a stamped envelope for them if they’ll be the ones sending it in. Also, some references may have several to write for other students. Allow plenty of lead time so yours gets done by the due date. Finally, send a thank you note to your references and keep them informed. They’re interested in your success and will feel rewarded for their efforts.

    37. Your College Applications Admissions essays Stay on topic Essays should be error free Don’t exceed the word limit Be yourself We could do an entire presentation on essays and there are many nuances to be concerned with. For our purposes today, we’ll just go through a couple of important things for you to remember. Your essay is about more than your writing skills. It’s also about your ability to complete a task as requested, so try to stay on topic. It’s ok to recycle essays from other applications but make sure you meet the demands of the question. Obviously essays (and your entire application packet) should be error free. This means more than using the spell check on your word processing program. Have a few trusted people such as teachers, parents and guidance counselors read your essays. Be sure to give yourself some time to be able to make corrections before sending them in. Don’t try to be someone you’re not. There’s no need to second guess what the college would like you to think or say on a particular subject. We could do an entire presentation on essays and there are many nuances to be concerned with. For our purposes today, we’ll just go through a couple of important things for you to remember. Your essay is about more than your writing skills. It’s also about your ability to complete a task as requested, so try to stay on topic. It’s ok to recycle essays from other applications but make sure you meet the demands of the question. Obviously essays (and your entire application packet) should be error free. This means more than using the spell check on your word processing program. Have a few trusted people such as teachers, parents and guidance counselors read your essays. Be sure to give yourself some time to be able to make corrections before sending them in. Don’t try to be someone you’re not. There’s no need to second guess what the college would like you to think or say on a particular subject.

    38. Your College Applications Other evidence of talent Portfolio Audition tapes Writing samples Contact specific program for more information There may be other tasks that you need to complete for your admissions packet. Don’t let these derail your application. Colleges generally post their requirements so be prepared with whatever will be needed. There may be other tasks that you need to complete for your admissions packet. Don’t let these derail your application. Colleges generally post their requirements so be prepared with whatever will be needed.

    39. The Financial Aid Process

    40. What We’ll Cover Opportunities booklet contains information on the financial aid process, beginning on page 11 Your college costs The FAFSA and you Types of financial aid The final decision Understanding your award letter We’ll start out with some of the areas that you’ll need to focus on in your junior and senior years from a financial aid point of view. Next we’ll discuss some of the areas that your financial aid office considers in cost of attendance. After that we’ll briefly talk about the Free Application for Federal Student Aid, also known as the FAFSA and also discuss the types of aid that are available. There are some types of aid that virtually any student can qualify for regardless of family income. We’ll finish up this evening by talking about decisions that must be made regarding your financial aid package and then break down some of the things that you might expect to see in the award letter your college will send toward the end of the aid process. We’ll start out with some of the areas that you’ll need to focus on in your junior and senior years from a financial aid point of view. Next we’ll discuss some of the areas that your financial aid office considers in cost of attendance. After that we’ll briefly talk about the Free Application for Federal Student Aid, also known as the FAFSA and also discuss the types of aid that are available. There are some types of aid that virtually any student can qualify for regardless of family income. We’ll finish up this evening by talking about decisions that must be made regarding your financial aid package and then break down some of the things that you might expect to see in the award letter your college will send toward the end of the aid process.

    41. Your College Costs Cost of attendance (COA) – a.k.a. “budget” Consists of direct and indirect costs Direct costs are paid to the college Tuition and fees Room and board if living on campus There’s more to the cost of college than the basic tuition price. Your financial aid office will determine your cost of attendance (also known as “budget”) based on several categories of expenses. Tuition and fees – these will be determined by whether you’re attending a public or private college and then by whether you’re considered a resident or nonresident. Nonresidents at public colleges generally pay more than resident (or in-state) students. Private colleges typically charge higher tuition as they don’t benefit from state tax support. Fees are added on for services such as the library, student activities and the health center, among others. Room and board will be expenses for food and housing whether in a dormitory, off campus or with parents. You’ll indicate your plans on the FAFSA and you’ll want to let your college know if you change your mind. Most colleges post their cost of attendance somewhere on their website. It’s a good idea to look this up for all colleges that you’re applying to so that you won’t be surprised. The Virginia Opportunities supplement lists the costs of many colleges in Virginia. In addition, you’ll want to determine your own cost estimates to make sure that you’ve accounted for things outside the ordinary such as medical bills, etc. There’s more to the cost of college than the basic tuition price. Your financial aid office will determine your cost of attendance (also known as “budget”) based on several categories of expenses. Tuition and fees – these will be determined by whether you’re attending a public or private college and then by whether you’re considered a resident or nonresident. Nonresidents at public colleges generally pay more than resident (or in-state) students. Private colleges typically charge higher tuition as they don’t benefit from state tax support. Fees are added on for services such as the library, student activities and the health center, among others. Room and board will be expenses for food and housing whether in a dormitory, off campus or with parents. You’ll indicate your plans on the FAFSA and you’ll want to let your college know if you change your mind. Most colleges post their cost of attendance somewhere on their website. It’s a good idea to look this up for all colleges that you’re applying to so that you won’t be surprised. The Virginia Opportunities supplement lists the costs of many colleges in Virginia. In addition, you’ll want to determine your own cost estimates to make sure that you’ve accounted for things outside the ordinary such as medical bills, etc.

    42. Your College Costs COA can also include indirect costs: Room and board if living off campus Books and supplies Personal expenses Transportation Allowance for dependent care Loan fees Cost of a personal computer Costs related to disability Reasonable costs for study abroad Books and supplies costs vary but are factored in also. Textbooks can be quite expensive. Some academic fields will require specific supplies that may be more expensive – for example art and lab supplies. Personal expenses vary from student to student but the financial aid office will factor in an amount that the average student might need for things such as: clothing, laundry, medical insurance, etc. Transportation is also factored in for costs to and from home once or twice per year and for commuter students for getting to and from campus. Some colleges may consider other costs as well. If you have dependents, daycare or eldercare may be considered. Some loans have fees and this is taken into account as well as expenses to accommodate for a disability. If you’re required to have a personal computer, an allowance for a computer may also be considered. If you study abroad the additional costs for travel may also be considered.Books and supplies costs vary but are factored in also. Textbooks can be quite expensive. Some academic fields will require specific supplies that may be more expensive – for example art and lab supplies. Personal expenses vary from student to student but the financial aid office will factor in an amount that the average student might need for things such as: clothing, laundry, medical insurance, etc. Transportation is also factored in for costs to and from home once or twice per year and for commuter students for getting to and from campus. Some colleges may consider other costs as well. If you have dependents, daycare or eldercare may be considered. Some loans have fees and this is taken into account as well as expenses to accommodate for a disability. If you’re required to have a personal computer, an allowance for a computer may also be considered. If you study abroad the additional costs for travel may also be considered.

    43. Your College Costs COA can also be thought of as the “sticker price” – the total cost of going to college before any financial aid you may receive Remember – it is important to look at the net price Begin to find out your net price to attend college by filing the FAFSA You might think that all students at a particular college have the same costs, but that’s not true. Every student’s individual financial situation is taken into account to determine the net price that student will pay. The college uses the FAFSA to determine what that net price will be.You might think that all students at a particular college have the same costs, but that’s not true. Every student’s individual financial situation is taken into account to determine the net price that student will pay. The college uses the FAFSA to determine what that net price will be.

    44. About the FAFSA FAFSA = Free Application for Federal Student Aid Determines eligibility for: Most federal financial aid programs Many state financial aid programs Much of the aid colleges award from their own funds Colleges may require additional forms to collect more detailed data The way to access most federal and state financial aid is by filling out the Free Application for Federal Student Aid (FAFSA). By filling out the FAFSA you’re considered for eligibility for the many financial aid programs. You’ll also be considered for some of the state and private grants and scholarships that the college may offer. Expensive private colleges typically have more private grant money available than state colleges. To get the best aid package, visit your colleges’ websites and find out their priority deadlines which are typically posted by financial aid. Meeting these deadlines will net you the best financial aid package that you qualify for. As an aside, you will need to complete a FAFSA each year in which you wish to be considered for financial aid. The way to access most federal and state financial aid is by filling out the Free Application for Federal Student Aid (FAFSA). By filling out the FAFSA you’re considered for eligibility for the many financial aid programs. You’ll also be considered for some of the state and private grants and scholarships that the college may offer. Expensive private colleges typically have more private grant money available than state colleges. To get the best aid package, visit your colleges’ websites and find out their priority deadlines which are typically posted by financial aid. Meeting these deadlines will net you the best financial aid package that you qualify for. As an aside, you will need to complete a FAFSA each year in which you wish to be considered for financial aid.

    45. About the FAFSA FAFSA asks you questions about Income Assets Family size Number of family members attending college Three versions of the FAFSA Online – www.fafsa.ed.gov PDF FAFSA – Print from your computer Paper FAFSA – Call 1-800-4-FED-AID You only have to fill out one version of the FAFSA, but you can choose which version works best for you. You can begin preparations to file the FAFSA before January 1, but that is the earliest date you can file a FAFSA. You will also have to file a FAFSA each year you want to be considered for financial aid. You only have to fill out one version of the FAFSA, but you can choose which version works best for you. You can begin preparations to file the FAFSA before January 1, but that is the earliest date you can file a FAFSA. You will also have to file a FAFSA each year you want to be considered for financial aid.

    46. About the FAFSA Online version is best Built-in edits make it easier to complete accurately Sign it electronically with your PIN obtained from www.pin.ed.gov If dependent, parent also needs to sign with PIN Faster results Over 98% of FAFSAs are submitted online The online version is easier because it utilizes smart technology. As you answer questions, the online version will eliminate irrelevant questions down the road and you’ll have less confusion to deal with. You’ll need a PIN number to sign your form online but you’ll get results faster with less likelihood for mistakes. The online version is easier because it utilizes smart technology. As you answer questions, the online version will eliminate irrelevant questions down the road and you’ll have less confusion to deal with. You’ll need a PIN number to sign your form online but you’ll get results faster with less likelihood for mistakes.

    47. Preparing for the FAFSA Gather documents (both parents and students) Income tax returns – estimate if you have not completed your return W-2 forms and other income Benefits records from state and federal agencies Current bank statements Getting together the necessary paperwork for the FAFSA will save you time. You’ll need income tax returns (use last year’s if you’re estimating) and W-2’s both for parents and students. If you received unemployment or are on welfare or receiving other state or federal assistance you’ll need the information about how much you received. Bank statements will help as well. You’ll use all of this information to fill out the form. You should not send copies or originals of this information with the FAFSA. Your financial aid office may request copies of some of this information for verification at a later time. Getting together the necessary paperwork for the FAFSA will save you time. You’ll need income tax returns (use last year’s if you’re estimating) and W-2’s both for parents and students. If you received unemployment or are on welfare or receiving other state or federal assistance you’ll need the information about how much you received. Bank statements will help as well. You’ll use all of this information to fill out the form. You should not send copies or originals of this information with the FAFSA. Your financial aid office may request copies of some of this information for verification at a later time.

    48. Tips for FAFSA Success Meet all financial aid deadlines Can vary from college to college Meeting “priority deadline” results in best financial aid package available It’s okay to estimate your financial information – Will get an opportunity to correct List all colleges that you are applying to Retain a copy of your completed FAFSA The financial aid process is challenging and there are pitfalls to be aware of. The first mistake many students make is to miss their priority deadlines. Try not to let this happen. You still will get an award letter but it may not have all of the aid that you qualify for as there are limited amounts of grants available. Signing the FAFSA is important and the number one mistake that students make is not to sign the paper version. The online version is signed with your PIN. Make sure that both you and your parents sign your FAFSA. Remember that your parents will need their own PIN to sign with. List all the colleges that you’re applying to as well. To do this you’ll list each college’s name and address and their six digit federal school code. Find your colleges’ codes on the fafsa.ed.gov website. Don’t delay in filling out your FAFSA. Go ahead and estimate your financial situation. You can correct it later. Make a copy of your completed FAFSA for your records. The financial aid process is challenging and there are pitfalls to be aware of. The first mistake many students make is to miss their priority deadlines. Try not to let this happen. You still will get an award letter but it may not have all of the aid that you qualify for as there are limited amounts of grants available. Signing the FAFSA is important and the number one mistake that students make is not to sign the paper version. The online version is signed with your PIN. Make sure that both you and your parents sign your FAFSA. Remember that your parents will need their own PIN to sign with. List all the colleges that you’re applying to as well. To do this you’ll list each college’s name and address and their six digit federal school code. Find your colleges’ codes on the fafsa.ed.gov website. Don’t delay in filling out your FAFSA. Go ahead and estimate your financial situation. You can correct it later. Make a copy of your completed FAFSA for your records.

    49. FAFSA Help Is Available You can receive in-person help in completing the FAFSA at “Super Saturday” Sponsored by Virginia Association of Student Financial Aid Administrators and Virginia College Access Network Saturday, February 13, 2010 Many locations across the state Details at www.vasfaa.org For many years, VASFAA has sponsored Super Saturday. At each location there will be financial aid administrators who will work with you individually to help you complete the FAFSA.For many years, VASFAA has sponsored Super Saturday. At each location there will be financial aid administrators who will work with you individually to help you complete the FAFSA.

    50. Financial Aid Process After completing the FAFSA, the student receives Student Aid Report (SAR) Correct any errors and return SAR contains Expected Family Contribution (EFC) FAFSA information is also sent to the colleges you listed to receive the data Once you’ve finished your FAFSA you can expect your SAR in a few weeks – note that you’ll receive it quicker if you do the online version. Check it carefully for errors and return it. Your SAR will also list your Expected Family Contribution (EFC). It’s generally in the upper right-hand corner with no decimal points. Your EFC is what the federal government estimates that you and your family can contribute to your college education, but not necessarily what you’re expected to pay. You can also think of it as an index used to calculate the amount of financial aid you may qualify to receive. Once you’ve finished your FAFSA you can expect your SAR in a few weeks – note that you’ll receive it quicker if you do the online version. Check it carefully for errors and return it. Your SAR will also list your Expected Family Contribution (EFC). It’s generally in the upper right-hand corner with no decimal points. Your EFC is what the federal government estimates that you and your family can contribute to your college education, but not necessarily what you’re expected to pay. You can also think of it as an index used to calculate the amount of financial aid you may qualify to receive.

    51. Financial Aid Process This very simple flow chart shows some of the events to expect when going through the financial aid process. It all starts with the student completing the FAFSA. Next, the feds process the FAFSA and the student gets a Student Aid Report which should be verified for accuracy. The college also gets this information and this will trigger the student receiving a checklist from the college of any other documents that they require. Once the necessary information has been sent and received and the student’s file is complete, the financial aid office processes it. An award letter is generated and is sent to the student. The student decides which aid to accept and sends it back to the financial aid office. This very simple flow chart shows some of the events to expect when going through the financial aid process. It all starts with the student completing the FAFSA. Next, the feds process the FAFSA and the student gets a Student Aid Report which should be verified for accuracy. The college also gets this information and this will trigger the student receiving a checklist from the college of any other documents that they require. Once the necessary information has been sent and received and the student’s file is complete, the financial aid office processes it. An award letter is generated and is sent to the student. The student decides which aid to accept and sends it back to the financial aid office.

    52. EFC Determines Aid Offered COA (Cost of attendance) – EFC = financial need Financial aid office will then determine the student’s eligibility for federal and state financial aid, and for any aid the college may be able to offer from its own funds Student will receive an award letter with the details Your EFC goes into determining your award. Your EFC is the same no matter which college you’re applying to. The financial aid office will take the cost of attendance and subtract your EFC and will attempt to build a financial aid package that meets the leftover need. Let’s say that you’re going to a college that has a cost of attendance of $20,000 and your expected family contribution is $6000 annually. The college subtracts $6000 from $20,000 and will try to offer an aid package of $14,000. Your EFC goes into determining your award. Your EFC is the same no matter which college you’re applying to. The financial aid office will take the cost of attendance and subtract your EFC and will attempt to build a financial aid package that meets the leftover need. Let’s say that you’re going to a college that has a cost of attendance of $20,000 and your expected family contribution is $6000 annually. The college subtracts $6000 from $20,000 and will try to offer an aid package of $14,000.

    53. Types of Financial Aid Gift aid Federal grant programs State grant programs Scholarships Institutional aid Other types of federal “self-help” aid Federal work-study Federal loan programs Now we’ll get into the types of financial aid that are available. There are basically two categories. Gift aid, grants and work-study don’t have to be paid back. Many students don’t qualify for gift aid. The lower your EFC is, the more likely you are to be offered gift aid. Federal loans have to be paid back and may be need-based or not. Federal loans are available in student or parent names. We’ll go into details of the programs on the next few slides.Now we’ll get into the types of financial aid that are available. There are basically two categories. Gift aid, grants and work-study don’t have to be paid back. Many students don’t qualify for gift aid. The lower your EFC is, the more likely you are to be offered gift aid. Federal loans have to be paid back and may be need-based or not. Federal loans are available in student or parent names. We’ll go into details of the programs on the next few slides.

    54. Gift Aid – Federal Grants Pell Grant Need-based Awards depend on program funding, cost of attendance and expected family contribution Maximum award in 2009-2010 = $5,350 The federal government is the largest source of grant money out there. If you have a lower EFC, the biggest federal grant you’ll be offered is the Pell Grant. You must be an undergraduate student and U.S. citizen or eligible non-citizen to qualify. The award amounts vary based on student need and cost of attendance of the college. The maximum Pell Grant is $5,350 per academic year at the writing of this presentation. The federal government is the largest source of grant money out there. If you have a lower EFC, the biggest federal grant you’ll be offered is the Pell Grant. You must be an undergraduate student and U.S. citizen or eligible non-citizen to qualify. The award amounts vary based on student need and cost of attendance of the college. The maximum Pell Grant is $5,350 per academic year at the writing of this presentation.

    55. Gift Aid – Federal Grants Federal Supplemental Educational Opportunity Grant (FSEOG) Need-based Must have received Pell Grant Awards between $100-$4,000 While it doesn’t have as catchy of a name as Pell, the FSEOG grant is another generous need-based Federal Grant. If you receive a Pell, you may get this grant as well. Colleges have a fixed amount of SEOG funds to award, so they generally try to stretch this grant over many recipients and award amounts are generally smaller. While it doesn’t have as catchy of a name as Pell, the FSEOG grant is another generous need-based Federal Grant. If you receive a Pell, you may get this grant as well. Colleges have a fixed amount of SEOG funds to award, so they generally try to stretch this grant over many recipients and award amounts are generally smaller.

    56. Gift Aid – Federal Grants Academic Competitiveness Grant Program 1st or 2nd year student Must have completed rigorous high school program Must be a Pell Grant recipient Must be enrolled at least half-time $750 1st year $1,300 2nd year These grants are based on a combination of financial need and academic qualifications. To get this grant you must be a U.S. citizen or eligible non-citizen, and have received a Federal Pell Grant. You also must be an undergraduate student enrolled at least half-time as a first- or second-year student at a two- or four-year degree-granting college These grants are based on a combination of financial need and academic qualifications. To get this grant you must be a U.S. citizen or eligible non-citizen, and have received a Federal Pell Grant. You also must be an undergraduate student enrolled at least half-time as a first- or second-year student at a two- or four-year degree-granting college

    57. Gift Aid – Federal Grants SMART Grant Enrolled at least half-time in bachelor’s or graduate degree program that includes at least 3 years of study at a 4-year college Must be a Pell Grant recipient Must major in sciences, math, engineering, technology, or crucial foreign language At least 3.0 cumulative GPA Award up to $4,000 for a maximum of 3 years SMART stands for The National Science and Mathematics Access to Retain Talent (SMART) Grant Program. The program is designed to encourage students to study subjects where there is a great national need. In order to qualify you must be a U.S. citizen or eligible noncitizen and have received a Federal Pell Grant. You must be enrolled at least half-time in a bachelor’s or graduate degree program that includes at least three years of undergraduate study in a four-year degree-granting college. Basically, you can’t get a SMART Grant until your junior year. You must have a major in the physical, life, or computer sciences, engineering, math, technology, or a critical foreign language. You must have at least a cumulative 3.0 grade point average on a 4.0 scale in the coursework required for your major. The award can be up to $4,000 for each of the third and fourth years of study, and can be awarded for an additional year if the program is designed to take five years to complete. SMART stands for The National Science and Mathematics Access to Retain Talent (SMART) Grant Program. The program is designed to encourage students to study subjects where there is a great national need. In order to qualify you must be a U.S. citizen or eligible noncitizen and have received a Federal Pell Grant. You must be enrolled at least half-time in a bachelor’s or graduate degree program that includes at least three years of undergraduate study in a four-year degree-granting college. Basically, you can’t get a SMART Grant until your junior year. You must have a major in the physical, life, or computer sciences, engineering, math, technology, or a critical foreign language. You must have at least a cumulative 3.0 grade point average on a 4.0 scale in the coursework required for your major. The award can be up to $4,000 for each of the third and fourth years of study, and can be awarded for an additional year if the program is designed to take five years to complete.

    58. Gift Aid – State Grants There are four major grant programs in Virginia: CSAP – College Scholarship Assistance Program Virginia Commonwealth Award VGAP – Virginia Guaranteed Assistance Program VTAG – Virginia Tuition Assistance Grant More details on these and other Virginia financial aid programs on: Pages 6-8 of Virginia Opportunities booklet www.schev.edu There are many state financial aid programs, but these are the four main grant programs. You can find additional aid programs in the Virginia supplement to Opportunities on pages 6 through 8.There are many state financial aid programs, but these are the four main grant programs. You can find additional aid programs in the Virginia supplement to Opportunities on pages 6 through 8.

    59. Gift Aid – State Grants CSAP is based entirely on need For students at Virginia public and some private colleges College determines award amount Range from $400-$5,000 depending upon need and legislative appropriations Virginia Commonwealth Award Students at Virginia public colleges only College determines award amount Awards are proportional to need Neediest students get the largest awards Both of these programs are based on need. Colleges use information from the FAFSA to determine who is eligible and for how much. Notice that the more need you demonstrate, the higher your award will be. This program is an effort by the state to make sure money is not a barrier for low-income students that keeps them from attending college.Both of these programs are based on need. Colleges use information from the FAFSA to determine who is eligible and for how much. Notice that the more need you demonstrate, the higher your award will be. This program is an effort by the state to make sure money is not a barrier for low-income students that keeps them from attending college.

    60. Gift Aid – State Grants VGAP is based on both need and merit Students at Virginia public colleges only Must have a 2.5 high school GPA Maximum award = Cost of tuition, fees and a book allowance Must be a full-time student and maintain a 2.0 college GPA Awards are proportional to need Neediest students get the largest awards VGAP is based on need, but students need to have at least a 2.5 high school GPA to qualify. Students also need to maintain at least a 2.0 GPA in college to continue to be eligible for this grant.VGAP is based on need, but students need to have at least a 2.5 high school GPA to qualify. Students also need to maintain at least a 2.0 GPA in college to continue to be eligible for this grant.

    61. Gift Aid – State Grants VTAG is not based on need or merit Grant to Virginia students attending accredited private nonprofit colleges in Virginia Students must be enrolled full-time Maximum undergraduate award in 2009-2010 is approximately $3,000 If every student in Virginia attended a public college, it would cost the state more money. The state would have to devote more taxpayer funds to build additional classrooms and hire more faculty. This grant encourages some students to attend private Virginia colleges instead of public colleges, so the grant is not based on need or merit.If every student in Virginia attended a public college, it would cost the state more money. The state would have to devote more taxpayer funds to build additional classrooms and hire more faculty. This grant encourages some students to attend private Virginia colleges instead of public colleges, so the grant is not based on need or merit.

    62. Federal Work-Study To qualify Need-based Undergraduate or graduate students Enrolled at least half-time Getting the money Work part-time Earn at least minimum wage Work study is another common type of need-based aid. Recipients will work a part-time job either on campus or off for at least minimum wage. In many instances, colleges try to set the job up to be related to the student’s major. Studies have shown that students who work part-time typically get a bit better grades than their peers. Usually you will actually have to work at your work-study job. The stereotype of studying and handing out gym towels is largely untrue. Work study is another common type of need-based aid. Recipients will work a part-time job either on campus or off for at least minimum wage. In many instances, colleges try to set the job up to be related to the student’s major. Studies have shown that students who work part-time typically get a bit better grades than their peers. Usually you will actually have to work at your work-study job. The stereotype of studying and handing out gym towels is largely untrue.

    63. Federal Loan Programs Perkins Loans Student borrower Need-based Undergrads borrow up to $5,500 annually Typically a 10-year repayment period Deferment options available while enrolled In-school interest paid by federal government Now we’ll get into federal student loans that are available. Federal Perkins Loans are made through participating schools to students who demonstrate the greatest financial need. The loans come from a combination of federal and college funds, and are repaid to the college. It’s notable that Perkins loans are borrowed in the student’s name and it’s the student who is responsible for paying them back. The terms of the loan are friendly with a fixed rate of 5%. Interest that accrues while the student is at least half-time enrolled is paid by the federal government. Now we’ll get into federal student loans that are available. Federal Perkins Loans are made through participating schools to students who demonstrate the greatest financial need. The loans come from a combination of federal and college funds, and are repaid to the college. It’s notable that Perkins loans are borrowed in the student’s name and it’s the student who is responsible for paying them back. The terms of the loan are friendly with a fixed rate of 5%. Interest that accrues while the student is at least half-time enrolled is paid by the federal government.

    64. Federal Loan Programs Stafford Loans Student is the borrower There are two types: Subsidized Based on need Federal government pays interest while the student is in school Unsubsidized Not need-based Borrower is responsible for all interest that accrues There are two types of Stafford Loans, subsidized and unsubsidized. The subsidized Stafford is a need-based loan with increasing borrowing amounts for each year that the student is enrolled. With subsidized Stafford Loans, the federal government pays accumulating interest while the student is enrolled at least half-time. The current interest rate for subsidized Stafford is a fixed rate of 5.6% for undergraduate students, while unsubsidized loans are fixed at 6.8%. Subsidized Stafford loan interest rates are scheduled to drop each year for the next two years to 4.5% and 3.4%. There are two types of Stafford Loans, subsidized and unsubsidized. The subsidized Stafford is a need-based loan with increasing borrowing amounts for each year that the student is enrolled. With subsidized Stafford Loans, the federal government pays accumulating interest while the student is enrolled at least half-time. The current interest rate for subsidized Stafford is a fixed rate of 5.6% for undergraduate students, while unsubsidized loans are fixed at 6.8%. Subsidized Stafford loan interest rates are scheduled to drop each year for the next two years to 4.5% and 3.4%.

    65. Federal Loan Programs FAFSA determines eligibility for type of loan Student may qualify for a combination of loan types Dependent students can borrow up to $5,500 for first year Independent students can borrow up to $9,500 for first year 10- to 25-year repayment period Typically a 6-month grace period after leaving college before repayment begins Any student who is a U.S. citizen or eligible non-citizen who isn’t currently in default can qualify for a Stafford loan by filling out the FAFSA. Whether a student is dependent or independent has very little to do with how you file your tax return. There is a discussion of dependency status on page 13 of Opportunities. The amount a student can borrow generally increases at each grade level, and there is a maximum amount a student can borrow overall (aggregate limit). Interest accrues on the unsubsidized Stafford even when the student is in school. Typically the student receives a quarterly interest statement from their lender that offers them the ability to pay the outstanding interest. Students who pay the interest as it accrues save hundreds of dollars over the life of the loan. Any student who is a U.S. citizen or eligible non-citizen who isn’t currently in default can qualify for a Stafford loan by filling out the FAFSA. Whether a student is dependent or independent has very little to do with how you file your tax return. There is a discussion of dependency status on page 13 of Opportunities. The amount a student can borrow generally increases at each grade level, and there is a maximum amount a student can borrow overall (aggregate limit). Interest accrues on the unsubsidized Stafford even when the student is in school. Typically the student receives a quarterly interest statement from their lender that offers them the ability to pay the outstanding interest. Students who pay the interest as it accrues save hundreds of dollars over the life of the loan.

    66. Federal Loan Programs PLUS Loan For parents of dependent undergraduate students Parent cannot have an “adverse credit history” Fixed interest rate of 7.9% or 8.5% depending upon the college the student attends Repayment begins 60 days after last disbursement, but payments can be postponed until the student is no longer enrolled half-time Can borrow up to cost of attendance minus other financial aid For dependent undergraduates, parents can borrow under the PLUS loan program. [Note: Graduate and professional students can also borrow PLUS loans.] The parent borrower does not have to have a flawless credit report to qualify, but the parent cannot have what regulations call an adverse credit history. Parents can begin repayment while the student is still in school, or can wait until much later. Beginning to repay a PLUS loan while the student is still in school will generally save the parent a large amount of interest, making for a smaller overall cost of borrowing. For dependent undergraduates, parents can borrow under the PLUS loan program. [Note: Graduate and professional students can also borrow PLUS loans.] The parent borrower does not have to have a flawless credit report to qualify, but the parent cannot have what regulations call an adverse credit history. Parents can begin repayment while the student is still in school, or can wait until much later. Beginning to repay a PLUS loan while the student is still in school will generally save the parent a large amount of interest, making for a smaller overall cost of borrowing.

    67. Understanding Award Letters Read your award letter carefully Look for instructions for next steps Keep your college aware of changing financial issues Meet all deadlines Let’s back up a little bit and talk about your award letter. Once you have been accepted for enrollment at any college, and have applied for financial aid by completing the Free Application for Federal Student Aid (FAFSA) and any other financial aid forms required by the college, you and your family will receive a financial aid award letter. This letter will detail the amount of financial support the college is able to provide for the upcoming year. You might receive the award letter along with your notice of acceptance. Some colleges make the award letters available online. Check with your colleges to see how they will distribute the award letters. Read the fine print } Read your award letter carefully to ensure you understand all terms and conditions so you can decide if you want to accept any, or all, of the aid offered. } Look for instructions for your next steps. You might need to complete additional paperwork, i.e., loan applications. } Determine if grants or scholarships are available for more than one year. If so, what are the applicable conditions? Let’s back up a little bit and talk about your award letter. Once you have been accepted for enrollment at any college, and have applied for financial aid by completing the Free Application for Federal Student Aid (FAFSA) and any other financial aid forms required by the college, you and your family will receive a financial aid award letter. This letter will detail the amount of financial support the college is able to provide for the upcoming year. You might receive the award letter along with your notice of acceptance. Some colleges make the award letters available online. Check with your colleges to see how they will distribute the award letters. Read the fine print } Read your award letter carefully to ensure you understand all terms and conditions so you can decide if you want to accept any, or all, of the aid offered. } Look for instructions for your next steps. You might need to complete additional paperwork, i.e., loan applications. } Determine if grants or scholarships are available for more than one year. If so, what are the applicable conditions?

    68. Understanding Award Letters Award letter Lists types of aid Accept or decline Shows budget Sign and return Pages 24-25 in Opportunities Worksheet on page 26 helps you compare awards Every award letter looks a bit different. Note that this one has check boxes where you can accept or decline the type of aid you’ve received. This letter also shows the budget for this college. Every award letter looks a bit different. Note that this one has check boxes where you can accept or decline the type of aid you’ve received. This letter also shows the budget for this college.

    69. Understanding Award Letters What if it’s not enough? Research private scholarships Consider any potential employer benefits Check into college tuition payment plans Make financial aid office aware of changes in your financial situation Reminder – you must complete the FAFSA to be considered for most types of aid If after reading the award letter, you believe that the award and your family savings are not enough to cover all of your expenses, don’t panic! There are other options for getting the money you need to attend the college of your choice. } Research other sources for private scholarships. It might not be too late to apply. See if there is a national association affiliated with your major that might offer a scholarship. Review your college catalog, contact the head of the department of your major, talk to your guidance counselor, or take another look at the free college scholarship search services available online. } Consider any potential benefits from your parents’ place of employment. Look beyond just tuition and scholarships. Programs might exist to lower the cost of computers, insurance, or travel. } See if your college offers a payment plan that allows tuition expenses to be spread out over the year. } Make sure your college is aware of any special situations or circumstances that might affect their award decision. Is another sibling in college? Has a baby been born or adopted? Is a parent facing possible layoff? Do any of your family members have a chronic medical condition resulting in unusually high medical expenses? Make sure your financial aid office is aware of any unique situations. If after reading the award letter, you believe that the award and your family savings are not enough to cover all of your expenses, don’t panic! There are other options for getting the money you need to attend the college of your choice. } Research other sources for private scholarships. It might not be too late to apply. See if there is a national association affiliated with your major that might offer a scholarship. Review your college catalog, contact the head of the department of your major, talk to your guidance counselor, or take another look at the free college scholarship search services available online. } Consider any potential benefits from your parents’ place of employment. Look beyond just tuition and scholarships. Programs might exist to lower the cost of computers, insurance, or travel. } See if your college offers a payment plan that allows tuition expenses to be spread out over the year. } Make sure your college is aware of any special situations or circumstances that might affect their award decision. Is another sibling in college? Has a baby been born or adopted? Is a parent facing possible layoff? Do any of your family members have a chronic medical condition resulting in unusually high medical expenses? Make sure your financial aid office is aware of any unique situations.

    70. Scholarship Searches and Scams

    71. Agenda Dispelling myths about scholarships Searching for scholarships Successful scholarship candidates Scholarship applications Watch for scams Tips to remember Applying for scholarships takes some work. However, it’s important to utilize this resource as college costs continue to rise. Finding scholarship information can sometimes be overwhelming as there isn’t “one resource” to go to in your search. We’ll start out today with some common myths that often stand in the way of searching for scholarships. Next we’ll cover some of the most common areas to look for in search of scholarship applications. We’ll also talk today about some things that successful scholarship candidates do and also examine what goes into a typical scholarship application packet. There are also lots of scams out there targeting students so we’ll also look at some of the most common ones. We’ll finish up today by offering some tips to remember to identify scams and also go into a little bit about how your aid package might be affected when you win a scholarship. Applying for scholarships takes some work. However, it’s important to utilize this resource as college costs continue to rise. Finding scholarship information can sometimes be overwhelming as there isn’t “one resource” to go to in your search. We’ll start out today with some common myths that often stand in the way of searching for scholarships. Next we’ll cover some of the most common areas to look for in search of scholarship applications. We’ll also talk today about some things that successful scholarship candidates do and also examine what goes into a typical scholarship application packet. There are also lots of scams out there targeting students so we’ll also look at some of the most common ones. We’ll finish up today by offering some tips to remember to identify scams and also go into a little bit about how your aid package might be affected when you win a scholarship.

    72. Dispelling Myths A form of gift aid – money given to students that doesn’t have to be repaid A few commonly held myths about scholarships: You need a very high GPA You need lots of extracurricular activities If you’re a great student, they’ll find you Millions of dollars go unclaimed each year It’s just like applying to college The competition is too intense While a super grade point average and a strong resume and great athletic talent are helpful in getting scholarships, it’s not the end of the world to be a regular student. Is your GPA offset by a strong focus on a particular talent, skill or volunteer activity? Do you have great ideas of what you want to do with your life? Are you financially needy or do you have strong connections to a particular community? Are you the first in your family to attend college? If so, there are scholarships that you may qualify for. Quality counts. A smattering of extracurricular activities won’t stand out as much as focusing on something that you care about and being able to state why that activity is important to you. You still have to look for scholarships. Even if you’re a great student, chances are you need to do some research to find scholarships. They’re unlikely to find you. When applying for scholarships, you’ll follow a different process than what you did to apply to get into college. You may be able to utilize an admissions essay but you’ll likely need to gather different information for your application packet. The competition for scholarships can be intense, especially for the big money, high profile scholarships. However, diligence and perseverance are great tools to utilize when applying for scholarships.While a super grade point average and a strong resume and great athletic talent are helpful in getting scholarships, it’s not the end of the world to be a regular student. Is your GPA offset by a strong focus on a particular talent, skill or volunteer activity? Do you have great ideas of what you want to do with your life? Are you financially needy or do you have strong connections to a particular community? Are you the first in your family to attend college? If so, there are scholarships that you may qualify for. Quality counts. A smattering of extracurricular activities won’t stand out as much as focusing on something that you care about and being able to state why that activity is important to you. You still have to look for scholarships. Even if you’re a great student, chances are you need to do some research to find scholarships. They’re unlikely to find you. When applying for scholarships, you’ll follow a different process than what you did to apply to get into college. You may be able to utilize an admissions essay but you’ll likely need to gather different information for your application packet. The competition for scholarships can be intense, especially for the big money, high profile scholarships. However, diligence and perseverance are great tools to utilize when applying for scholarships.

    73. Finding Scholarships You need to develop a plan to search and apply for scholarships. Internet scholarship searches are a good place to start: Look for no-fee sites. Search engines require you to complete a profile. Watch for scams. You should treat finding scholarships as a part-time job. Like a job, making a diligent scholarship search can end up putting money in your pocket. While the Internet is the most popular source for scholarship searches, you still have to be careful. Legitimate scholarship search sites need information about you to match you to potential scholarships, but be careful of giving too much personal information. You should treat finding scholarships as a part-time job. Like a job, making a diligent scholarship search can end up putting money in your pocket. While the Internet is the most popular source for scholarship searches, you still have to be careful. Legitimate scholarship search sites need information about you to match you to potential scholarships, but be careful of giving too much personal information.

    74. Popular Scholarship Sites Fastweb – www.fastweb.com College Board – www.collegeboard.com Scholarships.com – www.scholarships.com Many other scholarship search sites Not endorsing those listed above, but have been proven to be legitimate sites Of course the most popular way of searching for scholarships is via the Internet. To search for scholarships you can go to one of the many free or low-fee search sites and fill out a profile. You’ll be asked to fill out a profile, which will tell a lot about your religious beliefs, ethnicity and family income. This information will be used to match you with scholarships that are then e-mailed to you so you can apply for them. Note that when you get an e-mail it means that you likely “qualify” for the scholarship. You haven’t yet won the scholarship. You should definitely verify that you meet the qualifications and that it’s a legitimate offering. Of course the most popular way of searching for scholarships is via the Internet. To search for scholarships you can go to one of the many free or low-fee search sites and fill out a profile. You’ll be asked to fill out a profile, which will tell a lot about your religious beliefs, ethnicity and family income. This information will be used to match you with scholarships that are then e-mailed to you so you can apply for them. Note that when you get an e-mail it means that you likely “qualify” for the scholarship. You haven’t yet won the scholarship. You should definitely verify that you meet the qualifications and that it’s a legitimate offering.

    75. Other Scholarship Resources A good scholarship search extends beyond surfing the web High school counselor May have a list of local competitions Check with other area high schools College/university Financial aid office Check within your major There are many resources to use when beginning your search for scholarships. An essential place to check is with your current high school. It may have a list of local competitions where fewer people enter, making it easier to win. If your high school doesn’t have a listing, check out others in the area. Local providers of scholarships are generally looking to invest in their community and your potential could be a great investment for them. Often, when you fill out the Free Application for Federal Student Aid, you will be considered for grants and scholarships through the financial aid office. Check out financial aid and other areas of student services to see if they have additional listings as well. Students who are strongly committed to a particular major may also find that there are scholarships available specific to their area of study. There are many resources to use when beginning your search for scholarships. An essential place to check is with your current high school. It may have a list of local competitions where fewer people enter, making it easier to win. If your high school doesn’t have a listing, check out others in the area. Local providers of scholarships are generally looking to invest in their community and your potential could be a great investment for them. Often, when you fill out the Free Application for Federal Student Aid, you will be considered for grants and scholarships through the financial aid office. Check out financial aid and other areas of student services to see if they have additional listings as well. Students who are strongly committed to a particular major may also find that there are scholarships available specific to their area of study.

    76. Other Scholarship Resources Family and friends Employers Religious, civic and community organizations Foundations Public library Several volumes of scholarship listings Another great resource are family and friends. A family member may know about community scholarships that are available. Ask around and you may be surprised at the opportunities out there. Many employers – both yours and those of friends – offer scholarships. Also check with organizations you and your family have been involved with to see if they offer scholarships. The public library also has vast listings of scholarships with their application due dates and years in which they’re offered. It’s best to look these up at the library rather than purchasing a book as the information quickly becomes outdated. Another great resource are family and friends. A family member may know about community scholarships that are available. Ask around and you may be surprised at the opportunities out there. Many employers – both yours and those of friends – offer scholarships. Also check with organizations you and your family have been involved with to see if they offer scholarships. The public library also has vast listings of scholarships with their application due dates and years in which they’re offered. It’s best to look these up at the library rather than purchasing a book as the information quickly becomes outdated.

    77. Successful Scholarship Candidates Apply for many different scholarships Request applications to allow plenty of time for completing application requirements Turn in error-free applications Follow all application directions Watch out for the fine print Keep copies of completed applications Are thankful and gracious The determined scholarship applicant wins in many cases. Just being organized and following some of these basic tips may land your scholarship application at the top of the review pile. Don’t limit yourself to a few applications. By recycling essays and personal statements, it’s not a lot more effort to apply to 12 organizations as opposed to 2 or 3. Generally to apply for a scholarship you must request an application or download it from a website. Get your application in time to allow plenty of hours to complete it and to obtain any additional paperwork needed, such as transcripts and test scores. Successful applicants show that they are qualified. The scholarship awarding committee will not assume that you meet the criteria. Send any proof that you can. Your application must be error free or it will likely be disqualified. Have your parents, teachers, guidance counselor, etc., review your application carefully. The determined scholarship applicant wins in many cases. Just being organized and following some of these basic tips may land your scholarship application at the top of the review pile. Don’t limit yourself to a few applications. By recycling essays and personal statements, it’s not a lot more effort to apply to 12 organizations as opposed to 2 or 3. Generally to apply for a scholarship you must request an application or download it from a website. Get your application in time to allow plenty of hours to complete it and to obtain any additional paperwork needed, such as transcripts and test scores. Successful applicants show that they are qualified. The scholarship awarding committee will not assume that you meet the criteria. Send any proof that you can. Your application must be error free or it will likely be disqualified. Have your parents, teachers, guidance counselor, etc., review your application carefully.

    78. Scholarship Applications May need to provide Essays/personal statement Letters of recommendation Examples of work in specific study area/portfolio SAT/ACT scores Transcripts Interview Let’s talk a little bit about what typical scholarship applications require. What they require can vary a lot. Generally more competitive scholarships will require more information. We’ll go into more detail about possible requirements over the next few slides. Let’s talk a little bit about what typical scholarship applications require. What they require can vary a lot. Generally more competitive scholarships will require more information. We’ll go into more detail about possible requirements over the next few slides.

    79. Scholarship Applications Essays and personal statement Show, don’t tell Recycle writing appropriately Have others proofread Focus on potential Ask for help if you need it Your essay and personal statement are your chance to show your potential. The key term is to “show” rather than “tell.” If I wanted to convince you that I’m funny, I would likely tell you a joke rather than tell you how funny I am. With your personal statement use examples of how you meet scholarship application criteria, what you’re working on currently. You don’t have to come up with an entirely new essay for each application, but recycle appropriately. An essay that focused on the history of Martin Luther King could easily be modified to talk about your personal history with civil rights in the U.S. Make sure that everything in your application is carefully scrutinized and proofread. They should all be error free. Your potential is what’s appealing to most scholarship committees. What are you going to do to change the world? Don’t be afraid to ask for help on your application. You’ll want to make sure that the end product is appropriate and consistent with the rest of your application. Students have lost scholarships in the past where it was suspected that someone wrote their application for them. Your essay and personal statement are your chance to show your potential. The key term is to “show” rather than “tell.” If I wanted to convince you that I’m funny, I would likely tell you a joke rather than tell you how funny I am. With your personal statement use examples of how you meet scholarship application criteria, what you’re working on currently. You don’t have to come up with an entirely new essay for each application, but recycle appropriately. An essay that focused on the history of Martin Luther King could easily be modified to talk about your personal history with civil rights in the U.S. Make sure that everything in your application is carefully scrutinized and proofread. They should all be error free. Your potential is what’s appealing to most scholarship committees. What are you going to do to change the world? Don’t be afraid to ask for help on your application. You’ll want to make sure that the end product is appropriate and consistent with the rest of your application. Students have lost scholarships in the past where it was suspected that someone wrote their application for them.

    80. Scholarship Applications Letters of recommendation Provide scholarship criteria to references Request personalized recommendation Provide resume and copy of recommendation form Provide stamped envelope Keep in touch with references Asking for letters of recommendation can be a little intimidating. For the most part, those you ask are honored and happy to help. They may need your help as well. For a quick response and to be sure they meet your deadlines, provide your reference with some additional information. Provide them with any forms that the scholarship committee requires as well as a copy of your resume. Give your reference a note that requests that they focus on the particular area you’d like them to. You might ask your science teacher to talk about your work on a team on a tough project rather than having them focus on your athletic skill. It’s also good to have someone who really knows you write a recommendation. Also you’ll need to give a stamped envelope to your reference and follow up to make sure that they meet the deadline for sending it in or giving the reference back to you. Keep in touch and especially let your reference know if you’ve won. They’ll truly be thrilled to have helped you. Asking for letters of recommendation can be a little intimidating. For the most part, those you ask are honored and happy to help. They may need your help as well. For a quick response and to be sure they meet your deadlines, provide your reference with some additional information. Provide them with any forms that the scholarship committee requires as well as a copy of your resume. Give your reference a note that requests that they focus on the particular area you’d like them to. You might ask your science teacher to talk about your work on a team on a tough project rather than having them focus on your athletic skill. It’s also good to have someone who really knows you write a recommendation. Also you’ll need to give a stamped envelope to your reference and follow up to make sure that they meet the deadline for sending it in or giving the reference back to you. Keep in touch and especially let your reference know if you’ve won. They’ll truly be thrilled to have helped you.

    81. Scholarship Applications ACT/SAT Scores and transcripts Request in time to meet deadlines Confirm that information has been sent Official or unofficial transcript? Take standardized tests in time to meet deadlines Other requirements of your application packet may include your official transcript from high school or results of standardized tests. Make sure that you plan ahead to meet the scholarship committee’s deadline so that your application packet will be considered fully.Other requirements of your application packet may include your official transcript from high school or results of standardized tests. Make sure that you plan ahead to meet the scholarship committee’s deadline so that your application packet will be considered fully.

    82. Scholarship Applications Interviews Can be a major source of stress Be prepared for most common questions Think of it as a conversation Remember the basics Be on time Dress appropriately You may also be required to do an interview via phone or in person. These are very stressful to think about but can be the area that is your ace in the hole. Learn as much about the awarding organization as you can. Be able to use personal examples of areas in your life where you’ve accomplished things that fit in with the values of the awarding organization. This can include volunteer work, projects at school, extracurricular activities or examples from a job you may have had. Don’t derail yourself by dressing in jeans and a t-shirt. You’ll want to dress apprppriately and be on time for any interview you have. You may also be required to do an interview via phone or in person. These are very stressful to think about but can be the area that is your ace in the hole. Learn as much about the awarding organization as you can. Be able to use personal examples of areas in your life where you’ve accomplished things that fit in with the values of the awarding organization. This can include volunteer work, projects at school, extracurricular activities or examples from a job you may have had. Don’t derail yourself by dressing in jeans and a t-shirt. You’ll want to dress apprppriately and be on time for any interview you have.

    83. Scholarship Applications Portfolio May include writing samples, artwork, audition tapes Many committees request electronic versions Provide postage if you want it returned Some awarding committees may also require a portfolio. This is especially true of arts based organizations that award based on talent or special skills. A portfolio takes some time to put together and can include examples of past work. Most will have a very specific submission criteria and may be disqualified if directions are not followed to the letter.Some awarding committees may also require a portfolio. This is especially true of arts based organizations that award based on talent or special skills. A portfolio takes some time to put together and can include examples of past work. Most will have a very specific submission criteria and may be disqualified if directions are not followed to the letter.

    84. Watch for Scams If it sounds too good to be true… Beware of promises that are unrealistic You’re guaranteed to win or your money back Scholarships are competitive As you research scholarships you will come across scams that can be very convincing at first glance. Caution and skepticism are your friends in avoiding being bilked by con artists. Over the next few slides we’ll talk about some common areas to be careful of. For the most part, if a scholarship offer sounds fishy or looks for personal financial information or asks for a great deal of money up front, it’s probably a scam. You’ll never be guaranteed scholarship money before applying by a legitimate awarding organization. Scholarships are competitive. If you present your best self that focuses on your skills, value and potential (and is error-free) it is possible you may be a scholarship winner. As you research scholarships you will come across scams that can be very convincing at first glance. Caution and skepticism are your friends in avoiding being bilked by con artists. Over the next few slides we’ll talk about some common areas to be careful of. For the most part, if a scholarship offer sounds fishy or looks for personal financial information or asks for a great deal of money up front, it’s probably a scam. You’ll never be guaranteed scholarship money before applying by a legitimate awarding organization. Scholarships are competitive. If you present your best self that focuses on your skills, value and potential (and is error-free) it is possible you may be a scholarship winner.

    85. Watch for Scams Come to a free seminar with a trained financial aid consultant May try to sell you other financial products The scholarship will cost some money Always investigate the sponsor Of course tonight you’re at a free seminar with a trained financial aid consultant but notice that you haven’t given us money nor have we tried to sell you insurance of any type. This is a good thing for you and you’ll want to research whatever organization puts on a college night to make sure that it’s not a potential scam. Of course tonight you’re at a free seminar with a trained financial aid consultant but notice that you haven’t given us money nor have we tried to sell you insurance of any type. This is a good thing for you and you’ll want to research whatever organization puts on a college night to make sure that it’s not a potential scam.

    86. Watch for Scams You can’t get this information anywhere else Legitimate scholarship providers want to award their scholarships Just give us your credit card number and we’ll get started Investigate organizations carefully Remember also that scholarship providers want to award their scholarships. They don’t generally hide the information and it’s usually widely available through the various online and community resources we’ve already discussed. Of course when anyone asks for your credit card information, especially over the phone, it’s probably a scam. Remember also that scholarship providers want to award their scholarships. They don’t generally hide the information and it’s usually widely available through the various online and community resources we’ve already discussed. Of course when anyone asks for your credit card information, especially over the phone, it’s probably a scam.

    87. Watch for Scams You are a finalist (for a scholarship you never applied for) Most scholarship sponsors contact in response to inquiries We’ll do all the work for you You must provide all the work or the application is fraudulent If you get a notice in the mail that you’ve won a scholarship that you never entered, it’s a scam. Companies may also send an e-mail. The mail that you get will look very official and a visit to the Federal Trade Commission website will usually point out the scam that it is. We’ve discussed that your scholarship application needs to be your own work. You can do a better job of showing yourself to an awarding committee than a fly-by-night scam organization. If you get a notice in the mail that you’ve won a scholarship that you never entered, it’s a scam. Companies may also send an e-mail. The mail that you get will look very official and a visit to the Federal Trade Commission website will usually point out the scam that it is. We’ve discussed that your scholarship application needs to be your own work. You can do a better job of showing yourself to an awarding committee than a fly-by-night scam organization.

    88. Tips to Remember Scam mailings often sound/look official If you win, you will always receive notice via mail Watch out for 900 area code telephone numbers Always walk away from high pressure sales Be wary of endorsements Scammers who try to get you to fall for their tricks are very good at making their communication look professional and patriotic. Examine anything carefully before responding. Avoid any questions by tracking which scholarships you’ve applied for and only correspond with awarding organizations you’re sure about. If you win you will be notified via mail rather than telephone. Again, you’ll want to make sure any mail you get is the real thing rather than a scam. Legitimate scholarship awarding organizations never have 900 numbers, nor do community service organizations that help with your questions about the financial aid process. High pressure to buy a scholarship search? Walk away… It’s likely to be a scam. Some scammers will say they are endorsed by other legitimate organizations even when that is not true. They may also claim endorsements from fictional organizations with names that sound trustworthy. Scammers who try to get you to fall for their tricks are very good at making their communication look professional and patriotic. Examine anything carefully before responding. Avoid any questions by tracking which scholarships you’ve applied for and only correspond with awarding organizations you’re sure about. If you win you will be notified via mail rather than telephone. Again, you’ll want to make sure any mail you get is the real thing rather than a scam. Legitimate scholarship awarding organizations never have 900 numbers, nor do community service organizations that help with your questions about the financial aid process. High pressure to buy a scholarship search? Walk away… It’s likely to be a scam. Some scammers will say they are endorsed by other legitimate organizations even when that is not true. They may also claim endorsements from fictional organizations with names that sound trustworthy.

    89. When You Win What to expect Congratulations letter – keep a copy for your records! High profile scholarships may include follow-ups Check may be sent to you or your college May need to send transcripts and proof of enrollment Fulfill obligations College may adjust your financial aid award When you win a scholarship, you’ll typically receive a congratulations letter. Keep this and feel the joy. A very high profile scholarship win could include follow-up interviews or a photo opportunity. The check, when it’s cut, may be sent directly to you or to your college. You may also need to provide follow-up information such as transcripts once you’re enrolled in college. You’ll also want to fulfill any other obligations that the scholarship requires. Unfulfilled expectations could affect your award. When you win a scholarship, you’ll typically receive a congratulations letter. Keep this and feel the joy. A very high profile scholarship win could include follow-up interviews or a photo opportunity. The check, when it’s cut, may be sent directly to you or to your college. You may also need to provide follow-up information such as transcripts once you’re enrolled in college. You’ll also want to fulfill any other obligations that the scholarship requires. Unfulfilled expectations could affect your award.

    90. Student Loan Scams Recent years have seen an increase in deceptive student loan practices. Be particularly careful of loans that are not offered through the college financial aid office. More information on avoiding loan scams is available at www.ftc.gov. One last thing. We talked about scholarship scams, but you also need to be careful when trying to get a student loan. There has been a rise in deceptive practices regarding student loans in recent years. This is particularly true of loans that are made without any involvement of the college’s financial aid office. Your college financial aid office can help you avoid student loan scams and make sure you get the loans that are best for you.One last thing. We talked about scholarship scams, but you also need to be careful when trying to get a student loan. There has been a rise in deceptive practices regarding student loans in recent years. This is particularly true of loans that are made without any involvement of the college’s financial aid office. Your college financial aid office can help you avoid student loan scams and make sure you get the loans that are best for you.

    91. Questions?

More Related