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Welcome to 2013 Senior Law Day Avoid Scams – Don’t be a Victim!! Barbara S. Anderson, Esq. Det. Daniel Plank , Alexandria Police Department David Lord, Esq., Assistant Commonwealth Attorney Robert B. Blancato , Virginia President, AARP. Panel I: Scams, Frauds, Identity Theft- Oh My!.
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Welcome to 2013 Senior Law DayAvoid Scams – Don’t be a Victim!!Barbara S. Anderson, Esq.
Det. Daniel Plank, Alexandria Police DepartmentDavid Lord, Esq., Assistant Commonwealth AttorneyRobert B. Blancato, Virginia President, AARP Panel I: Scams, Frauds, Identity Theft- Oh My! Deborah G. Matthews, Esq. – Moderator
Lottery/Contest Scams • Foreign Lottery • Publishers Clearinghouse Sweepstakes
Prevention • Do not give identifying information to a stranger over the phone or internet. Tell a family member or trusted friend if contacted by someone you don’t know. • Place documents with identifying information in a secure place.
Resources • AARP: www.aarp.org/money • CFPB: www.consumerfinance.gov/older-americans • FTC/FCC Do Not Call: www.donotcall.gov • FTC Money Matters: www.ftc.gov/moneymatters • WISER: www.wiserwomen.org • NCOA Savvy Seniors: www.ncoa.org/savvyseniors • EJC: www.elderjusticecoalition.com • NCEA: www.ncea.aoa.gov/Stop_Abuse/index.aspx • NAPSA: www.napsa-now.org • Eldercare Locator: www.eldercare.gov, 1-800-677-1116 Robert Blancato, rblancato@matzblancato.com
The Financial Industry’s ResponseEleanor Blayney, CFPAuthor, CFP Board’s Consumer Guide to Financial Self-Defense
Gregory L. Murphy, Esq., Board President, Senior Services of Alexandria – Moderator Panel II: Tools To Protect Yourself And Your Loved Ones Natalie T. Page, Esq.Michael Maschke, Sensei Enterprises, Inc. Frank Schissler, U.S. Postal Inspection Service
Device Passwords • Power On/Screen Saver • 8 characters – can crack in 2 hours • 12 characters – 17 years • Same PINs in multiple places? No! • Default on smartphone 4 characters – change that • GRC’s Password Haystack • Change regularly
Encryption • Password protection encrypts with some software:
Encryption • Whole Disk • Defined Volume • Portable Devices • Hardware • Biometrics • TPM • Enterprise Admin • “Back Door”
Other protections • Make sure all software is up-to-date • Make sure security software is enabled and scanning • Send personal data only to an encrypted website: https – and look for the lock icon • Disable File and Printer Sharing
Wireless Security – at Work and at Home! • WiFi • WEP • WPA • WPA2 • If your router is too old, get a new one (Linksys, $80)
Things You can Do • Turn off your Wi-Fi • Don’t use open Wi-Fi networks, unless they are WPA2 encrypted with a password • Use a VPN (though he can interfere with the connection and you may disable the VPN in frustration) • Change settings to not remember networks
Public WiFi • Let’s be careful out there (Sgt. Phillip Freemason) • Use your VPN • Are people watching? • Strong passwords • No financial activity • Pick the right network
Shortened URLs • Goo.gl • Ow.ly • TinyURL • Bitly • Avoid them • Decode short URLs
QR Codes • Popular in magazines • Similar to shortened URLs • Popular new attack vector
Smartphones • Look at ALL security settings – defaults may not be strong enough • Only complex finger swipes • Limit unsuccessful attempts • Ability to wipe data
Android Devices • Wild West Application Marketplace • More popular = more targeted • Complex Unlock Pattern • Research Your Apps • Security Apps • Lookout Mobile Security • Privacy Inspector • Norton Mobile Security
All Apple Devices • Have vulnerabilities • Jailbreak = insecure • Update iOS promptly • Complex Passcode • Protect after 5 minutes • Back up your data • Find My iPhone • Wipe data if necessary
Security Software: Lookout Premium • iPhone and Androids • $29.99 • Loud alarm if lost • GPS tracking system • Wiping • Anti-malware
The iPad • Sandboxes apps • Inspects apps before release – no real time monitoring – can’t get to kernel • If OS is compromised, it’s over • Make sure you update your OS
iPad Security • Lookout – Not as robust as on Android, but will alert you when you’re on an insecure WiFi network or have malicious processes running • VirusBarrier – open suspicious e-mail attachments • SecureWeb (secure browsing)
2013 Senior Law Day: A public service to the Alexandria Community brought to you by: Alexandria Bar Association Senior Services of Alexandria
SPONSORS:AARP ● Burke & Herbert Bank & Trust Company Fiske & Harvey, PLLC ● The Fountains @ Washington HouseGoodwin House Incorporated and Goodwin House Foundation Life & Estate Planning Law Center, PLLCMerrill Lynch: Special Needs and ElderCarePlanning Morgan Stanley Smith BarneyMt. Vernon Nursing & Rehabilitation CenterParks & Schaffer, PLLC ● RedmonPeyton & Braswell, LLPSignature Estate and Investment Advisors, LLCSpeck-CaudronInvestment Group of Wells Fargo Advisors, LLC Sunrise Senior Living Alexandria ● Synergy Home CareTD Bank