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Labor Force Participation and Health Insurance Coverage

eriu. Labor Force Participation and Health Insurance Coverage. A Dynamic Interaction Catherine McLaughlin Economic Research Initiative on the Uninsured University of Michigan. Worker Take-up Rates, By Gender. Data: NMES 1987, MEPS 1996 and 1999, CPS 2000.

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Labor Force Participation and Health Insurance Coverage

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  1. eriu Labor Force Participation and Health Insurance Coverage A Dynamic Interaction Catherine McLaughlin Economic Research Initiative on the Uninsured University of Michigan

  2. Worker Take-up Rates, By Gender Data: NMES 1987, MEPS 1996 and 1999, CPS 2000

  3. Worker Take-up Rates, By Gender, Marital Status, Kids Data: CPS 2000

  4. Worker Offer Rates, By Gender, Marital Status, Kids Data: CPS 2000

  5. % Decliners who are Uninsured, By Marital Status, Kids, and Gender Source: CTS, 1996

  6. Questions for policymakers • What influence does the availability of a group policy have on labor supply decisions of individual workers? • Entry or exit • Retirement, back to school, staying home • Full time or part time • Seasonal or temporary • Occupation and industry

  7. What we know about labor force participation and coverage • Health insurance is a central determinant of retirement decisions by men • Size of effect not known • Effect on women not known Source: Gruber and Madrian, 2002

  8. What we think is likely about labor force participation and coverage • Health insurance is an important factor in the labor supply decisions of secondary earners

  9. What is possible, but there is disagreement in the field • Health insurance is not a major determinant of the labor supply and welfare exit of low income mothers • Health insurance plays an important role in job mobility decisions

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