The AmeriDoc Program partnering with Insurance Agents & Brokers

1. The AmeriDoc Programpartnering with Insurance Agents & Brokers

2. Growing Use of Telephone Medicine BCC Research, a leading research company producing high-quality market research, projects $23 billion in use of telephone medical treatment by 2015. • Global telephone medical market will grow from $9.8 billion in 2010, to $23 billion by 2015 - compound annual growth rate (CAGR) of 18.6%. • Personal use of telephone medical treatment will grow from nearly $2.9 billion in 2010 to $7.9 billion by 2015 - CAGR of 22.5%. • California bill allows MediCal telemedicine coverage equal to in-person visits. California Assembly Member Dan Logue has amended his Assembly Bill 415 to allow MediCal to allow coverage of telemedicine visits for any service that the state’s Medicaid program would otherwise cover. • Kaiser Permanente relies heavily on its own proprietary telemedicine program and in many respects has pioneered the use of telemedicine • Wellness Council of America reports 70% of all doctors visits could be handled with telemedicine freeing today’s over burdened medical systems.

3. Utilization Snapshot - Jan. 2011

4. Strength of AmeriDoc AmeriDoc is a privately held company founded in 2008 experiencing growth over 2000% in 2010. • Telephone and video medical consultations are performed by our proprietary network of over 500 U.S. based, licensed physicians and board-certified specialistswith years of experience serving our nearly 300,000 members. • Proprietary Naturopathic Medical Network of more than 100 naturopathic doctors available nationwide. • All physicians are credentialed using the National Committee for Quality Assurance to verify education, state and federal licensing, board certification, and, malpractice and disciplinary history. • All physicians have been trained to use the AmeriDoc physician management platform and are fully covered under malpractice insurance for telephone and video medical consultations. AmeriDoc is 100% secure and HIPAA compliant. • Proprietary telephone and electronic medical software enables doctors to perform secure telephonic messaging and video consultations nationwide.

5. Participating Physicians • The medical consultations are performed by over 500 U.S. based, licensed physicians and board-certified specialistswith years of experience and training • Physicians are credentialed using National Committee for Quality Assurance standards to verify education, state and federal licensure, board certification, malpractice and disciplinary history. • The National Committee for Quality Assurance is a private, 501(c)(3) not-for-profit organization dedicated to improving health care quality. Since its founding in 1990, NCQA has been a central figure in driving improvement throughout the health care system, helping to elevate the issue of health care quality to the top of the national agenda. • Malpractice Coverage –all physicians have been trained to use the AmeriDoc physician management platform are fully covered under our Malpractice Insurance Coverage

6. AmeriDoc’s Competitive Edge Your members get the best value available today.

7. Employer Benefits • Lower employee healthcare claim costs by $1000s avoiding unnecessary doctor office visits. • Increased productivity – • Employees miss less work for visits to the doctor’s office. • Prescriptions are conveniently called into local pharmacy. • AmeriDoc serves rural and traveling employees with convenient treatment by secure email and phone. • Easy paper or electronic enrollment forms for employees.

8. Employer Pricing

9. Member Benefits • Peace of mind knowing a doctor is always just a phone call away. No waiting for an appointment. • Save time and money by eliminating unnecessary trips to the doctors office and improving access to preventative care. • Members speak to a physician 24/7 for personal, private, secure consultations as often as needed. Unlimited free calls! • Everyone approved – no denials.

10. Common Conditions AmeriDoc physicians treat these many health conditions and more.

11. Member Services • Members login to their secure private health portal through a user-friendly interface to manage their account. • Or, simply call their 24-hr customer call center to schedule a consultation with a physician.

12. Member Console • Update personal heath records. • Schedule free consultation with a physician. • Free information consultation by phone or email. • Free diagnostic consultation by phone or video. • Share results with a primary care physician.

13. Electronic Health Records • Personal information • Health assessment and medical conditions • Current and past medications • Secure upload for medical documents and images

14. Video Consultations Members consult a doctor using the latest video technology, or the AmeriDoc chat feature, or by telephone using click to call. • Prescription medications ordered with detailed description of doctor's diagnosis and treatment plan. • Pharmacy information. • Follow-up instructions and physician notes.

15. Post Consultation Summary • Detailed description of the physician’s diagnosis and treatment instructions • Prescription medications, instructions, and pharmacy information • Follow-up instructions • Physician notes

16. AmeriDoc Proposal The AmeriDoc health plan will generate income while providing affordable and vital medical solutions for your members who use telephone medicine reducing their exposure to expensive and time consuming doctor visits. • Co-branded website: AmeriDoc will build and maintain a co-branded web site for you. • E-mail marketing: AmeriDoc will provide all creative material to e-mail your members the many exceptional benefits of AmeriDoc and offer your members the opportunity to enroll in AmeriDoc. • Display ads: Display ads are prepared for your website directing your members to the AmeriDoc co-branded website. • Enrollment: Enrollment is managed by AmeriDoc providing you real time access to all statistics on enrollment and member retention.

17. Group Co-branding • Custom website. • Branded with group logo. • Exclusive toll free number to AmeriDoc customer care center.

18. Co-branded Email

19. Website Ads

20. Free Annual Blood Tests As a vital preventative health screen annual blood tests are free to AmeriDoc members. • Identify health risks early, don't wait for symptoms to appear. • Results provides information on heart, liver, kidney and more. • Have your results reviewed with our physicians. • Rule out inherited conditions.

21. Prescription Savings Card • Over 63,000 participating pharmacies. • Up to 75% off generics. • 10% – 20% off brand names. • No health restrictions. • Unlimited use – never expires. • No paperwork, use immediately. • Prescription Savings Card can be printed online. • Pharmacy locator and drug price finders online.

22. Health Advocate • Schedule appointments, arrange for special treatments and tests. • Uncover medical billing mistakes. • Get estimates, negotiate fees and more payment arrangements.

23. Some of Our Groups California Firefighers Association

24. Broker Benefits • Provide cost effective solutions proven to yield HUGE ROI. • Increase client satisfaction with affordable healthcare solutions. • Offer innovative healthcare while increasing commissions and introducing a new revenue stream to your clients. • Programs with retention rates averaging 95%.