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Help Create the Life You Want and “Recession Proof” Retirement Income

Help Create the Life You Want and “Recession Proof” Retirement Income. Wealth Strategy Advisors.

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Help Create the Life You Want and “Recession Proof” Retirement Income

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  1. Help Create the Life You Want and “Recession Proof” Retirement Income

  2. Wealth Strategy Advisors Securities and investment advisory services offered through AXA Advisors, LLC 801 Cherry Street, Suite 2300, Ft. Worth, TX 76102, 817-347-4026, member of NASD, SIPC. Annuity and insurance products offered through AXA Network, LLC and its subsidiaries, including AXA Network Insurance Agency of Utah and its affiliates in Utah. AXA Advisors, AXA Network and their affiliates and subsidiaries do not provide tax or legal advice. Wealth Strategy Advisors is not owned or operated by AXA Advisors, AXA Network or their affiliates or subsidiaries. Rebecca D. Turner, ChFC AGE-55031 (4/10)

  3. Can We Agree? • May not be able to agree now… • After the presentation, grade us

  4. Can We Agree? • Higher quality of life. • No perfect investment. • Resist thinking “all or none” when it comes to your money. • Invest early and often.

  5. Can We Agree? • Having a plan for your income is better than not having one. • Build a “recession proof” retirement income stream. • Paying a minimum amount of income tax. • Modern Portfolio Theory

  6. Can We Agree? • Protect your assets with insurance and annuities (i.e. life insurance, long term care, guaranteed* income streams). • Have the right legal documents in place. • It’s not so much what you make, it’s what you keep. • Successful people apply these principles. *Guarantees are backed by the claims paying ability of the issuing company.

  7. Millionaire Mindset • From Millionaire Women Next Door by Dr. Thomas Stanley • Not because they are lucky or won lottery, inheritance, etc. • Buying habits of millionaires • Average 50 year old • 5 million dollar net worth • Average price watch • $1,220 • Average price car • $38,685 • Average pair of shoes • $137

  8. “Have You All Gone Mad?”

  9. Don’t Think Big, Think Small 10% annualized compound rate of return

  10. Stay Invested

  11. Stay Invested

  12. Stay Invested

  13. Stay Invested

  14. Stay Invested

  15. Don’t Fall in Love with Any Holding or Stock • Do not let any one asset class, or asset, overtake your portfolio, including your company stock. • Consider all holdings as a percent of your total assets.

  16. Modern Portfolio Theory

  17. Modern Portfolio Theory

  18. Hire Proactive Advisors • Active versus Passive Advisors • Advisors who take orders • Or, advisors who ask thought-provoking questions.

  19. Investments Insurance Liabilities Qualified Retirement Plan/IRA Distribution Plan Stock Options Business Succession Plan Durable Power of Attorney at Incapacity Gifting to Children/Descendents Charitable Gifting during Life Titling of Assets Selection of Executor/Trustee Distribution of Executor/Trustee Charitable Inclinations at Death www.wealthstrategyadvisors.net 13 Wealth Management Issues AGE-38351 (12/06)

  20. Invest Early and Often – Start Now *This is a hypothetical situation, for illustrative purposes only. It does not reflect an investment in, or the performance of, any particular investment or product.

  21. Invest Early and Often – Start Now John's earnings beyond investment: $1,207,777.67 Jim invested one-fifth the dollars, but has 25% more to show -- Invest early!! *This is a hypothetical situation, for illustrative purposes only. It does not reflect an investment in, or the performance of, any particular investment or product.

  22. “Recession Proof” Retirement Income

  23. “Recession Proof” Retirement Income

  24. “Recession Proof” Retirement Income

  25. “Recession Proof” Retirement Income

  26. “Recession Proof” Retirement Income

  27. Time • 24 months of your income needs to be in cash.

  28. Checklist of Agreements • Higher quality of life. • There is no perfect investment. • Resist thinking “all or none” when it comes to your money • Invest early and often.

  29. Checklist of Agreements • Having a plan for your income is better than not having one. • Build a recession proof retirement income stream. • Paying as little income tax as legally possible. • Modern Portfolio Theory

  30. Checklist of Agreements • Protecting your assets with insurance (i.e. life insurance, long term care, guaranteed income streams). • Having the right legal documents in place. • It’s not so much what you make, it’s what you keep. • Successful people apply these principles.

  31. Did we make the grade? • Did we make a compelling enough case? • If you didn’t believe in the statements in the beginning, and you do now, what caused the shift in thinking?

  32. Recession Recess is on

  33. If you don’t apply these principles to create the life you want… …What will you do?

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