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Florida Medicaid Update. Challenges in Medicaid and Opportunities through the Affordable Care Act. Laura Goodhue Executive Director Florida CHAIN February 3, 2012 . Florida’s Uninsured and Low-income Health Consumers. 4 million uninsured. 507,000 are kids. Medicaid recipients are:
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Florida Medicaid Update Challenges in Medicaid and Opportunities through the Affordable Care Act Laura GoodhueExecutive DirectorFlorida CHAINFebruary 3, 2012
Florida’s Uninsured and Low-income Health Consumers • 4 million uninsured. 507,000 are kids • Medicaid recipients are: • Very poor children, pregnant women, seniors, and persons with disabilities 3 million Medicaid recipients from 2 million in 2006
The Patient Protection and Affordable Care Act protects Medicaid now from further cuts Without this “Maintenance of Effort” protection we could expect:
Florida House Budget Proposal 1.31.12Total “savings”: $10M in General Revenue (about one-tenth of 1%) * Physician Services is a Medicaid mandatory service. Even if the Legislature seeks to make cuts, benefit limits must be set at a level that meets the preponderance of recipients’ needs. This change could not meet that standard. ** Under the Affordable Care Act, Florida cannot tighten Medicaid eligibility criteria, directly or indirectly.
INDIRECT CUTS:Maximizing the Reach of HMO-Style Managed Care At Least 4 Levels in Play:1. Eliminating Access to MediPass/Fee-for-Service2. Medicaid Reform3. Statewide Medicaid Managed Care 4. Total Cap on Program Spending
Medicaid Reform Pilot: Stats Waiver of many otherwise applicable Medicaid laws and requirements Initially 5 years (2006-11) 3-year extension pending but imminent (2011-14) 5 counties (had been expected to expand statewide) Mandatory participants: Children & families related SSI-related HMOs and Provider Service Networks
Medicaid Reform Pilot: Features • Elimination of MediPass . Required enrollment in managed care plan • Plans have unprecedented flexibility, allowed to vary: • Amount, duration and scope of benefits • Preferred Drug Lists • Many other aspects of their operation • Number of other components that have not worked as advertised
Statewide Medicaid Managed Care • Builds directly on the foundation of Medicaid Reform • All 67 counties • Almost all patient groups • Full capitation – all plans paid like HMOs (fixed amount per patient) • New risky elements not in Reform Many conflict with federal law, Reform waiver extension
Medicaid Expansion ACA expands Medicaid coverage to most people with incomes less than 133% of the poverty level (about $22,000/yr for a family of 3). • Starting in 2014 • Florida must expand Medicaid eligibility • More low-income working parents & people with disabilities eligible • Childless low-income adults eligible for first time • Florida must maintain existing Medicaid & CHIP eligibility criteria • Unfair “asset test” is eliminated
Medicaid expansion and other coverage under ACA (2014) FPL 400% 300% 200% 100% Unsubsidized Exchange Subsidized 200% 185% 133% Medicaid Expansion 133% 2014 74% 22% 0% 0% Children Pregnant Women Parents Seniors & People with Disabilities Adults w/o Children Undocumented Immigrants ■Medicaid and CHIP (Florida 2011 eligibility levels) ■Uninsured or insured via other coverage source
What is a Health Insurance Exchange? 2014 Individuals Basic Health IT Systems/database Qualified Health Plans Web/application portal Policy/Regulatory Small Businesses SHOP Exchange IRS SSA SHOP Qualified Health Plans
Florida’s ACA Implementation Status Leads multi-state legal challenge Passed joint resolution to negate minimum essential coverage Halted all implementation activities Declined to enforce protections or monitor compliance Requested MLR waiver ACA
Florida’s ACA Implementation Status • $100 million turned down • Cancer prevention • Community health clinics • Consumer assistance • Exchange planning • Rate review
HealthCare.gov CuidadoDeSalud.gov
Questions? Laura GoodhueExecutive DirectorFlorida CHAIN laurag@floridachain.orgwww.floridachain.org