1 / 37

Relationships beyond banking

Relationships beyond banking. 1. Welcomes. PARTICIPANTS. appearing in. CAMPUS RECRUITMENT. …. Bank of India, the bank that cares, not only for its customers and shareholders, but also for its employees. Bank of India Front-runner in India ’ s Growth Story. 4. BOI’s Established History.

maren
Download Presentation

Relationships beyond banking

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. Relationships beyond banking 1

  2. Welcomes PARTICIPANTS appearing in CAMPUS RECRUITMENT

  3. …. Bank of India, the bank that cares, not only for its customers and shareholders, but also for its employees.

  4. Bank of India Front-runner in India’s Growth Story 4

  5. BOI’s Established History • Founded by a group of businessmen in Mumbai 1906 • First Indian bank to open a branch outside India in London 1946 1950 • First Indian bank to open a branch in Japan • Nationalized along with 13 other banks when BOI had 207 branches in India and 12 branches abroad 1969 1989 • Established BOI Shareholding Ltd, a JV with Stock Exchange Mumbai (BSE) to manage the clearinghouse activities of BSE 1997 • Maiden public issue in February diluting GOI share to 76.53% • Ranked as India’s most trusted service brand among all nationalized banks, consecutively for three years by AC Nielsen ORG- MARG 2003/ 04 • Ranked 25th among India’s Top 500 companies by Dun & Bradstreet • Net Profit of INR 11.23 bn for 2006-07 ,INR 20.09 bn for 2007-08 and INR 30.07 bn surpassed land marks of INR 10 bn , INR 20 bn and INR 30 bn respectively. 2004 2007 -09 5

  6. BANK OF INDIA – ACCOLADES, AWARDS & HIGHLIGHTS * NDTV Profit Business Leadership Awards 2009 Bank of India adjudged the “Best Bank” in public sector bank category * Bank of India has been rated by Economic Times /The Nielsen company survey “The Most Trusted Brands “ (MTB) 2009 as follows: Under PSU Banking Category –2nd Next TO SBI Under Top Service Brands–8th The Debutant –first time in the Top 100 In the MTB , Bank of India ranked 92nd - 54 rankings ahead of last year rankings (146th Rank during 2008) * Bank of India has won the TOP PUBLIC SECTOR BANK under BEST BANK category and OVERALL BEST BANK in the DUN and BRADSTREET BANKING AWARDS 2009 6

  7. BANK OF INDIA – ACCOLADES, AWARDS & HIGHLIGHTS * Bank of India is the first major public sector bank to receive ISO27001:2005 certification for its Data Centre and Disaster Recovery center" * Bank of India won International Award for Excellence in outsourcing sponsored by Everest Group & Forbes at New York, USA. * Bank of India has won a special Award for green IT at CIO 100 event for solar Power * Bank of India won runners up award in FE India’s Best Bank Awards based on various parameters like Growth, Profitability , Strength and Soundness, recognise the exemplary performance of select banks that withstood the recent economic turmoil to emerge stronger and maximise shareholder value.

  8. Global Business Mix reaches INR 3490 bn (US$ 72.55bn) Total assets of INR 2385 bn (US$ 49.58bn) as on 30.09.2009 Operates 3125 branches which includes 28 branches/offices overseas Market Cap of INR 218 bn (US $ 4.65bn) as on 27.10.09 The Bank has headroom of INR 87810 Mn (without disinvestment) to raise capital to leverage growth opportunities and strengthen its position as a diversified global bank. The Bank has raised INR 10000 Mn in July 2009 and August 2009 through issue of Upper Tier II Bonds International business constitutes ~ 17.43% of the total business 100% business covered under the Core Banking System, spanning over 1920 cities and towns BANK OF INDIA – ACCOLADES, AWARDS & HIGHLIGHTS-contd 8

  9. INVESTOR PROFILE/SHARE HOLDING PATTERN (%) Total Foreign Holding : 17.77%

  10. SHAREHOLDING PATTERN OF INSTITUTIONAL INVESTORS (Domestic) as on 30th September 2009

  11. SPECIALISED BRANCHES 11 Corporate Banking Branches 2 Large Corporate Banking Branches 36 Commercial & Personal Banking Branches 04 Hi-Tech Agriculture Branches 50 Small Scale Industries Branches 21 Housing & Personal Banking Branches 07 Overseas Branches 01 Bullion Banking Branches 15 Asset Recovery Branches 01 Treasury Branch 06 NRI Branches 01 Government Business Branch

  12. OVERSEAS OPERATIONS • Global Presence for last 62 years • Bank of India was the FIRST INDIAN BANK to open a Branch outside the country in LONDON in 1946 • First to open a Branch in Europe in PARIS in 1974 • Foreign Branches actively involved in loan Syndication and Investment market • Overseas operations accounts for 17% of total business and 13.5% of global operating profit of the bank as at the end of March 2009.

  13. Geographical Distribution of Bank’s Foreign Branches Japan TOKYO OSAKA HONGKONG KOWLOON SHENZHEN BEIJING U K LONDON EAST HAM BIR’HAM LEICESTER MANCH’TER WEMBLEY GLASGOW France PARIS West Indies CAYMAN ISL Singapore JAKARTA. HOCHIMINH U S A N.YORK SFA BELGIUM ANTWERP Kenya NAIROBI M’BASA IAB WESTLANDS Channel Islands JERSEY Phnom Penh JOHANNESBURG 13

  14. STRATEGIC INVESTMENTS/ALLIANCES/JOINT VENTURES Promoter & the largest share holder of a leading Indian Primary Dealer – Securities Trading Corporation of India Limited (STCI). The Bank manages clearing & settlement operation of Bombay Stock Exchange through its subsidiary BOI Share Holding Limited. In India, the bank has strategic investments in: Leading commodity exchange (MCX) Financial intermediaries (CDSL/NCML) Asset Reconstruction company (ASREC) Credit Information Bureau (CIBIL) Acquired P.T. Bank Swadeshi TBK in Indonesia (76% stake) Established 100% subsidiary in Tanzania - BOI (Tanzania) Ltd. Overseas Joint Venture - Indo Zambia Bank Limited Joint Venture Insurance Company with Dai-Ichi Life Insurance Company and Union Bank of India 5 RRBs with 35% stake 14

  15. BOI : International and Domestic Credit Rating Rating AgencyRating Moody’s (International) Baa2 Mar’07 & Dec’08 S & P (International) BBB - Jan’07 & Nov’08 ICRA (Domestic) LAA ( for IPDI ) CRISIL (Domestic) AAA ( for IPDI ) July 2009 CARE (Domestic) AAA(Is) March 2008 Brickwork Ratings BWR AAA+ Dec’08 CARE CARE AAA July09 15

  16. Major Parameters (INR in Mn)

  17. Business Mix (INR in Mn)

  18. Profitability Ratios

  19. PRODUCTIVITY (INR in Mn)

  20. Key Financial Indicators

  21. KEY SECTORS(DOMESTIC) (Inr in Mn) * Negative growth is on account of reclassification of some loans

  22. EXPOSURE TO SENSITIVE SECTOR-DOMESTIC (INR In Mn)

  23. OVERSEAS ADVANCES (INR in Mn) * Others include Bills Discounted for other banks , Syndication/ECB loans , FCTL etc .

  24. DOMESTIC OPERATIONS – SOME IMPORTANT ASPECTS • Bank has made adequate provisions for terminal benefits, in line with AS 15 requirements. INR 1057.5 Mn estimated and provided during the quarter ended 30.09.2009. Transitional liability as on 31.03.07 determined was INR 6263 Mn which is being amortised over 5 years • Bank has also made a provision of INR 863.6 Mn towards wage revision in Q2 10

  25. SHAREHOLDERS’ VALUE ENHANCED

  26. CAREER PROSPECTS • Career progression : • Junior Management Grade - Scale I • Middle Management Grade – Scale II & Scale III • Senior Management Grade – Scale IV & Scale V • Top Executive Grade – Scale VI & VII • Well structured Promotion Policy • Separate Promotion Policy for General Banking Officers and Specialist Officers • Excellent career path: An Outstanding Officer in JMG Scale- I can become a General Manager (TEG Scale – VII) of the Bank in 17 years.

  27. TRAINING & PLACEMENT • Training through • In-house Training Programmes • Premier Training Colleges in India and abroad • Bank has a Management Development Institute inMumbai and 04 other Staff Training Colleges atNew Delhi, Kolkata, Bhopal and Chennai • Placement of officers is based on their skills, aptitude and requirements of the Bank.

  28. POSTINGS AT FOREIGN BRANCHES • A unique opportunity for placement at Foreign Branches as we are one of the few Indian Banks having wide international presence. • Well structured policy for placement at Foreign Branches and Representative Offices • Outstanding officers have plenty of opportunities for posting at Foreign Branches.

  29. SALARY AND PERQUISITES Approx. Gross Monthly Salary ( incl. DA/ HRA and CCA) of officers at the starting point in Scale I for Agricultural Officer at a Metropolitan centre is presently as under Gross Salary : Rs. 18,550/- p.m. Perquisites by way of reimbursement: Rs. 3,225/- (approx.) p.m. Notional Value of Other Benefits : Rs. 11,000/- (approx.) p.m. (Medical Aid/PL/LFC/Rent etc.) ----------------------- TOTAL : Rs. 32,775/- (approx.) p.m. =============

  30. Allowances and Perquisites ( as applicable) : • Increments for successful completion CAIIB exam. • Reimbursement of Expenses on Newspaper • Reimbursement of Expenses for travel on duty • Chauffer driven car from Assistant General Manager • and onwards • Reimbursement of expenses on Petrol on monthly consolidated basis on declaration

  31. Liberal Medical Benefits for family and Self • Leave Travel Concession for family and Self. • Residential accommodation under Subsidised • Housing Scheme or House Rent Allowances as • applicable • Encashment of Privilege Leave at the time of • availing Leave Travel Concession facility. • Pension and Gratuity • Preferential rate of interest on Deposits.

  32. Loans and Advances • Confirmed Officers are entitled to the following Loans and Advances on concessional rate of Interest. • Staff Vehicle Loan – Two Wheeler and Four Wheeler • Staff Overdraft Facility • Staff Housing Loan for Construction and Renovation • Interest Free Festival Advance • Other Personal loan schemes available to public. • ( Other eligibility criteria as per respective schemes)

  33. What others say about us :- BANK OF INDIA is adjudged The Best Public Sector Bank and overall Best Bank of the country by (a) Dun and Bradstreet (b) BT – KPMG Study (c) The Business World Banking Survey (d) NDTV Profit

  34. Looking Ahead - Business Plans BoI estimates a global Business Mix of INR. 4,000 bn for 2009-10 Low cost CASA deposits – Focus area (Growth from 31% to 35% share of Total Deposits The Bank strives for continued growth of fee based income - min. growth of 25% over last year NPA Management and monitoring of restructured a/cs – a priority area Branch expansion in potential growth areas – 150 branches to be opened in 2009-10, 500 ATMs to be added during the year. Bank has already opened 76 branches and 66 ATMs upto September ‘09. Increased international presence planned in Canada , New Zealand etc. Accelerated addition to customer base – segmentation taken root – New a/c s added 2.2 Mn , target for 6 Mn . Enhanced Fee growth in Retail segment through Insurance products, DP & On-line Trading Corporate segment to aid fee income through greater share in LC/Guarantee, Syndication activity etc. 35

  35. For any enquiry, please contact - The General Manager (HR), Bank of India, Head Office, Human Resources Dept., Recruitment Division Star House, Plot C-5, “G” Block, Bandra-Kurla Complex, Bandra(E), Mumbai 400 051. Email : headoffice.randp@bankofindia.co.in; Website : www. bankofindia.co.in

  36. Come, let us grow together! Thank You 37

More Related