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Prepaid Health Plan PHC & Discount Medical Plan DMPO Form # 20061214

. Prepaid Health Plan PHC & Discount Medical Plan DMPO Form # 20061214. WHY WAS THIS COMPANY CREATED ? Because :. 3.8 Million People Uninsured in Florida. H.M.O. Premiums are Very High. 50% Medicaid Recipients Disqualified. Strict Underwriting.

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Prepaid Health Plan PHC & Discount Medical Plan DMPO Form # 20061214

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  1. . Prepaid Health Plan PHC & Discount Medical Plan DMPO Form # 20061214

  2. WHY WAS THIS COMPANY CREATED ? Because: • 3.8 Million People Uninsured in Florida • H.M.O. Premiums are Very High • 50% Medicaid Recipients Disqualified • Strict Underwriting • Small Companies Stopped Offering Health Benefits • Agents Don’t Have a Product to Meet their Client's Needs

  3. What is….. ?

  4. Is a Medical Plan created in 1998, Licensed by the State of Florida and NOW Accredited by the AAAHC which provides the following BENEFITS: • Access to Primary Care Physicians, which include Pediatricians, • Internal Medicine & Family Practitioners for only $ 10.ºº a Visit • Plan does not require physical examination or Lab Tests to be • approved and does not have age or weight limits, neither denies • members for pre existing conditions, or any other cause • There are no Limitations or waiting Periods • Children alone are accepted in the Plan • Maternity at very convenient costs • Lab Tests with very low Co-payments • Radiology Tests are at very Reduced Rates • Prescriptions provided at all Major Pharmacies Nationwide by Tiers • and by Mail Order including Diabetic Supplies. • Urgent Care Centers available at all three Counties • Very simple Application Form

  5. HOW DOES THE PLAN WORK? The Plan has two licensed components: • One called Prepaid Health Plan “PHC”. • The other called Discount Medical Plan Organization “DMPO”. The Plan has Medical Centers in Miami-Dade, Broward and Palm Beach. The Plan has medical attention 24 hours a day with your PCP.

  6. The Prepaid Plan offers: • Primary Care Physician for adults at $ 10 per visit • Pediatricians • Gynecologists • Laboratory • Vaccines

  7. DISCOUNT MEDICAL PLAN (DMPO) CONCEPT:Complementary service available for Members at fixed and pre-negotiated rates. This portion provides you with: • Specialist’s at Fixed Reduced Rates • Urgent Care Centers at fixed Costs • Two Pharmacy Plans available at fixed costs for each product • Diagnostic Centers • Scheduled Hospitalizations: Surgeries and Maternity • Maternity At two Maternity Centers at Total Cost of $ 3,600 plus other options • Low Co-pay in Diabetic Supplies and Other Medical Services - Diabetic and Blood Glucose Testing Supplies. - Insulin products and meters. - Dental Plan at $ 6.00 per month per family. - Durable Medical Equipment

  8. Diabetic Patients are Welcomed to ProMedical Plan Yes, our Diabetic Members not only can be treated and prescribed for only $ 10 but also can have their medications at very low co-payments with Care Pharmacy Inc. Now Members can order conveniently from their homes and it will be delivered to their door without having to wait in long lines at the pharmacy. Orders will be shipped using the U.S. Post Office Priority Mail and delivery at no extra charge. We will send Members a METER AT NO CHARGE with their first 90 day supply so they can monitor their Blood Glucose for accurate and affordable control. We carry a wide range of products including Diabetic Testing Supplies, Lancets, Blood Glucose Test Strips, Glucose Control Solution Test, as well as other supplies needed by people with chronic illnesses.

  9. MATERNITY PLAN The Plan offers complete maternity packages at: The MIAMI MATERNITY CENTER or HOLLYWOOD BIRTH CENTER, with the following benefits: • Prenatal Vitamins (at Miami location) • All Routine Labs • Two Sonograms • Vaginal Delivery at Birth Center (Home birth option available) • One Home visit after Delivery • Four Post Partum visits • PKU Infant Screening & • New Born Hearing Test Complete packages for only $ 2,800 In case C-Section is needed patient will be transferred to Parkway Hospital or North Shore Hospital from Miami Maternity Center or to Hollywood Memorial Regional from Hollywood Birth Center at an additional cost of $ 800. Miami Maternity Center Address: 140 NE 119 Street, Miami, Florida 33161 MOM Maternity Center Address: 3408 W. 84 Street, Hialeah, Florida 33018 Hollywood Birth Center Address: 2316 Hollywood Blvd., Broward, Florida 33020

  10. Services Occult Blood CBC TSH HIV Conventional PAP Urinalysis Profile Glucose Level Prostate Specif.Antigent Liver Panel Comprehe. Metabolic Panel Mammogram Chest X Ray Foot or Hand X Ray Abdominal Ultrasound Pelvic Ultrasound Tran rectal Ultrasound Electrocardiogram ProMedical CostRegular Cost $ 10 $ 45 $ 10 $ 45 $ 30 $ 100 $ 25 $ 70 $ 50 $ 120 $ 10 $ 50 $ 10 $ 35 $ 25 $ 60 $ 20 $ 55 $ 15 $ 60 $ 50* $ 150 $ 40 $ 100 $ 35 $ 80 $ 80 $ 330 $ 80 $ 230 $ 80 $ 190 $ 20 $ 85 Example of Costs on Labs & Diagnostics Note: In every case the doctor will determined which lab services will be performed (*) Price in Palm Beach is $ 85.

  11. URGENT CARE CENTERS Now with 30 Locations to better serve your needs: Miami-Dade (11) Locations • Miami • North Miami Beach • Hialeah • Aventura • Kendall Broward (13) Locations • Hallandale • Weston • Pembroke Pines • Fort Lauderdale • Lauderhill • Plantation • Tamarac • Coral Springs Palm Beach (6) Locations • Boca Raton • Delray Beach • Royal Palm Beach • Lake Worth • Wellington (See detailed addresses and phone numbers, as well as Hours of Operation and Fee Schedule on PCP Directory).

  12. M o n t h l y R a t e s (Effective July 01, 2009) Medical & Dental Medical & Dental Plans TotalPlans Accumulated 1. Individual 1st. Person $ 65 $ 65 2nd. Person $ 44 $ 109 3rd. Person $ 15 $ 124 4th. Person $ 15 $ 139 Additional Person $ 15 2. ProDental Plus $ 10 Individual $ 13 Per Family 3. Application Fee: ProMedical Plan $ 35 per Application ProDental Plus $ 10 per Application The Dental Plan is included in the Medical Plan. When the dental Plan is sold alone, the Application Fee will, be $ 10.

  13. Documentation Needed to Affiliate Members Individuals a. Application signed by the Member b. Bank draft form signed c. Credit Card or Debit Card number with expiration date d. Initial Payment IN EVERY CASE, A PAYMENT FOR THE FIRST TWO MONTHS SHOULD BE INCLUDED WITH EVERY APPLICATION.

  14. SALES COMMISSIONS • INDIVIDUALS or GROUPS • 100 % of one monthly payment, PLUS • 100 % of Application Fee, PLUS • 5 % Bonus for Renewals, every month as long as the member remains in the Plan (*)

  15. Compensation • Check disbursement: • Applications should be submitted on a weekly basis, every Thursdaybefore 12pm. The agents will receive their checks by mail one week after the date of submission. • Commissions for renewals will be paid the 25th of every month, starting on the third month, this applies to overrides as well. • Last day of submission: • The 25th of every month (or the last business day before the 25th,) is the last day to submit applications, so that the new members could become effective the 1st of the following month

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