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OpenFare

OpenFare is a service that enables public transit agencies to accept contactless credit, debit, and bank cards for fare payments in a fast, low-risk, cheap, and convenient manner. It provides solutions for internet store, stored value purchase, proactive data propagation, and business relationships. With OpenFare, transit fare payments become seamless and hassle-free.

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OpenFare

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  1. OpenFare An Opportunity for Open Loop Transit Fare Collection (C) 2011-2014 Eugene Lishak. Private and Confidential

  2. Problem Open Loop Closed Loop Open loop cards do not store this data 0.3 - 5 sec latency. Above 0.4 sec limit • Result: Open Loop Cards are Limited • Flat fare only. No discounts and distance based fares • Fraud • Inability to use bank cards Central Host (C) 2011-2014 Eugene Lishak. Private and Confidential

  3. Need Internet Store or when stored value is purchased When fare is collected ... all validators must get the new data within a few seconds! (C) 2011-2014 Eugene Lishak. Private and Confidential

  4. Internet Store Solution Terrestrial-based Satellite-based Stored value purchase Proactive Data Propagation Slow upload Validation (C) 2011-2014 Eugene Lishak. Private and Confidential

  5. Business Relationships OpenFare is a service that helps public transit agencies to accept contactless credit, debit and bank cards for fare payments in fast, low-risk, cheap, and convenient manner OpenFare T-Store Payment Processors. Transit Fare Payment System Patrons Transit Fare Payment System Transit Fare Payment System (1 or more Transit Agencies) ForEx and Settlement Banks (C) 2011-2014 Eugene Lishak. Private and Confidential

  6. Details: Fare Payment OpenFare 3. OpenFare re-calculates VTC image 4. OpenFare propagates the VTC image change to all validators 1. Card is tapped. The validator processes fare payment within 350 msec. 2 .The validator reports fare payment to OpenFare via cellular data network, within several seconds (C) 2011-2014 Eugene Lishak. Private and Confidential

  7. Details: Proactive Data Propagation OpenFare VAP 1. When VTC Image is re-calculated, the update is sent to vehicle access points (VAPs) 2. The VAP receives the VTC image and stores it in its memory in encrypted form 3 When a card is tapped the validator requests this VTC Image from the VAP (C) 2011-2014 Eugene Lishak. Private and Confidential

  8. Details: No Depot Wi-Fi OpenFare VAP 2. OpenFare sends the file to VAPs 3. The VAP receives the file and stores it in its flash drive 1. When Transit Central Host needs a file to be broadcast it sends the file to OpenFare 4. When the validator needs the file, it copies it from the VAP’s flash drive Transit Central Host (C) 2011-2014 Eugene Lishak. Private and Confidential

  9. Details: Validator Logic VAP Closed Loop The data stored in the closed loop card has the same structure as the data stored in the VAP’s memory The validator requests this data from the card reader when a closed loop card is tapped or from the VAP when an open loop card is tapped The validation logic and patron experience is the same for both closed loop and open loop cards (C) 2011-2014 Eugene Lishak. Private and Confidential

  10. Feasibility (C) 2011-2014 Eugene Lishak. Private and Confidential

  11. Details: Concession Classes University Government Welfare Senior? Student? OpenFare Payment Networks When linking a card, OpenFare interfaces with appropriate entities and verifies if the card is pre-registered as Student, Senior, etc. Linkage (C) 2011-2014 Eugene Lishak. Private and Confidential

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