3 rd FIM IOC Oslo

1. 3rd FIM IOC Oslo Session 4. Tuesday 25 February 2014 Ageing and performance: access to training and adapted workload Bill Kerr BMU

2. Ageing & performance • Career Review

3. Ageing & performance • Career Review • Continuing Professional Development

4. Ageing & performance • Career Review • Continuing Professional Development • Health & Income Protection Cover

5. Ageing & performance • Career Review • Continuing Professional Development • Health & Income Protection Cover • Retirement Planning

6. Ageing & performance • Career Review • Continuing Professional Development • Health & Income Protection Cover • Retirement Planning • Pension

7. Ageing & performance • Career Review • Problems can occur at any age • Fair and balanced system of regular review • Identify issues before career is threatened • Provide help, support and assistance • No unexpected shocks for older musicians

8. Ageing & performance 2. Continuing Professional Development • Develop and expand orchestral skills • Techniques to extend working age • Identify alternative career paths

9. Ageing & performance 3. Health & Income Protection Cover • Specialist health & disability insurance • Salary protection up to 75% • Covers the time gap to retirement/retraining • Financial safe haven during transition

10. Ageing & performance 4. Retirement Planning • Reluctance to retire & stop playing • Training for retirement • Progressive reduction of workload • Phased retirement

11. Ageing & performance 5. Pensions • Start contributions early • Robust, dependable and affordable • Provide for retirement from age 55 or before • Allow musicians to work longer if they want to and are able to

12. Ageing & performance Conclusion: In the UK: • Financial pressures mean less help available • Pension schemes worsened • Health & Income protection decreasing • Musicians forced to work longer

13. Ageing & performance Request for 3rd IOC to adopt a five point strategy for ageing musicians in orchestras as part of the final declaration:

14. Ageing & performance • The creation of a fair and balanced system of regular career reviews to identify and deal effectively with issues at the earliest opportunity before they become career threatening.

15. Ageing & performance • The creation of continuing professional development programmes to assist musicians to develop and expand their orchestral skills whilst also encouraging them to think about and build an alternative career plan in the event that they might be no longer able to continue as orchestral players due to illness or injury.

16. Ageing & performance • The introduction of mechanisms such as health, disability or income protection schemes or other types of insurance or indemnity that will offer financial support to musicians who are forced to quit their orchestral jobs because of physical or psychological impairments before they become eligible for pension benefits or are able to retrain.

17. Ageing & performance • A system of retirement planning which allows orchestra musicians to reduce their workloads progressively as they age if they wish to and provides training and guidance for retirement for musicians who have devoted their entire working lives to orchestral performance and find it difficult to adjust to new circumstances.

18. Ageing & performance • The instigation of robust, dependable, affordable pension provision for all employed musicians that would permit retirement from age 55 without loss of pension benefit but would also allow those musicians who wished to, and were able to, to continue beyond this age.

19. 3rd FIM IOC Oslo Session 4. Tuesday 25 February 2014 Ageing and performance: access to training and adapted workload Bill Kerr BMU