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Secure E-Wallets for Convenient Transactions

E-wallets are secure digital cards that eliminate the need for physical cash, making small purchases like tolls and pay phones easier. They offer convenience and safety while reducing the reliance on carrying cash. Learn more about micro-payment systems, peer-to-peer payments, and the E-PayPal system. Explore features such as comprehensive security and universal acceptance. Discover how e-wallets enhance online financial transfers and vendor transactions.

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Secure E-Wallets for Convenient Transactions

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  1. E-WALLETS E-wallet is a card with microchip. Replaces cash & coins for small ticket purchases like road/bridges tolls, pay phones. It is convenient & safe way to carry less cash. Example Microsoft Wallet.

  2. How to access e-wallets

  3. MICRO-PAYMENT SYSTEM • small payments on web like billing by bank, financial institute etc. • Universal acceptance • comprehensive security. • Allows vendors to sell content, information. .

  4. PEER-2-PEER PAYMENTS • Online financial transfer through e-mail address. • Reduces risk of fraud & overdrawn a/c. • Example PayPal services.

  5. E-PAYPAL SYSTEM • It enables the merchants or individuals to withdraw cash from their PayPal accounts. • Allows customers to send their transaction money quickly & safe to anyone. • To use it one should must get registered themselves .

  6. Features 1) No offset printing press required 2) avoids the distribution of a physical product. 3) Distribution 4)Publishing

  7. Pricing • $39 in 1975 to $284 in 1995, a factor of 7.3 in just twenty years. • PatientINFORM • Research4Life • Walk in Access • Open access • Pay per view • DeepDyve

  8. Examples • www.elsevier.com • www.isorjournals.org • www.indianjournals.com

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