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How To Manage Your Credit Report

Here are effective strategies that can help restore your credit history. We ensure that by using these techniques, you can work on rebuilding your credit history. <br><br><br>You can also read it from here http://www.newhorizon.org/credit-info/what-to-do-with-a-negative-credit-report/<br><br>Get a copy of your credit report here http://www.newhorizon.org/Info/creditreports.htm

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How To Manage Your Credit Report

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  1. How To Manage Your Credit Report by: www.newhorizon.org

  2. A smart consumer acknowledges the truth that credit repair can't be attained overnight. Here are effective strategies that can help restore your credit history. We ensure that by using these techniques, you can work on rebuilding your credit history.

  3. Review Your Credit Report • Financial gurus suggest you examining your credit report at least 2 times annually to make sure its exactness. • Consumers are qualified to get one free credit report every 12 months. • To obtain your free annual credit report, call 1-877-322-8228 or visit annualcreditreport.com • Please note that each credit agency does its own reporting so it is recommended to secure a copy of your report from each of the three major bureaus.

  4. 2. Dispute Errors. • After obtaining of your credit score, examine carefully if it for contains mistakes, fake charges, or out-dated details. • If you discovered an error in your statement, quickly send a letter of dispute to the credit reporting agency immediately. • In your letter, indicate the items you’re disputing and supply a definite explanation. It is also smart to include copies (NOT ORIGINALS) of receipts or documents that support your claim. • You may also attach a copy of your credit report with the items in challenge encircled. • Send your dispute letter via authorized post mail and bear in mind to keep records of your communication with the bureau.

  5. FOR MORE INFORMATION READ How to Manage Your Credit Report http://www.newhorizon.org/credit-info/what-to-do-with-a-negative-credit-report/ GET A COPY OF YOUR CREDIT REPORT HERE http://www.newhorizon.org/Info/creditreports.htm

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