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Juan Carlos Correal (Senior VP) juancarlos.correal@interbrosusa

INTERBROS PROFESSIONAL TEAM. Marketing & Production Team. . . Juan Carlos Correal (Senior VP) juancarlos.correal@interbrosusa.com. Jose A. Perez-Albela (President) jose.perezalbela@interbrosusa.com. . . . Administrative and Financial Support. Accounting (outsourcing).

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Juan Carlos Correal (Senior VP) juancarlos.correal@interbrosusa

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  1. INTERBROS PROFESSIONAL TEAM Marketing & Production Team   Juan Carlos Correal (Senior VP) juancarlos.correal@interbrosusa.com Jose A. Perez-Albela (President) jose.perezalbela@interbrosusa.com    Administrative and Financial Support Accounting (outsourcing) Information Technology (outsourcing)  Marlene Martínez Burt Office Manager and Senior Technical Broker marlene.burt@interbrosusa.com Jose Avila Senior Technical Broker Jose.Avila@interbrosusa.com  Rosa Serrano (Administrative Assistant) rosa.serrano@interbrosusa.com

  2. From our office in Miami, and working with our correspondant offices in London and in the rest of the world, we provide quotation services, first class reinsurance capacity, new markets and products in the following areas: Products and Services Offered by INTERBROS • Treaty & Facultative • Life, Health & Property /Casualty • (Proportional and Non-Proportional) • Specialized Risks • Financial Institutions, Liability, Medical Expenses, Unemployment, Massive Marketing, Consulting services on Insurance , Reinsurance, Risk Management. • Marine and Aviation • Hull/Cargo, port authorities, marine ports and airports liability • Construction/engineering/ energy, gas and oil

  3. INTERBROS Marketing Handling Markets of USA / Mexico, etc. Insured Lloyd’s Underwriters European and rest of the World Markets INTERBROS London Companies Cedant

  4. Furnas (Brasil) Energy YPF (Argentina) Refinery Gas and oil ICE (Costa Rica ) Energy CEL (El Salvador) Energy INDE Guatemala Energy ENEL (Nicaragua) Energy Guatemala Various Sugar Mills, Brewery Costa Rica Health Treaties ACE Ecuador Health Treaties Interagua (Ecuador) Driking water company Electroperu (Perú) Energy Perú Health Treaties , Mining risks Debtors Portfolio Treaties Colombia Life, Debtros group life, Personal Accidents Treaties Major Medical Expenses Dominican Republic Health Treaties Aviation Other Countries Bond Treaties Some of the Risks and Contracts placed by members of INTERBROS

  5. INTERBROS Strategy for Facultative Placements • INTERBROS directly contacts all potential markets in both North and South America, as well as, the rest of the world with the support of our correspondant network in London and Continental Europe. • INTERBROS studies all the placement possibilities through different combination of structures, Quota Share and Excess of Loss, to obtain the best benefits and results with regard to both the required capacity and price level. • We do not only concentrate in accessing the specialized, traditional International Markets, but we also access domestic insurers who underwrite multinational risks and provide a good additional capacity with a high level of solvency.

  6. Example of Facultative Placement $200m Excess Layer $150m Quota Share Excess Layer $100m Excess Layer $50m Primary Layers 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

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