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Rule 411: Liability Insurance. Liability Insurance. Carrying liability insurance Note: Not other types of insurance Offered to prove Negligence, or Other wrongful. Forbidden Inference of Culpability from Insurance?. Liability Insurance 1. YES.
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Liability Insurance • Carrying liability insurance • Note: Not other types of insurance • Offered to prove • Negligence, or • Other wrongful
Forbidden Inference of Culpability from Insurance? Liability Insurance 1 YES People who have insured against negligence are SML to be negligent. D has liability insurance D was negligent
Forbidden Inference of Culpability from Insurance? Liability Insurance 2 Forbidden Lock’m Up Effect People who have insurance are not going to be hurt by a judgment against them. D has liability insurance D was negligent
No. Inference of ownership OK. Forbidden Inference of Culpability from Insurance? Liability Insurance 3 If someone insures something, it is SML that he or she owned it D had insurance on house D owned house
Liability Insurance 4 Witnesses who work for someone who will have to pay a judgment are SML to lie Connecting Fact Witness for D works for that insurer Inference of Bias Forbidden Inference? No D had insurance Witness is lying
You Can Figure It Out Without My Help. Just Like You Will in Practice. Any Questions ?
Problem 13 Do Problem 13