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Calculando pasivo laboral. Panorama general de Mexico. IMSS. Scenario 1: 40 years of service with 10 years in AFORE. Scenario 2: 40 years of service with 20 years in AFORE. Scenario 3: 40 years of service with 40 years in AFORE. Assumptions.
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Assumptions • (1) There is no entry into the system since July 1, 1997 • (2) People are not leaving the private sector to join the public sector • (3) The disability experience of the future will be the same as that of 2001-2010 • (4) The mortality experience of the future retirees will be the same as that of 2001-2010 • (5) The rate of wage growth is 1 percent real • (6) The rate of growth of pension paid is the same as the wage growth rate • (7) Those getting less than the minimum salary at retirement will opt for the minimum pension
Age Distribution ISSSTE Workers 5.0% 4.0% 3.0% 2.0% 1.0% 0.0% 43 71 75 19 23 27 31 35 39 47 51 55 59 63 67 79 Age Transition Generation New Generation
Assumptions • (1) There is no entry into the system any more • (2) Persons who leave the job permanently will follow the same pattern as the actual experience of 1997-2010 • (3) The disability experience of the future will be the same as that of 1997-2010 • (4) The mortality experience of the future retirees will be the same as that of EMSSA 2009 • (5) The interest rate paid by the recognition bond is 3.5 percent real • (6) The rate of wage growth is 1 percent real • (7) Those getting less than 2 times the minimum salary at retirement will opt for the minimum pension
Estados Aguascalientes, Baja California Norte, Campeche, Cuahuila, Colima, Chiapas, Chihuahua, Durango, Guanajuato, Guerrero, Jalisco, México (Estado), Michoacán, Nayarit, Oaxaca, Puebla, Querétaro, San Luís Potosí, Sonora, Tabasco, Tamaulipas, Veracruz, Yucatán and Zacatecas.