200 likes | 368 Views
Social Impact Analysis Tools. AIS Aplicaciones de Inteligencia Artificial Fern Software. June, 2009. Presented by:-. FERN SOFTWARE Eamon Scullin Eamon.Scullin@fernsoftware.com. AIS José Manuel Aguirre Jmanuel.aguirre@ais-int.com. Content. Presentation of FERN SOFTWARE and AIS
E N D
Social Impact Analysis Tools AIS Aplicaciones de Inteligencia Artificial Fern Software June, 2009
Presented by:- FERN SOFTWARE Eamon Scullin Eamon.Scullin@fernsoftware.com AIS José Manuel Aguirre Jmanuel.aguirre@ais-int.com
Content • Presentation of FERN SOFTWARE and AIS • AIS experience in economic and social impact tools • Data treatment and methodology – Input / Output • Efficiency analysis • Social Performance Task Force impact analysis
Fern Microfinance Products M2 Size M2 Increasing Functionality Functionality
Sources of Information Census Household Surveys Institutional Efficiency and Social Impact Macroeconomic Indicators Social Performance Standards Report Social Performance Data Collection - MIS
Mexico since 1993 Argentina since 1994 Portugal since 1995 Chile since 2002 AIS Worldwide 100 employees in five countries Headquarters in Barcelona, Spain Four Branches International Alliances: Oracle, Microsoft, IBM, PWC, ESRI, Fern Software, Deloitte, Everis, AFI, Intel
AIS has developed measurement tools over the past twenty years Credit Risk Management Credit risk evaluation tools; scorings and ratings Credit management SCACS workflow Credit follow up SIC reporting +GMR engine Bad debts management Recovery Strategy Consulting: On Basel II Implementation Marketing “Habits” Demographics Marketing Data Mining Geo-marketing: External information supply Social Impact Analysis Data normalized, adjusted & distributed to software components Public census data and private data (financial, accounting, market) MIS, are connected Flexibility to add new parameters and ergonomic reporting system
AIS Experience in Economic and Social Impact Tools • AIS developed the methodology to estimate the multi-dimensional “Alide Index”. • Evaluate the performance of Development Banks in Latin America. • Measures the economic impact and performance evaluation of those FI. • Tested in Institutions in Mexico, Argentina, Peru, Brazil and Costa Rica. • Carried out between 2006 and 2007, financed by the IADB and its results published by ALIDE (Asociación Latinoamericana de Instituciones Financieras para el Desarrollo) in December 2007. • AIS has also estimated the economic and social impact, (direct, indirect and induced) for the investment of the 46 Spanish Savings Banks, federated under the “CECA” (Confederación Española de Cajas de Ahorro). The methodology was published in 2005 by CECA “Valoración del Impacto de la Obra Social”. • From 2000 to 2004, AIS has developed and implemented the credit risk control systems for FI in Mexico (NAFIN SA, Financiera Rural and BANSEFI). These projects where financed and supervised by IADB or the World Bank.
Input / Output Financial Institution in Mexico (basic profile)
Input / Output Wealth and Employment Creation
Efficiency Analysis Impact Simulation Tools
Cohesion, Coverage and Service Indicators • COHESION • Clients coverage in each geographical area: number of service points, number of clients • Women outreach • SERVICE • Clients who received enterprise services • Clients who received education services • Clients who received health services • COVERAGE • Branch Network
Kind of enterprises Number of staff members Products and services Training of staff Market research Number of clients Effective annual interest rate Clients coverage in each geographical area: number of service points, number of clients, bank branches Women outreach Clients outreach by lending type Ethnic minorities Social responsibility policy Social responsibility to environment Clients who received enterprise services Clients who received education services Clients who received health services Employment Clients above poverty line Social Performance Indicators INPUT OUPUT
Social Performance Indicators Clients outreach by lending type • Output Efficiency Frontier Training of staff Number of staff members
Social Performance Indicators Poverty Indicator SPAIN Poverty Indicator Barcelona 1 2 3 4 5
Economic Performance Indicators Input Output Tables Microeconomic employment effectscomparison
Thanks for your attention !!! AIS José Manuel Aguirre Jmanuel.aguirre@ais-int.com FERN SOFTWARE Eamon Scullin Eamon.Scullin@fernsoftware.com