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LFI ANALYTICS Presents

REPURCHASE

merrill
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LFI ANALYTICS Presents

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    1. LFI ANALYTICS Presents

    2. REPURCHASE & BUY-BACK EXAM

    3. Repurchase of Loans Loans are subject to Mortgage Loan Purchase Agreements. Each Agreement details conditions upon which a “defective loan” may be subject to repurchase by the originating lender. Repurchase demands must be supported with factual evidence of the defective nature of the loan. Factual evidence can only obtained through detailed examination of the subject loan.

    4. Repurchase Triggers TILA/RESPA compliance Underwriting issues Borrower or Broker Fraud Income & Employment fraud PSA Compliance

    5. More Triggers Equal Credit Opportunity Act Violations Fair Housing Act Violations Occupancy issues HOEPA Violations Appraisal Fraud

    6. Benefits Provides a Comprehensive Analysis of loan. Reveals any “Reps & Warranties” issues. Provides Repurchase Demand support. Forces Repurchase of “Bad Loans”.

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