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FIREFIGHTER DOWN!!!. Mayday! Mayday! Mayday!. An average 10,000 + firefighters are injured and 100 die every year. From 1990 – 2000, there have been over 1,000,000 firefighter injuries and 1068 firefighter fatalities. U.S. Fire Administration 2002 Retrospective Study.
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FIREFIGHTER DOWN!!! Mayday! Mayday! Mayday!
An average 10,000 + firefighters are injured and 100 die every year. From 1990 – 2000, there have been over 1,000,000 firefighter injuries and 1068 firefighter fatalities. U.S. Fire Administration 2002 Retrospective Study
Will you know what to do if it happens to a member of your department?
To Honor….. With Dignity and Reverence National Fallen Firefighters Local Assistance State Team www.firehero.org Missouri Fire Service Funeral Assistance Team www.mofirefuneral.org
Missouri Fire Service Funeral Assistance Team • Notification of Team • Funeral Team 24 Hour Hot Line • 888-4911HELP (888-491-1324) • Answered by 911 Dispatch Center • Ask for Funeral Team • Brian Zinanni, Team Coordinator • 314-973-0685 (Cell) • 314-805-3207 (Cell) • info@mofirefuneral.org
Everything that happens immediately after a line-of-duty death affects the way the family, the department, and the community recover from the loss. Lack of resources and planning often adds to the confusion and pain that occurs.
On-Scene Considerations: • Scene Management • On Scene Staff Issues • Media Considerations • Departmental Considerations
How Do I Prepare? • Maintain Accurate Personnel Records • Updated emergency notification person(s) • Spouse work information • Children School information • Anything that will help you notify all immediate family members in an emergent situation!
Federal & State Benefits Federal PSOB - $328612.73 Spouse Educational Benefit Child Educational Benefit State Benefit - $25,000.00 Child Educational Benefit
Understanding Pitfalls Anything you say or do can be held against you!
Autopsy & Toxicology
PSOB Case Study 1 • Firefighter Brian dies in the line of duty and has the following Family Demographics: • Surviving Spouse / Domestic Partner* • Surviving 28 Year Old Son • Surviving 19 Year Old Son • Surviving 15 Year Old Daughter • No PSOB Beneficiary Form or Life Insurance On File. • Deceased Parents
Case Study 1 • Firefighter Brian dies in the line of duty and has the following Family Demographics : • Surviving Spouse / Domestic Partner*- 50% • 28 Year Old Son – 0% • 19 Year Old Son – 25% if Full Time Student at Time of Death • 15 Year Old Daughter – 25% if 19 year old brother is student, or 50% if he is not.
PSOB Case Study 2 • Firefighter Brian dies in the line of duty and has the following Family Demographics : • Firefighter Brian is Divorced • Surviving 15 Year Old Daughter • No PSOB Beneficiary Form or Life Insurance on file with agency. • Deceased Parents
Case Study 2 • Firefighter Brian dies in the line of duty and has the following Family Demographics : • Firefighter Brian is Divorced • Surviving 15 Year Old Daughter – 100% • Deceased Parents ** Who is the check payable to ??? **
Case Study 2 • Firefighter Brian dies in the line of duty and has the following Family Demographics : • Firefighter Brian is Divorced • Surviving 15 Year Old Daughter – 100% • Deceased Parents ** Who is the check payable to ??? ** Childs Legal Guardian
PSOB Case Study 3 • Firefighter Brian dies in the line of duty and has the following Family Demographics: • Firefighter Brian is not married • Surviving 25 year old Son • No PSOB Beneficiary Form on File with agency. • Firefighter Brian’s departmental life insurance policy leaves everything to his estate. • Deceased Parents
Case Study 3 • Firefighter Brian dies in the line of duty and has the following Family Demographics: • Firefighter Brian is not married • Surviving 25 year old Son • Firefighter Brian’s departmental life insurance policy leaves everything to his estate. • Deceased Parents ** No Payment Would Be Made **
PSOB Case Study 4 • Firefighter Brian dies in the line of and has the following Family Demographics : • Spouse / Domestic Partner is deceased • Surviving 24 Year Old Son • Surviving 15 Year Old Daughter • Firefighter Brian has a PSOB Beneficiary Form on file with his department dividing any PSOB money 50/50 to his children.
Case Study 4 • Firefighter Brian dies in the line of duty and has the following Family Demographics : • Spouse / Domestic Partner is deceased • Surviving 24 Year Old Son – 0% • Surviving 15 Year Old Daughter – 100% • Firefighter Brian has a PSOB Beneficiary Form on file with his department dividing any PSOB money 50/50 to his children.
PSOB Case Study 5 • Firefighter Brian dies in the line of duty and has the following Family Demographics : • Firefighter Brian is Divorced • Firefighter Brian has no children • Firefighter Brian’s Departmental Life Insurance policy gives the proceeds to charity • Firefighter Brian has NO PSOB Beneficiary Form on File. • Deceased Parents
PSOB Case Study 5 • Firefighter Brian dies in the line of duty and has the following Family Demographics : • Firefighter Brian is Divorced • Firefighter Brian has no children • Firefighter Brian’s Departmental Life Insurance policy gives the proceeds to charity • Firefighter Brian has NO PSOB Beneficiary Form on File. • Deceased Parents • ** No Payment Would Be Made **
PSOB Case Study 6 • Firefighter Brian dies in the line of duty and has the following Family Demographics : • Firefighter Brian is Divorced • Firefighter Brian has no children • Firefighter Brian’s Departmental Life Insurance policy gives the proceeds to his estate. • Firefighter Brian has NO PSOB Beneficiary Form on File. • Deceased Parents
Case Study 6 • Firefighter Brian dies in the line of duty leaving behind the following family members: • Firefighter Brian is Divorced • Firefighter Brian has no children • Firefighter Brian’s Departmental Life Insurance policy gives the proceeds to his estate • Firefighter Brian has NO PSOB Beneficiary Form on File. • Deceased Parents • ** No Payment Would Be Made **
PSOB Case Study 7 • Firefighter Brian dies in the line of duty and has the following Family Demographics : • Firefighter Brian is Divorced • Firefighter Brian has no children • Firefighter Brian’s Departmental Life Insurance policy gives the proceeds to his estate. • Firefighter Brian has NO PSOB Beneficiary Form on File. • Surviving Parents
Case Study 7 • Firefighter Brian dies in the line of duty leaving behind the following family members: • Firefighter Brian is Divorced • Firefighter Brian has no children • Firefighter Brian’s Departmental Life Insurance policy gives the proceeds to his estate • Firefighter Brian has NO PSOB Beneficiary Form on File. • Surviving Parents • Parents Split 50/50
PSOB Case Study 8 • Firefighter Brian dies in the line of duty and has the following Family Demographics : • Firefighter Brian is Divorced • Firefighter Brian has no children • Firefighter Brian’s Departmental Life Insurance policy gives the proceeds to charity • Firefighter Brian has a PSOB Beneficiary Form on File leaving proceeds to Firefighter Bob • Surviving Parents
Case Study 8 • Firefighter Brian dies in the line of duty and has the following Family Demographics : • Firefighter Brian is Divorced • Firefighter Brian has no children • Firefighter Brian’s Departmental Life Insurance policy gives the proceeds to charity • Firefighter Brian has a PSOB Beneficiary Form on File leaving proceeds to Firefighter Bob • Surviving Parents • ** Firefighter Bob would get 100% **
Missouri Fire Service Funeral Assistance Team • Notification of Team • Funeral Team 24 Hour Hot Line • 888-4911HELP (888-491-1324) • Answered by 911 Dispatch Center • Ask for Funeral Team • Brian Zinanni, Team Coordinator • 314-973-0685 (Cell) • 314-805-3207 (Cell) • info@mofirefuneral.org