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Digital ID and Authentication as a Platform

Digital ID and Authentication as a Platform. Peter Watkins. Canonical Use Cases Digital ID and Authentication Ecosystem. The beer store The medical lab results The bank account. Canonical Use Cases Digital ID and Authentication Ecosystem. The beer store The medical lab results

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Digital ID and Authentication as a Platform

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  1. Digital ID and Authentication as aPlatform Peter Watkins

  2. Canonical Use CasesDigital ID and AuthenticationEcosystem • The beer store • The medical lab results • The bank account

  3. Canonical Use CasesDigital ID and AuthenticationEcosystem • The beer store • The medical lab results • The bank account

  4. Step 0

  5. Step 1

  6. Step 2 Touch “New Customer”

  7. Be advised about what info they need, why, what they will do with it etc.. Step 3

  8. Passcode and/or Card Tap etc. Authentication Step 4

  9. Authentication and authorization agent shows you the request and asks you to proceed… Step 5

  10. Full activation may take 24-48hrs; meanwhile… Step Done!

  11. ConsiderationsKey Actors • Applicant (user) • Bank app from the app store • Government entity trusted for name, dob, address • Agent (for the user) that ran on the phone

  12. ConsiderationsNot Shown • Technical architecture, technical specifications, protocols • Phone registration / agent activation • Credential used during phone registration • Credential issuance / activation • User’s registration with government entity that provided name, dob, address • Bank app development/developer/registration • Agent accreditation/certification • Privacy enabling infrastructure/services • Assurance standards • Evidence of identity standards • …

  13. Plan to see session by Dick Hardt on Authentication and Authorization Privacy Protecting Protocol A2P3 Tomorrow

  14. Segue… • Even with answers to all the previous itemsHow was it that the bank was able to meet its obligations per: KYC/AML etc. through this approach?

  15. What else?

  16. Barriers to Collective Success(some of the things we have to talk about, or ignore at our peril) • Ensuring Privacy By Design • Liability Rules • Reputation Risk • Ubiquity Of Platform Access, Interoperability • Equality Of Service Irrespective Of Technology Access, (Dis)ability, Age, Etc. • What Will The Trust Frameworks Be? • Compelling Use Cases • Responsibility to Educate Consumers • Enabling Consumer Power • Vs. Relying Party Power • Vs. Identity Provider Power

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