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"The Broken 401k & Finding a Real Retirement Strategy "

The data shows that the vast majority of Americans are desperately underprepared for retirement. The financial system seems to continue to trend away from providing a meaningful and reliable solution.

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"The Broken 401k & Finding a Real Retirement Strategy "

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  1. The Broken 401k & Finding a Real Retirement Strategy 401(k) plans aren’t working for Americans. What’s wrong? What is a truly viable retirement plan for individuals?

  2. New data suggests that the 401k retirement plan just isn’t working. It is even worse for those without an organized retirement plan of their own. So what has gone wrong? Just how bad is the situation? What might the best retirement strategy be now?

  3. The Data Is In Key Facts from the Business Insider Report: • Average families with a 401k or IRA had $95,776 in their accounts • The average 401k and IRA balance has risen by around $4,500 since 2001 • Unfortunately for Americans as a whole almost 50% have zero saved • The median family has $5,000 saved • The average for those approaching retirement between the ages of 56 and 61 have an average retirement account savings balance of $17,000 • The top 10% of savers have at least $274,000 • 82% of Americans without high school diplomas do not have a retirement account

  4. The Big Switch The most significant factor in all of this is the shift from defined benefit plans to defined contribution plans. That really applies to traditional 401ks and Social Security. With defined contributions individuals have to put money in, but really have no guarantee of a set amount of money coming out. Yet, reliable income remains the most pressing need for those approaching retirement. The size of a nest egg or balance sheet is virtually irrelevant, when what you need is spendable cash every month.

  5. Finding a Real Retirement Strategy Things that individuals must plan and prepare for retirement: • Solid assets with low volatility • Inflation proof assets • Sound diversification for safety • Tax protected investments Some of the tools for accomplishing these things may include; paying off your own home so that it can be leveraged with a reverse mortgage in retirement, as well as rolling over to, or establishing a self-directed 401k or IRA. These accounts can be used to invest in a wide variety of assets, including income producing mobile home parks.

  6. The Role of Mobile Home Parks in Your Retirement Portfolio Mobile home parks are one of several types of income producing real estate assets which can be a powerful retirement tools. The advantages: • Monthly and weekly passive income • Tax benefits • Ability to invest in them via self-directed retirement accounts • Move with inflation • Easy to diversify • Ability to build wealth and cash flow simultaneously • Low volatility • Growing demand with limited supply • Ease of understanding • Personal control over asset value and performance

  7. The data shows that the vast majority of Americans are desperately underprepared for retirement. The financial system seems to continue to trend away from providing a meaningful and reliable solution. Those that want to be confident in their future finances and income can take things into their own hands. A part of that plan could be mobile home park investments for cash flow and long term wealth building.

  8. mobilehomeinvestors.com For more information and inquiries!

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