CoPatient Get a grip on your medical bills!

1. CoPatient Get a grip on your medical bills! CoPatient, Inc (888) 702-2330 sales@copatient.com

2. With additional cost sharing, employees are spending more time dealing with medical billing issues, often with negative consequences Consumers with high deductible health plan0 Increased probability that a cancer patient declares bankruptcy4 50% 30% Consumers who dispute denials or medical bills each year1 30% 67% Bankruptcies associated with medical debt2 0Kaiser Family Foundation 1Commonwealth Fund Survey 2Harvard University research 3Fred Hutchinson Cancer Center research www.copatient.com CoPatient

3. With new financial responsibilities, who can you trust to help you sort through your healthcare expenses? Are these prices FAIR? Why so much paper? Were any ERRORS made?? I don’t trust health insurance companies How much do I really OWE? I don’t want to share PHI with a co-worker… I don’t want to question my doctor www.copatient.com CoPatient

4. CoPatient engages consumers as ALLIES in fighting healthcare cost increases • Investigate • Consumer shares provider bills and EOBs • CoPatient conducts a free investigation, double checking EOBs + provider bills AND collecting testimonials • Negotiate • CoPatient removes errors and overchargeson behalf of the consumer • Save $ • CoPatient earns a percent of the cost savings www.copatient.com CoPatient

5. Health Plan Administrators can’t see the entire process without the member’s help! Health Plans have most visibility here • Provider Statements • Incorrect payment posting • Balance billing • Double billing • Incorrect Coordination of Benefits • Inappropriate transfers to patient liability • Claim Creation • Illegible handwriting • Incomplete charts • 100,000+ ICD, CPT, DRG codes • Up-coding • Duplicate coding • Huge pricing variation • Timely claim filing • Service Delivery • Registration info incorrect • Unnecessary care • No prior authorization • Out of network referral • Services not rendered • No Provider Coordination www.copatient.com CoPatient

6. Let CoPatient match you with an expert in medical billing • 4 easy steps! Start an account online Send in your medical bills Our experts* spot errors Save money! *former medical coders, billing office managers, nurses, claims adjusters, etc www.copatient.com CoPatient

7. Get started online - quickly and securely • Bank-level security • Password protected • Encrypted data storage and transmission • Compliant with highest privacy, security standards www.copatient.com CoPatient

8. Send in your medical bills Mail Online / Smartphone We contact plans & providers www.copatient.com CoPatient

9. Get ‘plain English’ summary of bills, • errors and estimated savings Opt-in to appeal savings! www.copatient.com CoPatient

10. Opt-in to our appeal service to save time and money! www.copatient.com CoPatient

11. Customer feedback indicates employees trust their CoPatient Advocates “Thanks again for helping and supporting me to solve this billing problem. I will call on you in future if needed; plus refer you to friends and neighbors…Customer satisfaction will always be a factor in the long-term success of any business – Well Done!!” “Thank you for everything.  it has been a pleasure to work with you and I will continue, maybe with 2011 (past paid bills)!” “I really would like to recommend your service--I know so many people who can use it…Thanks for your accomplishment, attention to detail and help!” “I hate thinking about medical bills – I don’t understand what any of it means. Thanks for taking care of it for me!” www.copatient.com CoPatient

12. We get paid when we save the employee money! • No monthly fee* • Savings estimate on any medical bill(s) • We earn 30% of the cost savings • *Alternatively, employee contingency fees can be sponsored by the employer with a low PMPM www.copatient.com CoPatient

13. Enrollment Process Made Easy! www.copatient.com CoPatient