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Motorcycle insurance provides financial protection in the event of a motorcycle accident, loss, theft or damage. It includes liability coverage in case you are responsible for another personu2019s injuries or property damage. <br><br>There are multiple coverage options in motorcycle insurance which you can choose as per your need. The coverages are similar to auto insurance coverage, only that the terms are modified as per the risks associated with motorcycles. The coverages include liability, motorcycle collision, comprehensive, coverage for customized motorcycle parts, and uninsured/underinsured motorist. <br><br>Just like any other insurance, the price of a motorcycle is affected by multiple factors besides the risks associated with it. Some of such factors are your age, driving history, the area you live in, the type of bike, age of your bike, number of miles you ride per month or year, and storage location of your bike.<br>To learn more about motorcycle insurance follow this link: http://quotezebra.com/motorcycle-ins
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Motorcycle Insurance Find the right coverage for your motorbike
What is Motorcycle Insurance? • Motorcycle insurance provides financial protection in the event of a motorcycle accident, loss, theft or damage. • It includes liability coverage in case you are responsible for another person’s injuries or property damage.
Motorcycle coverage basics • You can get following coverages on a motorcycle insurance: • Liability • pays for the costs of property damage and bodily injury that you may cause to others involved in an accident. • doesn't cover injury to you or damage to your motorcycle.
2. Motorcycle collision insurance • Covers damage to your motorcycle if you are involved in a collision with another vehicle. • The insurer pays for damages at the book value of your bike before the loss occurred, minus your deductible.
3. Comprehensive coverage • Pays for damages caused by events other than a collision, like fire, theft or vandalism. • The insurer pays for damages at the book value of your bike before the loss occurred, minus your deductible.
4. Coverage for customized motorcycle parts • Coverage for the parts of your motorbike that you have modified and is different from the standard factory version of the bike. • A standard motorcycle insurance may or may not cover such modified part, so check the policy or confirm with your insurer. • Only get this coverage if the standard policy does not cover the modified parts.
5. Uninsured/underinsured motorist coverage • pays for damages to you and your property caused by another driver who doesn't have enough or any insurance.
Factors that affect your motorcycle insurance costs • Your age, driving history and the area you live in • Type of bike you ride —sport bike, custom motorcycle, or cruiser • Age of the motorcycle • Number of miles you ride per year or month • Storage location of your bike
To learn more about motorcycle insurance, click this button or follow the link in the description below.