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What kind of insurance should a roofing contractor have

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What kind of insurance should a roofing contractor have

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  1. WHAT KIND OF INSURANCE SHOULD A ROOFING CONTRACTOR HAVE?

  2. ROOFER SHOULD HAVE WORKERS COMPENSATION YOU MIGHT BE ASKING WHY THE ROOFER HAS TO HAVE CURRENT WORKER’S COMPENSATION INSURANCE IN ORDER TO PERFORM SERVICES TO YOU. IF A ROOFER’S EMPLOYEE FALLS FROM YOUR ROOF, HAS A NAIL GUN MISHAP, OR HAS ANY OTHER SORT OF ACCIDENT ON YOUR PROPERTY, THE INJURED WORKER OR THEIR FAMILY MAY TRY TO HOLD YOU LIABLE FOR THE HARM SINCE IT OCCURRED ON YOUR PROPERTY. THE HOME OR BUSINESS OWNER IS PROTECTED BY THE ROOFING CONTRACTOR’S WORKER’S COMPENSATION INSURANCE IF IT IS LEGITIMATE.

  3. Liability Insurance Should Be Obtained By Roofer A ROOFER, FOR EXAMPLE, SHOULD FIX A TINY PART OF YOUR ROOF IF A FEW SHINGLES HAVE FALLEN OFF DUE TO A STORM. YOUR ROOF’S REST IS IN EXCELLENT CONDITION AND DOES NOT REQUIRE ANY REPAIRS. THE ROOFER ASCENDS THE ROOF AND STARTS WORKING NEAR YOUR CHIMNEY.

  4. POLLUTION COVERAGE FOR CONTRACTORS ENVIRONMENTAL RULES ARE IN EXISTENCE, AND ALL BUILDERS MUST ABIDE BY THEM. CONTRACTORS ARE CONSTANTLY IN DANGER OF BEING SUED BY OTHER PARTIES FOR BREAKING ENVIRONMENTAL REGULATIONS, GIVEN THE EVER-PRESENT POSSIBILITY OF CONTAMINATION ANYTIME THEY OPERATE. BUILDERS AND OTHER TYPES OF CONTRACTORS CAN GET ENVIRONMENTAL INSURANCE TO PROTECT THEMSELVES AGAINST LAWSUITS THAT COULD HURT THEIR BUSINESS.

  5. Take The Following Steps to Protect Your Home RECEIVE COPIES OF THE INSURANCE CERTIFICATE AND CHECK THAT IT IS VALID WHEN YOU MEET WITH THE ROOFER TO GET AN ESTIMATE. YOU SHOULD ALSO FIND OUT WHETHER THE ROOFING CONTRACTOR YOU SELECT WILL DO ALL OF THE JOB THEMSELVES OR WHETHER THEY WILL EMPLOY A SUBCONTRACTOR.

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