Mariusz W. Wichtowski Budapest 26.11.2010

1. A right to the indemnification as a sign of improving quality of life of transborder accident victims Mariusz W. Wichtowski Budapest 26.11.2010

2. Agenda • General reflections • Some historical aspects • Green Card System • System of the directives • Current problems

3. Spheres of life Level of life material sphere Quality of life non-material sphere

4. transcendent self-realisation aesthetics knowledge prestige love security physiological Pyramid of needs

5. Relationship needs Objective needs (e.g., food need) lack Position of mental tention

6. Level of life Stock of material goods which can be obtain for indemnity effect feeling or Quality of life

7. Quality of life Satisfaction of non-material needs Subjective feeling Mental welfare

8. Logical sequence Accident Injures Indemnity Replacement of lack by money removal of sense of deficit Sustain of life quality

9. Primary problems ► loss of security ► feeling of secondary harm ►switch of liability from perpetrator to insurer

11. Europe • Population 712 million • No of vehicles 300 million • Daily died (world) 3.000 • Yearly died (world) 1,3 million • EU yearly died 50 tsnd • EU yearly injured 150 tsnd

12. Agenda • General reflections • Some historical aspects • Green Card System • System of the directives • Current problems

13. Aim of regulations Consumer protection:

14. Consumer protection • insured • victim

15. Type of regulations • Domestic • International: ► bilateral ► Green Card System ► Motor Insurance Directives

16. Integration and protection • Green Card System 1949 • First Directive 1972 • Second Directive 1983 • Third Directive 1990 • Fourth Directive 2000 • Fifth Directive2005

17. Agenda • General reflections • Some historical aspects • Green Card System • System of the directives • Current problems

19. Green Card System • UN Recomendation No 5 1949 • Operating since 1953 • N° of members 45

20. Green Card System • Non political organisation • Facilitator of international road traffic and victim’s protection

21. N° of GC accidents

22. Green Card Claimssettlement

23. Agenda • General reflections • Some historical aspects • Green Card System • System of the directives • Current problems

24. GC System ≠ 4th Directive Mirroreffect

26. Mirroreffect Aim of Green Card System: Protection of victims in their own countries Aim of 4th MID: Protection of victims of an accident occurred in a third country

28. Fourth Directive ►Actio directa ►Information centre ►Claims representative ►Compensation body ► Uniform deadlines ►Sanctions

29. Fifth Directive Aims: * Protection of interests of insured vehicles owners * Protection of victimsof traffic accidents independently of a place of an accident

30. Fifth Directive Real changes and new trends or Nihil novi sub sole

31. Fifth Directive Privileges for victims: ►Actio directa ► Access to the information centre ► Time limit for a reasoned reply ► Protection of passengers ► Protection of cyclists and pedestrians

32. Fifth Directive Privileges for victims (cont): ►Full responsibility of guarantee funds for unidentified vehicles ► Central body ►Court/legal proceedings ► Higher amount of cover

33. Agenda • General reflections • Some historical aspects • Green Card System • System of the directives • Current problems

34. Aims for the future • Real guaranties for the victims of the road accidents • One aim, diferent methods • Could we find a common solution?

35. Thank you for your kind attention!