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Spend Smart

Spend Smart. presented by Dave Ireland. Spend Smart. Psychology of Buying Goals Setting -- Turning Dreams into a Reality Spend Smart Tactic #1 -- Eliminate Your Debt Value of a Dollar Reverse Budgeting/Seize Your Savings Other Powerful Spend Smart Tactics

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Spend Smart

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  1. Spend Smart presented by Dave Ireland

  2. Spend Smart • Psychology of Buying • Goals Setting -- Turning Dreams into a Reality • Spend Smart Tactic #1 -- Eliminate Your Debt • Value of a Dollar • Reverse Budgeting/Seize Your Savings • Other Powerful Spend Smart Tactics • The Spend Smart Strategy

  3. Spend Smart Textbook • Why do you want to Spend Smarter?- page 9

  4. Out of 100 People Reaching 65 Only 4% reach financial freedom.

  5. Spend Smart Textbook • Why do you want to Spend Smarter?- page 9 • To Succeed with Spend Smart...set Goals- page 16

  6. Spend Smart Textbook • Why do you want to Spend Smarter?- page 9 • To Succeed with Spend Smart...set Goals- page 16 • The Psychology of Buying - page 43

  7. Pavlov’s Dog Stimulus, Response, and Association Advertisers Create Associations Insurance = Happy Families Beer = Beautiful Woman Trucks = Tough Guys

  8. Spending Personality • Personality Scoring Primary Personality - Score = 10 - 15 Secondary Personality - Score = 6 - 9 Personality Not Present - Score = 0 - 5

  9. Deal Quotient Table

  10. Spend Smart presented by Dave Ireland

  11. Spend Smart Textbook • Why do you want to Spend Smarter?- page 9 • To Succeed with Spend Smart...set Goals- page 16 • The Psychology of Buying- page 43 • The Value of a Dollar - page 27

  12. Spend Smart Textbook • Why do you want to Spend Smarter?- page 9 • To Succeed with Spend Smart...set Goals- page 16 • The Psychology of Buying- page 43 • The Value of a Dollar - page 27 • Appliances - page 83

  13. Spend Smart Textbook • Why do you want to Spend Smarter?- page 9 • To Succeed with Spend Smart...set Goals- page 16 • The Psychology of Buying- page 43 • The Value of a Dollar - page 27 • Appliances - page 83 • Reverse Budgeting - page 62

  14. Spend Smart Textbook • Why do you want to Spend Smarter?- page 9 • To Succeed with Spend Smart...set Goals- page 16 • The Psychology of Buying- page 43 • The Value of a Dollar - page 27 • Appliances - page 83 • Reverse Budgeting - page 62 • Seize Your Savings - page 71

  15. Critical Spending Issues • Explosion of ways to spend • Loss of psychological tie to real money • Lack of insight to credit card spending • Inability to compare spending to income in real-time • Inability to save for future expenses • Lack of training

  16. Success Achieved • Manage all your spending in one EASY and efficient system • Know the impact of EVERY spending decision you make! • Know exactly how much you have LEFT to spend! • Have the information to make YOUR spending choices! • Save for future expenses so you ALWAYS have the money! • Apply sound financial principals to generate a PROFIT!

  17. Money for Life - Financial Fitness University Let us give you a free gift for trying the Mvelopes System! We have created a 5-Day Spending Management E-Course called Money for Life - Financial Fitness University. This powerful new e-course will help you understand your spending and achieve True Financial Freedom!    5 day budgeting e-course- Get an email each day for 5 days. Each lesson will walk you through a step-by-step process to get control of your finances. Budgeting e-book- Free 92 page budgeting success novel that walks a couple through the budgeting process. Success Planner e-book- 89 page e-book with the "nuts & bolts" of what you need to do to get your budget started. Access to exclusive tools- Online Budget Calculator, Debt Calculator, Interactive Financial Fitness Quiz, and free printable budgeting and financial worksheets.

  18. Spend Smart presented by Dave Ireland

  19. Debt Elimination • Debt = 30% of Lifetime Earnings! • (Taxes = 37% to 50%) • Mortgage Interest = 20% of Earnings • Other Credit Interest = 10% of Earnings #1 Spend Smart Tip – Invest In Your Debt • Using Spend Smart, the Invest In Your Debt System can teach you how to be debt-free in 5 to 7 years, including your mortgage, on your current income

  20. Invest In Your Debt Textbook • Debt Free Calculator - page 162 “When Can I be Debt Free?”

  21. Debt E-Racer Software Using the Free Debt E-Racer Software will allow you to: • Compare the results of using different Spend Smart Factor amounts. • Choose from different prioritization methods. • Run “What If” Scenarios. • Determine the impact of lump sum payments. • Recalculate and stay on track when your situation changes.

  22. Spend Smart Textbook • Why do you want to Spend Smarter?- page 9 • To Succeed with Spend Smart...set Goals- page 16 • The Psychology of Buying- page 43 • The Value of a Dollar - page 27 • Appliances - page 83 • Reverse Budgeting - page 62 • Seize Your Savings - page 71 • Automobiles - page 90

  23. Spend Smart Insurance • Average Family Spends $2-$5000/year • You can save more than $1000/year! • Learn the Spend Smart Laws of Insurance

  24. Spend Smart Textbook • Why do you want to Spend Smarter?- page 9 • To Succeed with Spend Smart...set Goals- page 16 • The Psychology of Buying- page 43 • The Value of a Dollar - page 27 • Appliances - page 83 • Reverse Budgeting - page 62 • Seize Your Savings - page 71 • Automobiles - page 90 • Insurance - 135

  25. Spend Smart Insurance Homework • Raise Your Deductibles • Drop Full Coverage • Shop for Insurance

  26. Spend Smart Textbook • Why do you want to Spend Smarter?- page 9 • To Succeed with Spend Smart...set Goals- page 16 • The Psychology of Buying- page 43 • The Value of a Dollar - page 27 • Appliances - page 83 • Reverse Budgeting - page 62 • Seize Your Savings - page 71 • Automobiles - page 90 • Insurance - 135 • Food / Groceries - 112

  27. The IYD Nine Step Program The “Do-it-Yourself” Approach • Study the Spend Smart Textbook -- Learn How to Save Money • Study the Free Money For Life Financial Fitness University Books Learn how to set up your Envelopes • Use the Free Mvelopes Software to set up your Reverse Budget Categories -- Track your spending automatically • Implement the Reverse Budgeting Tactics • Make sure one of your Reverse Budgeting Categories is a Spend Smart Factor Envelope So you can save to Invest In Your Debt. • Each month, Seize Your Savings and Invest In Your Debt -- Just like a 401K – Only Better • Study the Invest In Your Debt Textbook Learn how to personally implement the Linear Math, Variable Path Processand capture 30% to 40% of your paycheck • Use the Free Debt E-Racer Software to analyze your personal situation and find out how much money you can save - Optimize your debt elimination process • Take the IYD Webclass Seminar online for Free, as often as you want Share it with your family and friends • Call Margie for Help - 888.913.8786

  28. Get Assistance

  29. Teach It!

  30. Financial Secrets of Prosperous People Share Shield Earn Invest Save Control Value 7 Essential Money Skills

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