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For those who travel regularly throughout the nation and the world, the State Bank of India offers the ELITE Card. It is a travel and lifestyle credit card that provides a variety of benefits, including savings on domestic and international travel and hotel reservations as well as access to local and foreign lounges. for more details visit this link: https://cardinsider.com/sbi-card/sbi-elite-credit-card/
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SBI ELITE Credit Card Benefits Fees Rewards Cardinisder.com
What Is SBI ELITE Credit Card? SBI Card ELITE is one of the best credit cards in India to avail benefits across multiple categories like shopping, travel, movies, dining and more. Though it charges an annual fee of Rs. 4,999, the benefits easily surpass the charges, if utilized optimally. Read on to know more about the features, fees and other details of SBI Card ELITE. Cardinisder.com
What Are The Benefits Of SBI ELITE Credit Card Welcome e-gift voucher worth Rs. 5,000 SBI Elite Credit Card charges a joining fee of Rs. 4,999 but returns the entire amount in the form of a Rs. 5,000 welcome gift voucher. You can choose the brand of your choice from the varied brands that include Hush Puppies/ Bata, Yatra.com, Shoppers Stop and Pantaloons. You will receive an SMS to choose from e-voucher options within 15 days of the annual fee payment. The e-voucher will be sent to your registered mobile number/email ID, within 5 days of the request. Cardinisder.com
What Are The Fees Of SBI ELITE Credit Card Joining Fees Annual Fee Rs. 4,999 Rs. 4,999 (reversed on annual spends of Rs. 10 Lakh) NIL for Total Amount due from Rs.0-Rs.500; Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Total Amount due greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Total Amount due greater than Rs. 10.000 & up to Rs. 25,000 Rs. 1,100 for Total Amount due greater than Rs. 25,000 & up to Rs. 50,000 Rs. 1,300 for Total Amount due greater than Rs. 50,00 Late Payment Fee* Cardinisder.com
What Are The Reward Points Of SBI ELITE Credit Card ELITE Rewards on all your purchases SBI Card Elite is a highly rewarding card, especially if you are a high spender. Following is the reward point structure of SBI Elite Credit Card- 5X Reward Points on Dining, Departmental stores and Grocery Spends 2 Reward Points per Rs. 100 on all other spends, except fuel 2 Reward Points on every Rs.100 spent on International transactions Note: 4 Reward Points= Rupee 1 Milestone Rewards Get up to 50,000 Bonus Reward Points worth Rs. 12,500 in a year. Reward points are given in the following manner: 10,000 bonus rewards each on spending Rs. 3 Lakh and Rs. 4 Lakh in a year 15,000 bonus reward points on spending Rs. 5 Lakh in a year Additional 15,000 rewards on reaching annual spends of Rs. 8 Lakh Cardinisder.com
Should You Get SBI Elite Credit Card? SBI Elite Credit Card would be best suited for the people who are heavy spenders and want an all-rounder card, even if it carries a high annual fee. The rewards rate on the card is not that great but satisfactory. However, the card offers decent travel benefits to the users, hence it is definitely a good travel credit card. In terms of hotel rewards, the card offers cardholders a 10% discount on top of a 2.50% rewards rate (10 points per Rs. 100, 1 point = Rs. 0.25) at participating Trident hotels. Additionally, cardholders purchasing Vistara Airlines tickets will earn 2.25% rewards rate (9 points per Rs. 100, 1 point = Rs. 0.25) on their bookings. These hotel and flight booking rates allow cardholders to earn great rewards on all their travels. Cardinisder.com
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