340 likes | 525 Views
California Card Systems (I) Pvt Ltd. Solutions. The various solutions for Storing and transfer of data are :Bar code solutionMagnetic Stripe solutionSmart Card based solutions. California Card Systems (I) Pvt Ltd. Magnetic Stripe or Smart Card. Smart card based solutions have gained acceptan
E N D
1. California Card Systems (I) Pvt Ltd Introduction One of the key features of Information Technology has been the way in which Data is stored and retrieved.
Data is stored and retrieved depending upon needs
Easy identification and transfer of data is critical to the success of any technology up gradation.
2. California Card Systems (I) Pvt Ltd Solutions The various solutions for Storing and transfer of data are :
Bar code solution
Magnetic Stripe solution
Smart Card based solutions
3. California Card Systems (I) Pvt Ltd Magnetic Stripe or Smart Card Smart card based solutions have gained acceptance due to the advantages over bar code \ magnetic stripe solutions in recent times due to the following:
1.The chips are harder to duplicate than magnetic stripes
2.The chip holds customer data which provides for additional security
4. California Card Systems (I) Pvt Ltd Magnetic Stripe or Smart Card 3.Reduced processing costs as magnetic stripe technology requires online verifications system. Smart card verification can be either online or offline
4.Magnetic stripe stores about 200 characters and does not allow any modification.Smart cards can hold data 4Kbit which permits any type of modifications required.
5. California Card Systems (I) Pvt Ltd Smart Card The advantages of Smart Card are
capacity,
convenience, portability,
durability,
security,and
ability to check forgery.
6. California Card Systems (I) Pvt Ltd What is Smart Card Same size as a standard credit card
A microchip embedded in a plastic card to store information
Latest silicon technology, does not require use of batteries
The chip can be programmed to carry out specific functions
7. California Card Systems (I) Pvt Ltd Types of smart cards Contact based Smart Cards
Requires physical contact with the reader to carry out the functions
Contact less Smart Cards
No physical contact with the reader. Has an antenna coil, as well as a chip embedded with in the card. The internal antenna allows for communication and power with a receiving antenna in the reader to process the transaction.
8. California Card Systems (I) Pvt Ltd Types of smart cards Combination Cards
Combination card functions as both a contact and contact less card
9. California Card Systems (I) Pvt Ltd Types of smart cards Contact based Smart Cards
Simple \ open memory cards
plain memory card
no security features built in
Secure memory cards
Security built into the cards
cost effective
reader specific
10. California Card Systems (I) Pvt Ltd Types of smart cards Crypto Memory Cards
Compliant with ISO 7816-3
Interoperable with Microprocessor cards
High security level
Does not require O/S
Cost effective
11. California Card Systems (I) Pvt Ltd Types of smart cards Micro controller cards
High security features
expensive
versatile
used mainly in Banking sector
12. California Card Systems (I) Pvt Ltd Conclusion Banking applications:
Microprocessor cards best suited
Non Banking applications:
Secure memory\Crypto memory cards are ideal
13. California Card Systems (I) Pvt Ltd Features of Smart Card Serial Electronically Erasable Programmable Read Only Memory (EEPROM)
Memory capacity 1Kbit to 1024Kbit
Manufacturers:
Siemens
Atmel
ST Micorelectronics
Philips
Microchip
14. California Card Systems (I) Pvt Ltd Applications ID card
Log on card
garage card
Hotel key card
Health care
Pre-paid cards-Energy meter
15. California Card Systems (I) Pvt Ltd Secure Memory cards Secure Memory with Personal Identification number and Authentication
From 1Kbit to 16 Kbit
Manufacturers:
Infineon SLE 4404 \ 4428
Gemplus GPM 896
Atmel AT88SC101,102,1601,1604,153,1608
16. California Card Systems (I) Pvt Ltd Crypto Memory Cards Latest introduction
Secure Memory with Personal Identification number and Authentication
From 1Kbit to 16 Kbit
Additional Security: Data encryption and decryption
17. California Card Systems (I) Pvt Ltd Crypto Memory Cards Memory capacity 1Kbit to 16 Kbit
Can be upgraded to higher memory capacity without making alterations in the software
18. California Card Systems (I) Pvt Ltd Pre-paid energy meter The prepaid system is gaining acceptance in recent times due to the inherent advantages
It is proposed to introduce prepaid system in the power distribution sector
19. California Card Systems (I) Pvt Ltd Type of solutions Pre-paid meter with key-pad to be used with scratch cards
The system is similar to SIM cards for handheld telephones. The security required to maintain the data is very complicated. Very large expense for backend maintenance.
20. California Card Systems (I) Pvt Ltd Type of solutions Pre-paid open system
This is the most ideal situation for card distribution and can achieve and solve all the related problems.
21. California Card Systems (I) Pvt Ltd Types of solution Pre-paid consumer specific.
The long payment lines at the electricity boards will not be eliminated,
Lack of flexibility to the consumer
22. California Card Systems (I) Pvt Ltd Present system The meters are installed at the users end
The meter reader visits the place at specific intervals ( once in a month) and notes down the meter reading
The present meter reading is fed into the computer at the Electricity board
23. California Card Systems (I) Pvt Ltd Present system The software is designed to compute the number of units consumed in the month = present reading-previous reading.
Based on the number of units consumed during the month the bill is generated at applicable slab rate
24. California Card Systems (I) Pvt Ltd Present system The bill is sent to the consumer
The consumer pays the amount at the electricity board office
The details of payment is entered
The overdue position of bills is generated
Power supply is disconnected
25. California Card Systems (I) Pvt Ltd Analysis The present system suffers from the following disadvantages:
Meter reader has to visit the place every month
The reading is to be fed into the computer
The bill generated is to be sent
26. California Card Systems (I) Pvt Ltd Analysis The consumer will have to stand in long queue for making payment
Delay in initiating action for nonpayment
27. California Card Systems (I) Pvt Ltd Solution Prepaid solution will overcome the deficiencies in the present system
The electricity board need not have to send the meter reader every month
Data entry problems and errors will not be there
28. California Card Systems (I) Pvt Ltd Analysis Delay in payment \ non payment will not arise
Prepaid amount will result in float funds and improve liquidity
Consumer need not have to wait in queue for making payment
Easier to operate and maintain
29. California Card Systems (I) Pvt Ltd Conclusion In conclusion introduction of a prepaid system will be beneficial both to the electricity board and to the consumers
The various components of a prepaid Smart Card based system are
30. California Card Systems (I) Pvt Ltd System Components Smart Cards
Smart Card Readers
Personal Computer
Software
Electronic Meter with built in reader
31. California Card Systems (I) Pvt Ltd System at work The reader will be connected to the PC
The card will be inserted in the reader
The software loaded into the micro controller of the reader recognises the card and permits further processing
32. California Card Systems (I) Pvt Ltd System at work The consumer makes payment for the pre-paid card
The software in the PC will load the amount paid by the consumer into the card
The data is also written simultaneously into the database
33. California Card Systems (I) Pvt Ltd System at work The consumer inserts the pre-paid card in the energy meter
The value in the card is transferred to the meter
The meter keeps track of the number of units consumed as per the slab rate
34. California Card Systems (I) Pvt Ltd System at work When the value in the meter comes to 20% a signal is given -either beep or red light
When the value in the meter becomes nil the electricity supply is cut off
35. California Card Systems (I) Pvt Ltd Summing up.. Prepaid Smart Card Solution is ideal
Reduces manpower cost to the EB
Improves liquidity of the EB
Overall efficiency in operations of the EB will improve
Hassle free for the consumer
Prepaid cards easily available