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Auto insurance is a great way to stay protected against financial risk occurs from an automobile accident.
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Auto InsuranceByNikki Kardar Get Insured Because Accidents Can Happen Anytime!
About Nikki Kardar • Nikki Kardar is a certified Farmers agent, providing a diverse range of Insurance and Financial services in Chino Hills, CA. • She completed her training from the University of Farmers to acquire a comprehensive knowledge of insurance industry. • She is an excellent insurance advisor, who can help you to get the required auto insurance coverage with better claim management. • She is a local auto insurance agent resided in Chino, CA, with in-depth knowledge of the motor road risks associated with the region.
Importance of Auto Insurance Auto insurance is a great way to stay protected against financial risk occurs from an automobile accident. The cost of accident could bankrupt you if you have to pay the amount of medical expenses, lost wages and repairing out of your pocket. On the other hand, if you are making loan or lease payment on your vehicle, auto insurance acts as a collateral for your loan/lease in case your vehicle gets damaged or stolen. According to state law, it is necessary for every motoristto have an auto insurance policy.
Auto Insurance Coverage Bodily Injury Liability: This coverage applies to injuries that a driver caused to someone. In addition, it covers you and your family when traveling on someone else`s car. Medical Payments: This coverage pays for the treatment of injuries caused to drivers and passengers of policy holder’s car. At its broadest, it covers medical payments, lost wages and the cost of replacing services normally performed by someone injured in an auto accident. Property Damage Liability: The coverage includes the cost of damage you caused to property includes damage to lamp posts, telephone poles, fences, buildings or other structures your car hit. Collision:This coverage pays damage caused to your vehicle from a collision with any object or as a result of flipping over. In case you are at fault, your collision coverage will reimburse you for the costs of repairing your car.
Auto Insurance Coverage… Comprehensive: This coverage reimburses for the losses caused due to theft or damage including fire, earthquake, windstorm and more. Also, comprehensive coverage reimburses the cost of the wind shield in case it will be cracked or shattered. Uninsured and Underinsured Motorist: This coverage reimburse injury or damage caused to insured driver, passenger or the vehicle caused by an uninsured or hit-and-run driver
Factors That Determine Your Premium Driving Record: People with multiple accidents history are supposed to pay higher for their premium How Much You Drive: Insurers typically look at how much you use your car. People with long commute history have to pay more for their auto insurance Place where you live: Your locality and parking area can make variation in your premium amount, as people living in high-risk areas are prone to overestimating the significance of risk factors. Your Demographics: Your age and gender also affect your car insurance premium because inexperienced drivers are reportedly involved in more accidents than expert ones.
Contact Us The thought of a car accident may frighten you, but the occurrence of uncertain accidents can`t be restrained. Take precautions now! Find out the latest auto insurance options in Chino, CA with the help of a local insurance agent. Visit our website: http://nikkikardarinsurance.com/ For more information, drop an email at info@kardaragency.com For latest insurance update, follow us on Facebook Twitter
