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Shubham Housing Finance - Affordable Housing Finance Company in India

Shubham is a leader in providing housing finance solutions to those with informal incomes. We are amongst the first organizations in India to evolve from document-based underwriting to customized credit programs for each customer and have become a leading home loan provider to borrowers without formal income.

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Shubham Housing Finance - Affordable Housing Finance Company in India

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  1. Unlocking Your Dream: Home Loans Presented by: Shubham Housing Finance

  2. Why a HomeLoan? Builds equity: Every payment you make goes towards owning your home, not someone else's. Stability: Provides long-term housing security and stability. Potential tax benefits: Owning a home can offer tax advantages like deductions for mortgage interest and property taxes (consult a tax advisor for details). Investment potential: Homes typically appreciate in value over time, offering a potential return on your investment.

  3. Understanding Key Terms Builds equity: Every payment you make goes towards owning your home, not someone else's. Stability: Provides long-term housing security and stability. Potential tax benefits: Owning a home can offer tax advantages like deductions for mortgage interest and property taxes (consult a tax advisor for details). Investment potential: Homes typically appreciate in value over time, offering a potential return on your investment .

  4. Types of Affordable Home Loans Bank Loans Pradham Mantri Awas Yoana - Gramin Housing Finance Company

  5. The Road to Homeownership 01 03 02 04 Pre-approval: Get pre-approved to understand your borrowing power. House hunting: Find a home that fits your budget and needs. Offer & Negotiation: Make an offer on your dream home. Loan application & underwriting: Submit a loan application and documentation for lender review.

  6. The Road to Homeownership 05 become a homeowner. 06 Closing: Finalize loan paperwork and officially Move-in: Celebrate your achievement and move into your new home!

  7. Eligibility Factors Income level: Affordable home loan programs typically target specific income brackets. Credit score: A good credit history increases your chances of loan approval and potentially secures a better interest rate. Property location and type: Location and property type may influence eligibility under certain schemes. Existing debts: Your debt-to-income ratio plays a role in affordability assessments

  8. Shubham Housing Finance: Your Partner for Affordable Homeownership Our motto is to help build happy homes for those who are outside the formal income circle. We do this by extensively engaging our customers in a discussion about their life story - where they come from, what they do, how they earn, spend and save. Taking a holistic view of the customers and their nod on what they can pay every month as an EMI, we introduce them to the world of formal housing finance - solutions that best fit what they need.With the sole purpose of offering customized and affordable housing finance solutions, we believe everyone deserves a better and safer home to call their own Visit website

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