Get unsecured funds for business or loan against property

1. NKB KREDIT your finance partner We are into Financial Advisory for Businesses. We primarily help in debt fund raising  in the form of Working Capital Loans (WC Loans), Project Loans, along-with Subsidy for eligible MSME entities. We also arrange Equity Funding through SME IPO. Our team is led by Mr. NareshBansal who is a Chartered Accountant having rich exposure in Fund Raising. He is into financial service sector for almost 20 years & highly focused on understanding the pulse of market to identify best possible Fund Raising Options available at different stages of growth of an organisation.

2. About us We are a professional Financial Advisory firm specializing in debt fundraising for businesses. Led by Mr. Naresh Bansal, a seasoned Chartered Accountant with 20 years of experience, we excel in identifying the best Fund Raising Options for organizations at different growth stages. With expertise in Working Capital Loans, Project Loans, Subsidies for MSMEs, and Equity Funding through SME IPOs, we provide comprehensive and tailored solutions to meet our clients' needs. Our deep understanding of risk management and lender's perspectives, coupled with strategic financial planning, sets us apart in delivering effective and impactful results.

3. What is working capital loan? • Having a sufficient amount of working capital is crucial for any business to operate smoothly and achieve success. A working capital loan can provide the necessary funds to cover expenses and meet financial obligations in a timely manner. This can help businesses maintain a positive cash flow and keep operations running smoothly. • In addition, a working capital loan can help businesses take advantage of opportunities that may arise, such as the ability to purchase inventory at a discounted price or invest in marketing and advertising efforts. Having access to working capital can also give businesses the financial flexibility to weather economic downturns or unexpected expenses.

4. Our Services: • Get unsecured funds up to 5 crore for working capital • Get up to 200% unsecured funding of your property value for working capital • Equity through SME IPO

5. Get up to 5 crore unsecured funding? Unsecured funding refers to a type of financing where a borrower receives funds without providing any collateral or security against the loan. In unsecured funding, the lender extends credit based solely on the borrower's creditworthiness, financial history, and ability to repay the loan. Common examples of unsecured funding include personal loans, credit cards, and unsecured lines of credit. However, due to the higher risk involved for the lender, unsecured funding typically comes with higher interest rates and stricter qualification criteria.

6. How to avail 5 croreunsecured funds? • You need to work properly in order to get unsecured funding. • Getting unsecured funding up to 5 crore is based primarily on a combined assessment of turnover and property value. • Please contact us if you would like a more detailed assessment of your working capital and eligibility. 

7. Get up to 200% funding of your property value? Secured funding refers to a type of financing where a borrower obtains a loan by providing collateral or security against the borrowed amount. The collateral can be in the form of tangible assets such as real estate, inventory, equipment, or financial assets like stocks or bonds. In secured funding, the lender has the right to seize and sell the collateral in the event of default or non-payment by the borrower. By having collateral as security, lenders have a lower risk of loss, which often results in more favorable loan terms, such as lower interest rates and longer repayment periods. Secured funding is commonly used for large-scale projects, business expansions, and significant purchases, as it allows borrowers to access higher loan amounts based on the value of the collateral provided.

8. How to avail 200% funding of your property value? • You need to work properly in order to get funding against your business assets. Banks typically offer a portion of the value of your business assets, but as a working capital source, funding may be raised as high as 200%. • As a general rule, banks consider funding more than the asset value as a risky proposition, but with appropriate presentation of business growth, banks are more willing to relax their credit policies. • Getting funding up to 200% of property value is based primarily on a combined assessment of turnover and property value. • Please contact us if you would like a more detailed assessment of your working capital and eligibility. 

9. What is equity through smeipo • World over the SME sector is playing an important role in the social and economic development of any country so Growth of SME sector is highly crucial for the growth of a country to curb the problems of poverty, income inequalities, unemployment, and regional imbalances. • In India the SME sector contributes considerable proportion in the national income and is witnessing rapid growth and more and more efforts are being taken in the development and promotion of this segment. Various government initiatives such as Skill India, Make in India, Start-up India, PradhanMantriMUDRAYojana, Public Procurement Policy to encourage growth and innovation in the SME sector in agricultural, manufacturing and service industry.

10. Thank you • To apply for funds, Connect with us on WhatsApp and chat with CA. NareshBansal (Financial Expert). Tap on below link to chat on whatsapp. • https://wa.me/7503211000