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Presentation on Performance during Q2 (2009 – 10) October 26, 2009. 1. 1. Highlights. Balance Sheet. Business stands at Rs. 2.36 lakh Crore Balance sheet size at Rs1.88 lakh Crore Deposits at Rs 1,30,677 Cr; growth 64% CASA at 14.76% of total deposits
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Presentation on Performance during Q2 (2009 – 10) October 26, 2009 1 1
Highlights Balance Sheet • Business stands at Rs. 2.36 lakh Crore • Balance sheet size at Rs1.88 lakh Crore • Deposits at Rs 1,30,677 Cr; growth 64% • CASA at 14.76% of total deposits • Advances at Rs. 1,04,973 Cr; growth 20% • Business per Employee Rs. 20.07 Crore • Profit per Employee Rs. 2.24 lakh 2
Highlights Profitability • NII – Q2 FY 10 at Rs. 472 Cr (Q2 FY09 Rs.129 Cr) • NII – Q2 FY 10 up by 267% • Fee based income for Q2 FY 10 up by 99% to Rs. 390 Cr (Q2 FY 09 Rs. 196 Cr) • PAT – Q2 FY 10 Rs. 254 Cr (Q2 FY 09 Rs.162 Cr) • PAT for Q2 FY 10 up by 56% 3
Highlights Others • Balance sheet growth at 39% • Total business [Dep. + Adv.] grew by 41% to Rs. 2,35,650 Cr • CRAR – 11.90 % (PY 09 – 11.57 %) • Tier I : 6.83% <> Tier II: 5.07 % • Branches increased to 680 • ATMs increased to 1121 4
Profit & Loss Account (Rs. Crore) 5 5
Details of Other Income (Rs. Crore) 6 6
Balance Sheet (Rs. Crore) 9 9
NPAs Asset Quality 10 10
Strong Capital Position • Capital considerably higher than the current RBI requirement of 9% and computed as per the norms prescribed under Basel II 11
Key Stock Indicators Shareholding Pattern : September 30, 2009 12 12