Mortgage Rates - Useful Guide

1. Unknown to nearly everybody, there is something VERY different that happens with your "Home mortgage Note" instantly after closing. Your "Home loan Note" is backed and deposited in the bank, by the Lending institution, as a check and ends up being "CASH"! The file that you just gave the bank or loan provider with your signature on it, that you believe is a promise to pay them for cash lent to you, has just been transformed to money in THEIR ACCOUNT. You just provided the "lending institution" the exact dollar worth of what they said they just lent you! Who is the REAL lender in this 2nd "Secret Closing Transaction"? Who actually loaned who anything of value or any money? You in fact simply paid for your own home with your promissory "Home loan Note" that you provided the bank and the bank gave you what in return? NOTHING!!! For any contract to be valid there should be factor to consider offered by both parties. However don't they inform you that you must now repay the "Loan" that they have made to you? Did you provide factor to consider or value? Yes, your financial obligation signature from your secret STRAWMAN account. How can it be that you could simply compose a "Note" and spend for your home? This leads us back to the bankruptcy of the United States in 1933. When FDR and Congress took all the home and gold from the people in 1933 they had to provide something in return for that confiscation of property. What individuals got in return was the promise that all of their requirements would be met by the federal government, due to the fact that the possessions and the labor of the people were collateral for the debt of the United States in the bankruptcy. All of their debts would be "discharged" through "Notes", mainly Federal Reserve Notes. This was done without the permission of the people of America, just like the IRS Earnings Tax scams, and this was an act of Treason by President Franklin Delano Roosevelt. The problem can be found in where they never told us how we might achieve that discharge and have what we were entitled to after the insolvency. Why has this never been taught in the schools in the United States of America? Could it be that it would expose the most significant fraud in the history of this whole nation and worldwide? If the public is purposely not informed about specific things, then specific people and entities can take full monetary benefit of virtually the whole population. Isn't this "selective education" more like "indoctrination"? Could this be what has occurred? In Fina Supply, Inc. v. Abilene Nat. Bank, 726 S.W. 2d 537, 1987 it says "Celebration having superior knowledge who benefits from another's lack of knowledge of the law to trick him by studied concealment or misstatement can be held responsible for that conduct." Does this mean that if there are individuals, home loan lenders and bankers with remarkable knowledge as a party in this "Loan Deal" that take advantage of the "lack of knowledge of the law", (through indoctrination) of the general public to unjustly enrich themselves twofold and more, that they can be held responsible? Can they be called to account in just a civil way or exists a more severe responsibility that falls under the classification of criminal conduct? It is well developed law that Scams vitiates (makes void) any agreement that develops from it. Is this deliberate "lack of disclosure" of the true nature of the contract we have participated in is Scams and would make the home loan contract void on its face? Could it be that the Fraud could actually be "studied concealment or misrepresentation" that makes those involved in the act accountable and liable? What occurs to the "Keep in mind" once it is deposited in the bank and is converted to "money"? Home mortgage foreclosure lawyers state in court across this nation that the "Note" was lost or lost and asks the Judge to take their word for it that they have the original note. How can they have your initial note when they cashed or deposited it into a checking account to never be spoken with again. They make copies of your note prior to it is deposited and they pawn these copies as the original note. The note when it is deposited into a savings account ends up being cash. Exist different kinds of cash?

2. There is money of exchange and money of account. They are two really various things. Walker Todd discusses in his skilled witness affidavit that the banks really do transform signatures into cash. The meaning of "cash" according to the Uniform Commercial Code: "Cash" suggests a cash licensed or embraced by a domestic or foreign government and consists of a monetary system of account established by an intergovernmental company or by arrangement in between two or more nations. Cash can really remain in different types besides what we are accustomed to believing. When you sign your name on a promissory note it ends up being money whether you are talking a home loan note or a charge card application! Did the lenders ever "divulge" this to us? Were we ever taught anything about this in the school system in this nation? Were future lawyers taught about this in law school? Could it be that this whole idea of being able to transform our signature to cash is a "studied new fidelity funding yelp concealment" or "misrepresentation" where those included ended up being responsible if we are damaged by their actions? What happens if you have signed a "Home loan Note" and already spent for your house at the second, secret loan provider closing, and they come at a later date and foreclose and take it from you? Would you consider yourself to be hurt in any way?