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Cathay Enhanced Lady Endowment Insurance Benefits & Conditions

Explore the benefits and conditions of Cathay Enhanced Lady Endowment insurance, including coverage for feminine organ cancer, surgery, and more. Learn about the policy term, premium paying period, waiting periods, and maximum benefits.

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Cathay Enhanced Lady Endowment Insurance Benefits & Conditions

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  1. CATHAY ENHANCED LADY ENDOWMENT

  2. CONTENT PARTICIPATE CONDITION INSURANCE BENEFIT ILLUSTRATION

  3. CATHAY ENHANCED LADY ENDOWMENT CONDITIONS OF PARTICIPATION Policy Term 8 YEARS 12 YEARS 18 YEARS Premium Paying Period 18 ~ 53 yrs old 18 ~ 49 yrs old 18 ~ 43 yrs old Age of LA

  4. CONTENT PARTICIPATE CONDITION INSURANCE BENEFIT ILLUSTRATION

  5. CATHAY ENHANCED LADY ENDOWMENT INSURANCE BENEFIT Full-moon 10%SAper each time *Waiting period: 2 years/ Pay maximum 2 times • Incentive benefit on Maturity date: • 10%SA: get full-moon 1 time during PT • 20%SA: don’t get full-moon during PT Medical checkup • Pay at the end of each 2 years: • First five (05) times: 2%SA • Next time: 3%SA

  6. CATHAY ENHANCED LADY ENDOWMENT INSURANCE BENEFIT Feminine Organ Cancer 100% SA * Waiting period = 90 days / Pay only 1 time. Feminine Particular Surgery 20%SAper time * Waiting period = 30 days / Pay maximum 15 times 320% SA Maturity 260% SA 220% SA PT = 12 years 16 years 22 years

  7. CATHAY ENHANCED LADY ENDOWMENT INSURANCE BENEFIT Interest Feedback The difference Interest will be calculated at the end of each year during premium paying period. Death/TPD Maximum of 100% ISA and 110% Total Premium Paid

  8. CATHAY ENHANCED LADY ENDOWMENT INSURANCE BENEFIT Example: Ms. An 30 years old buy Thinh An Phuc My Toan Dien with Sum Assured 100M, premium paying period 18 years and annual premium 13.8M. Policy Term Increase10Mper year Death/TPD 100M Cancer 100M Surgery 20M for each sugery 323M Full-moon 10Mfor each giving birth time Medical check-up 2M2M … 2M3M3M ... 3M3M MATURITY Entry 30 32 … 3840 42 … 4850 52

  9. CONTENT PARTICIPATE CONDITION INSURANCE BENEFIT ILLUSTRATION

  10. CATHAY ENHANCED LADY ENDOWMENT Illustration Example: Ms. An 30 years old buy Thinh An Phuc My Toan Dien with Sum Assured 100M, premium paying period 18 years and annual premium 13.8M. Death Death/ TPD Benefit Entry 2nd 4th … 10th 12th … 22nd 200,000,000 Policy is terminated Entry 2nd … 10th … 20th 22nd Medical checkup and Maturity Benefit 2,000,000 2,000,000 3,000,000 323,000,000

  11. CATHAY ENHANCED LADY ENDOWMENT Illustration Example: Ms. An 30 years old buy Thinh An Phuc My Toan Dien with Sum Assured 100M, premium paying period 18 years and annual premium 13.8M. Case 1: Full-moon Benefit Entry 2nd … … 22nd 10,000,000 10,000,000 Case 2: Entry 2nd … 10th … 22nd 10,000,000 10,000,000 Case 3: Entry 2nd 4th … 10th … 20,000,000

  12. CATHAY ENHANCED LADY ENDOWMENT Illustration Example: Ms. An 30 years old buy Thinh An Phuc My Toan Dien with Sum Assured 100M, premium paying period 18 years and annual premium 13.8M. Cancer Feminine Organ Cancer Benefit Entry 2nd 4th … 10th 12th … 22nd 100,000,000 Policy is still effective Surgery Surgery Feminine Particular Surgery Benefit Entry 2nd 4th … 10th 12th … 22nd 20,000,000 20,000,000

  13. Illustration table

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