Avg # of Images Rec / Day

1. Avg # of Images Rec / Day 62.65 million Images/Day = 15.7 billion images annually 62.65/ day # Items in Millions Images Only Feb-13 Source: Federal Reserve, Viewpointe, The Clearing House, selected ECCHO Full and Participating Members and other local / regional exchanges

2. # of Receiving R/Ts 24,662 Image-Available R/Ts # of Image-Available R/Ts Image-Available R/Ts Feb-13 Source: Federal Reserve, Viewpointe, The Clearing House, selected ECCHO Full and Participating Members and other local / regional exchanges

3. Transaction $ Amounts February ’13 Annualized = $21 trillion 19 days in February totaling $1,586 $ in Billions Feb-13 Source: Federal Reserve, Viewpointe, The Clearing House, selected ECCHO Full and Participating Members and other local / regional exchanges

4. # of Image Based Trans. Substitute Check volume has decreased to the volume prior to Jan 2005 # Items in Millions Images 19 days in February totaling 1,190 Substitute Checks Feb-13 Source: Federal Reserve, Viewpointe, The Clearing House, selected ECCHO Full and Participating Members and other local / regional exchanges

5. Average # of Returns / Day 231,000 /Day Annualized = 66 million # Returns in Thousands Feb-13 Source: Federal Reserve, Viewpointe, The Clearing House, selected ECCHO Full and Participating Members and other local / regional exchanges

6. $ Amount of Returns February ’13 Annualized = $73 billion $ Amount in Thousands 219 days in February totaling $5,524 Feb-13 Source: Federal Reserve, Viewpointe, The Clearing House, selected ECCHO Full and Participating Members and other local / regional exchanges

7. # of R/Ts Available for Image Returns 13,410 R/Ts Available to Receive Returns (Data sources were modified for August 2010 forward) # of R/Ts Available to Receive Images Feb-13 Source: Federal Reserve, Viewpointe, The Clearing House, selected ECCHO Full and Participating Members and other local / regional exchanges