The Boy and the Bank Officer

1. The Boy and the Bank Officer Philip Ross

2. The Boy and the Bank Officer Unit 2 W arming up Reinforcement T ext Analysis Background

3. The Boy and the Bank Officer Unit 2 Questions / Activities Warming up Check-on Preview Objectives W B T R

4. Warming up Questions / Activities Banking words: how many of them do you know? A.T.M . amount in figures amount in words annual interest rate apply for/grant a loan bank/pass/account book bill blank check/cheque by installment cash change check/cheque account chquebook/checkbook clerk coin collateral commercial/merchant bank 自动取款机 小写金额 大写金额 年利率 申请/批准贷款 存折 钞票 空白支票 分期付款 现金 找零 支票帐户 支票簿 柜台职员 硬币 担保物 商业银行 counter credit card current account daily interest account debt denomination/face value deposit account dime draw/withdraw earn interest exchange rate expense account extension fill out/in a form full refund money in fives/tens joint account 柜台 信用卡 活期存款帐户 按天计息帐户 债务 面额 定期存款帐户 (美加)十分硬币 提款 赚取利息 汇率 公款支付帐户 延期 填写 全额偿还 五元/十元面额 联名帐户 W B T R

5. Warming up Questions / Activities More banking words: 分币 (美加)25分 回扣 空头支票 储蓄存款帐户 服务费/手续费 签名卡 对帐单 出纳 帐户余额 旅行支票 世界银行 国际货币基金组织 贷款 汇票 按月计息帐户 抵押 共有基金 (美加)五分硬币 开户 记名支票 盎司1/16 磅 透支 密码 薪水单 发薪日 penny quarter rebate rubber check/cheque savings account service charge signature card statement teller balance of account traveler’s check/cheque World Bank IMF loan money order monthly savings account mortgage mutual fund nickel open an account order check/cheque ounce overdraw/overdraft password/code pay slip/envelop payday Chase Bank Citi Bank Hong Kong Shanghai Banking Corporation Federal Reserve Bank 大通银行 花旗银行 汇丰银行 (美国)联邦储备银行 W B T R

6. Warming up Questions / Activities When was the last time you went to a bank? What bank? For What? What did you do? How were you treated? Share your experience with the class. W B T R

7. Warming up Check-on Preview • Fill in each blank with one word from the list and find the corresponding explanation. • I have a friend who hates banks with a special ___ . • …he replied in a voice rising slightly in ___ . • You ought to get your parents here and ___ . • You know, you really shouldn’t have ___ . • I couldn’t believe what this ___ was saying. • List: protest, idiot, passion, interfered, irritation • to deliberately get involved in a situation that does not concern you, which may be annoying to others. • a foolish person • very strong feeling (of hate, anger, love) • the feeling of being annoyed about sth. • to complain W B T R • 答案见备注栏

8. Warming up Objectives • Understand the structure and the general idea of the story • Learn to analyze characters in the story • Learn to retell the story • Solve your own questions about the story W B T R

9. The Boy and the Bank Officer Unit 2 Author Culture Tips Background B W Genre T R

10. Background Author Philip Ross1939 - • An American writer based in New York. • After working as a newspaper reporter for four years, he turned to freelance writing. • Many of his articles have appeared in the New Yorker, Reader’s Digest and New York Times. • This text is taken from Strategies for Successful Writing: A Rhetoric and Reader, 3rd edition published by Prentice Hall, Inc. in 1993 in Englewood Cliffs, New Jersey. B W T R

11. Background Culture Tips The Beginning of Banking • Banks first emerged in the Middle Ages when people grew tired of carrying around all their gold and began leaving their money with the goldsmith. • Until the founding of the Bank of England in 1694, England's goldsmiths were its first bankers. They kept money and other valuables in safe custody for their customers. They also dealt in gold bullion and foreign exchange. They profited from acquiring and sorting coins of all kinds. To attract coins, the smiths were willing to pay interest. B W T R

12. Background Culture Tips • The goldsmiths noticed that deposits remained at a fairly steady level over long periods of time. Deposits and withdrawals tended to balance each other because customers only wanted enough money on hand to meet everyday needs. This allowed the smiths to loan out at interest cash that would otherwise be idle. From this practice emerged the modern facets of banking: keeping deposits, making loans, and maintaining reserves. • Another practice of the goldsmiths, by which a customer could arrange to transfer part of his balance to another party by a written order, was the start of the modern check-writing system. B W T R

13. Background Genre A Short Story Plot: a man embarrasses himself by blindly interfering with a bank officer’s “unfair” rejection when a boy requests to withdraw money Setting: in a bank in New York at noon one day Characters: the narrator, a boy, and a fortyish bank officer Theme of the story: what do you think? B W T R

14. The Boy and the Bank Officer Character Analysis Unit 2 Theme Structure Text Analysis Detailed Analysis W B T R

15. Text Analysis Theme • Banks are not necessarily “evil”. • Prejudice makes people embarrass themselves. • Unkind deeds may come from a heart that is too eager to be kind. • Lying is not always an “evil”. • Children shouldn’t be allowed to deal with money. • … W B T R

16. Text Analysis Structure 2 3 1 Paras. 2-23 The failure of the boy’s attempt to withdraw money from the bank and the author’s fruitless interference Para. 1 The narrator’s friend’s opinion of banks Paras. 24-31 The bank officer’s clarification of the situation W B T R

17. Text Analysis Character Analysis • Choose words form the list below that you think can describe the three characters in the story. Find evidence from the text to support your choice. arrogant, brave, credible, cruel, deceitful, dutiful, frank, friendly, greedy, honest, humorous, impolite, kind-hearted, meek, mean, observant, pitiful, polite, professional, rash, sarcastic, shy, reliable, rigid, smart, snobbish, stone-hearted, stupid, trustworthy W B T R

18. Text Analysis Detailed Analysis Part I Part II Part III Main Idea Sentence Paraphrase Words & Expressions Exercise W B T R

19. Text Analysis Detailed Analysis Part I: Main Idea What is the narrator’s friend’s attitude to banks? Why does he hold such an attitude? Do you think it’s fair for him to regard banks this way? What is your opinion of banks in China? Do you have any general opinions of certain people or institutions, such as taxi drivers, Chengguan, the Japanese, the Rich 2nd Generation, and hospitals?

20. Text Analysis Detailed Analysis Part I: Sentence Paraphrase • The only difference is that a bank’s goods happen to be money, which is yours in the first place.(para. 1) To do/be sth. by chance Attributive clause introduced by “which” Noun clause introduced by that as predicative Used to introduce a series of points in a argument or to talk about what should have been done.

21. Text Analysis Detailed Analysis Part I: Sentence Paraphrase • If banks were required to sell wallets and money belts, they might act less like churches.(para. 1) Unreal condition and subjunctive mood The word “church” has certain associations. People usually think of a church as the spokesman of God, as a powerful organization that controls your life and can interfere in your life. To be like churches means to act authoritatively. Paraphrasing: Even though banks sell financial service instead of common goods, they are still business organizations instead of churches. Thus it is ridiculous for them to act like churches by acting authoritatively and interfering in other people’s lives instead of focusing on their function and position as a business organization.

22. Text Analysis Detailed Analysis Part I: Words & Expressions Words Sentence Pattern Phrases passion require happen to do act like in the first place noun clause as predicative attributive clause subjunctive mood

23. Text Analysis Detailed Analysis Part I: Exercise • Translate the following sentences into English, using words in the brackets. 1. 我碰巧就在附近钓鱼，所以亲眼看到了那人跳入水中去救人。(happen) 2. 我们恰巧同年同月同日生。(happen) 3. 首先你就不应该交这样的朋友。(place) 4. 我的观点是，发展经济不应该以环境为代价。 (noun clause) 5. 天若有情天亦老。（subjunctive mood） • 答案见备注栏

24. Text Analysis Detailed Analysis Part II: Main Idea • What did the bank officer look like? • What did the boy look like? • What was the argument between the officer and the boy? • Why did the narrator interfere? • What evidence did the narrator find to rebut the officer? • Do you think what the officer said was reasonable? • Would you have interfered if you had been there in the bank? • Do you know any bank rules that are ridiculous?

25. Text Analysis Detailed Analysis Part II: Sentence Paraphrase • It was lunchtime and the only officer on duty was a fortyish black man with short, pressed hair, a pencil mustache, and a neatly pressed brown suit. (para.3) at about the age of forty; the suffix –ish may mean: 1) somewhat, near to, approximately (reddish, yellowish, grayish, darkish), 2) in the manner of, like (foolish, childish, girlish, boyish, womanish, snobbish), 3) of a country (Irish, Polish, Finnish, Spanish). straightened or uncurled hair a thin mustache like a line drawn with a pencil. Go to next page for different types of hair on a man’s face. a suit without creases after ironing

26. Text Analysis Detailed Analysis Types of hair on a man’s face pencil Mustache beard & mustache goatee & mustache sideburns / whiskers

27. Text Analysis Detailed Analysis Part II: Sentence Paraphrase • Everything about him suggested a carefully dressed authority. (para. 3) to evoke in the mind of someone by the association of ideas Paraphrasing:Everything about him—his clothes, manner, etc. indicated/gives people the impression that he was carefully dressed to exhibit an air of decisive importance and power.

28. Text Analysis Detailed Analysis Part II: Sentence Paraphrase • “But that doesn’t see fair,” the boy said, his voice breaking. (para. 8) His voice becomes unnatural because of nervousness, excitement, or anger. The absolute construction: (with) logical subject + present participle / past participle (indicating passivity) / infinitive (indicating futurity or aim) / prepositional phrase (indicating a state) / adj. (indicating a state), used as adverbials

29. Text Analysis Detailed Analysis Part II: Sentence Paraphrase • Now if you’ll excuse me. (para. 9) Paraphrasing:Now I’m sorry but I can’t talk with you anymore.This expression is used when one wants to go back to work, or to attend to other customers, or just to end the conversation.

30. Text Analysis Detailed Analysis Part II: Sentence Paraphrase • I didn’t think twice. (para. 11) To think about sth. carefully. Also: to give something a second thought

31. Text Analysis Detailed Analysis Part II: Sentence Paraphrase • Excuse me? (para. 12) Paraphrasing:But why? I don’t understand. This expression is used when you disagree with somebody but still want to be polite about it.

32. Text Analysis Detailed Analysis Part II: Sentence Paraphrase • And since there doesn’t seem to be any question as to whether it’s his money…, the bank’s so-called policy is…ridiculous. (para. 13) used when you think the name given is wrong or improper (Don’t use this expression when the name/noun is in quotes) concerning, about (quite formal) used here to introduce an adverbial clause of reason

33. Text Analysis Detailed Analysis Part II: Sentence Paraphrase • “It may seem ridiculous to you,” he replied in a voice rising slightly in irritation… (para. 14) present participle as modifier nonfinite verbs (presenting participles / past participles (indicating passivity) / infinitives (indicating futurity or aim) may be used as modifiers. E.g.: The cat chased by the dog carrying the mouse to be revenged is called Tom. in an annoyed manner Similar phrases to indicate an emotional state: to cry in happiness, to laugh in joy, to sing in sorrow, to reply in surprise, to watch in amazement Paraphrasing:… he replied in a louder voice which showed that the man was a little annoyed and impatient…

34. Text Analysis Detailed Analysis Part II: Sentence Paraphrase • …during this exchange… (para. 15) the exchange of words, the argument, the conversation

35. Text Analysis Detailed Analysis Part II: Sentence Paraphrase • I had my opening. (para. 16) an opportunity or chance, especially for employment or promotion in a business concern Paraphrasing:I found a good chance to do or say something favorable or upper hand. Also: I had my window.

36. Text Analysis Detailed Analysis Part II: Sentence Paraphrase • I moved in for the kill. (para. 19) Paraphrasing: I began to prepare to kill, destroy or defeat my enemy. I thought now I had a strong argument to silence and embarrass the bank officer by convincing him that he was wrong and being unfair to the boy. So I used the argument.

37. Text Analysis Detailed Analysis Part II: Sentence Paraphrase • I zeroed in on the officer. (para. 20) I launched an attack on the officer. Originally, “to zero in on sb.” means “to aim a gun at a target”. This exaggerated expression is used here for humor.

38. Text Analysis Detailed Analysis Part II: Sentence Paraphrase • I turned to the boy with a shrug. (para. 22) (the body movement) to raise the shoulders, especially as a gesture of doubt, distain, or indifference. A cultural note: Body language as a means of non-verbal communication is as important as the verbal language. To understand the meaning of certain commonly used gestures and body movements of the English-speaking world is quite necessary to English learners. On the next few pages are some examples for you to study. Go to next page for the meaning of some common gestures in North America.

39. Text Analysis Detailed Analysis Part II: A Cultural Note I don’t know! Good-bye! Good, okay! Stop! Good luck! Victory

40. Text Analysis Detailed Analysis Part II: A Cultural Note Come here. Can I say something? No good! Can I have a free ride? Give it to me. I’m angry!

41. Text Analysis Detailed Analysis Part II: Sentence Paraphrase • “You are really getting cheated,” I said. (para. 23) “To get cheated” is another way of saying “to be cheated” with emphasis on the action rather than the state. The use of “get” conveys the sense that the doer has an active part in the action. It is common in informal English. Notice that the sentence is in the present continuous passive. More examples: The poor boys never got invited anywhere. Please give me five minutes: I must get changed. Smoking so heavily, you are getting yourself killed.

42. Text Analysis Detailed Analysis Part II: Words & Expressions Sentence Pattern Words Grammar Phrases may…but… to have no other alternative but to do fortyish suggest so-called be aware of turn to think twice as to in irritation move in for the kill zero in on get sb. to do Absolute construction nonfinite verbs used as modifiers

43. Text Analysis Detailed Analysis Part II: Exercise 1 • Combine the two sentences, using nonfinite verbs as modifiers. 1. A girl is talking to the class. She is our monitor. 2. The mother holds the baby in her arms. He looks like an angel. 3. The writing assignment will be handed in before Friday. The assignment is quite heavy. • 答案见备注栏

44. Text Analysis Detailed Analysis Part II: Exercise 2 • Translate the following into English, using the absolute construction. 1. 钱包被偷了，他感到很无助。 2. 你们在教室里这么大声讲话，我们很难专心学习。 3. 作业做完了，我们可以出去玩了。 4. 父亲紧跟在身后，她就没有什么好怕的了。 5. 没有公共汽车了，我们只好坐出租车回家。 • 答案见备注栏

45. Text Analysis Detailed Analysis Part II: Exercise 3 • Rewrite the following sentences, using hyperbole. 1. Thanks a lot. 2. I’m very hungry. 3. He is very eloquent. 4. Wisdom is more important than books. 5. They laughed heartily. • 答案见备注栏

46. Text Analysis Detailed Analysis Part III: Main Idea • How did the narrator feel when the bank officer accused him of unwanted interference? • Why did the narrator think the officer and he were only wasting each other’s time? • Why did the boy want to withdraw money from his bank account? • Was the bank really protecting the boy’s interests? • How must the narrator have felt when he learned the truth about the boy’s situation?

47. Text Analysis Detailed Analysis Part III: Sentence Paraphrase • …you really shouldn’t have interfered. (para. 24) Should (not) have done / ought (not) to have done: expression of criticism, indicating some unwanted bad results have been caused or something was (not) done.（本[不]该…） More examples: You shouldn’t have married him in the first place. How miserable you are now. You shouldn’t have stayed up last night, or you wouldn’t be so sleepy in class now. He should have visited his father in hospital last night, but for this reason or that, he didn’t go.

48. Text Analysis Detailed Analysis Part III: Sentence Paraphrase • Well, it damn well seemed to me that…(para. 25) used here to emphasize how sure or determined one is about something. It is slang (very informal) and is not expected to be heard in polite society.

49. Text Analysis Detailed Analysis Part III: Sentence Paraphrase • And who might that be? (para. 27) The modal verb might is often used to refer to low possibility. This question implies that the narrator didn’t believe anybody (on the bank’s side) was representing the boy interests. Here it is meant to be sarcastic.

50. Text Analysis Detailed Analysis Part III: Sentence Paraphrase • “Look,” I concluded, “ we’re just wasting each other’s time.” (para.29 ) The conversation is meaningless and therefore a waste of time. Paraphrasing: Look, let’s stop talking about this because it’s a waste of time since you are talking nonsense and I don’t want to listen to your nonsense any more.