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This informative slide will tell you the ten ways to save on health care costs in Kentucky. For more information, please visit: www.kyfreehealthquotes.com
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Toll Free: 1-877-549-1212 www.kyfreehealthquotes.com
Toll Free: 1-877-549-1212 10 ways to save on health care costs in Kentucky • Saving money with Anthem Blue Cross Blue Shield www.kyfreehealthquotes.com
1. Ask your doctor to be your ally • Don’t hesitate to ask your doctor to be your advocate. Ask them where the best medical facilities are, and where they would recommend for any procedures you need. Toll Free: 1-877-549-1212 www.kyfreehealthquotes.com
2. Compare costs by using the CPT code. • CPT code stands for “Current Procedural Terminology”. Make sure you have this handy when calling the finance department,to make things run very smoothly. Toll Free: 1-877-549-1212 www.kyfreehealthquotes.com
3. Find friends in the billing department. • Make sure you research the different medical centers recommended by your doctor, and any that you find on your own. Make sure you know how much the procedure is going to cost. You may have to be a little persistent to get the information, but you will want to know before scheduling an appointment. Toll Free: 1-877-549-1212 www.kyfreehealthquotes.com
4. Negotiate lower prices and payment arrangements • See if one hospital will match the procedure price of another if you find it cheaper at a competing hospital. By doing this you may be able to get the price you like, while also staying at the hospital with the best facilities. Check as well to see if they offer payment plans to help out those suffering financially. Toll Free: 1-877-549-1212 www.kyfreehealthquotes.com
5. Ask if recommended services are necessary • Although a doctor may recommend a certain service, don’t assume it is essential. Ask if it is necessary. Toll Free: 1-877-549-1212 www.kyfreehealthquotes.com
6. Explore state-sponsored hospital Web sites • An act called Health Care Price Transparency Act passed in 2006 allows citizens to know the average prices of various procedures. Toll Free: 1-877-549-1212 www.kyfreehealthquotes.com
7. Check your insurance company’s Website, too • Some insurance providers now list out-of-pocket maximums online. This is convenient to look at, so you can calculate the price of the procedure based on what the hospitals websites say it will cost, and what your insurance company will be paying. Toll Free: 1-877-549-1212 www.kyfreehealthquotes.com
8. Ask for Medicare rates • Don’t be shy! Ask the hospital about their medicare rates if you are having trouble coming up with the money to pay for procedures. Toll Free: 1-877-549-1212 www.kyfreehealthquotes.com
9. Go Generic • When looking for prescriptions check the prices of the generic brands. You may be surprised to find that they are just as effective as name brand drugs and are very similar in result. Toll Free: 1-877-549-1212 www.kyfreehealthquotes.com
10. Sweat the small stuff • Think of the small things while staying in the hospital. Bring in your own items, such as toiletries and prescriptions. Be aware that complications in surgery will end up costing you more. Know that a procedure price is able to change if the circumstances do. Toll Free: 1-877-549-1212 www.kyfreehealthquotes.com
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