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Topic: Banking

Topic: Banking. By Pilar Huidobro 11B. What is an ATM?. Automated Teller Machine T ransactions without a human clerk Needs a card + pin. How an ATM works. Insert credit card – card is read by magnetic/chip reader User input on display Pin number input of pin pad User input on display

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Topic: Banking

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  1. Topic: Banking By PilarHuidobro 11B

  2. What is an ATM? • Automated Teller Machine • Transactions without a human clerk • Needs a card + pin

  3. How an ATM works • Insert credit card – card is read by magnetic/chip reader • User input on display • Pin number input of pin pad • User input on display • Vault mechanism • Card ejection CPU Processed

  4. ATM Software • Microsoft OS • “off-the-shelf” OS • Linux • Diebold 911 or 912 • XSF / JXSF • Development in “intelligence”

  5. ATM Hardware - Outside • Pin pad • Display • Housing • Card Reader • Record Printer • Function Key Buttons

  6. ATM Hardware - Inside • CPU • Secure cytoprocessor • Vault / Dispensing mechanism • Journaling system • Depositing mechanism • Security sensors / Locks

  7. Services Available with ATM • Withdrawal • Account Balance Check • Conversion • Deposit

  8. Privacy Issues • Transaction journals • Finger/palm print • Iris • “Concealed” research agreements • Personal Information

  9. Security Issues • Identity theft • Fraud • Wrong bills • Fake ATM • Card Fraud

  10. Thank you for your attention!

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