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Risk Management | Coverage | Claims Resolution

VASS/VASBO Conference JANUARY 8, 2019 PROPERTY COVERAGE - PITFALLS Dr. Lee Brannon. C. Risk Management | Coverage | Claims Resolution. VACORP Schools Frequency of Claims by Year July 1, 2008 – June 30, 2018. VACORP Schools Severity of Claims by Year July 1, 2008 – June 30, 2018.

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Risk Management | Coverage | Claims Resolution

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  1. VASS/VASBO Conference JANUARY 8, 2019 PROPERTY COVERAGE - PITFALLS Dr. Lee Brannon C Risk Management | Coverage | Claims Resolution

  2. VACORP SchoolsFrequency of Claims by YearJuly 1, 2008 – June 30, 2018

  3. VACORP SchoolsSeverity of Claims by YearJuly 1, 2008 – June 30, 2018

  4. VACORP SchoolsFrequency of Claims by DepartmentJuly 1, 2008 – June 30, 2018

  5. VACORP SchoolsSeverity of Claims by DepartmentJuly 1, 2008 – June 30, 2018

  6. Takeaways from Graphs • Know who is injured in your departments • Make sure claims are reported immediately • Facilitate Return to Work • Perform thorough accident investigations • Communicate with Risk Management/Human Resources/Safety • Importance of Lag Time Reporting • Develop Training

  7. VACORP SchoolsFrequency of School Property/Casualty ClaimsJuly 1, 2008 – June 30, 2018

  8. VACORP SchoolsSeverity of School Property/Casualty ClaimsJuly 1, 2008 – June 30, 2018

  9. General Liability, School Board Legal & Student Accident • Inside Falls – 250 claims - $1.5M • Outside Falls – 300 claims - $1.2M • Errors & Omissions – 80 claims - $2.5M • Civil Rights Violations – 225 claims - $1M • Discrimination – 35 claims - $1.5M • Student Accident • Physical Education – 3,800 claims – $1.M • Athletics – 4,304 claims - $2M • Playgrounds – 1,100 claims - $800K

  10. Title IX – General “No person in the United States shall, on the basis of sex, be excluded from participation in, be denied the benefits of, or be subjected to discrimination under any educational program or activity receiving Federal financial assistance.”

  11. Title IX Requirements • Every school must have a Title IX coordinator who is responsible for compliance • A school must have procedures in place intended to prevent sexual harassment or violence • A school has a duty to respond promptly to allegations of Title IX violations

  12. Burden of Proof • Whether the school violated Title IX by behaving inappropriately — not whether students or staff engaged in sexual harassment • The mere existence of student harassment is not enough to demonstrate liability • The school’s actions in response to a complaint is key

  13. Keeping Our Schools Safe School Resources Officer School Security Officer Special Conservators of the Peace

  14. Sexual Harassment - #MeToo • Any unwelcome sexual advance, • Request for sexual favors, or • Other verbal or physical conduct of a sexual nature • Quid Pro Quo • Hostile Environment

  15. Things to Know • The gender of the harasser/victim are irrelevant • Harassment is in the eyes of the harassed • Off-site employees are guaranteed protection • Supervisors are responsible for protecting employees from anyone the company exercises some control over, including: • Customers • Delivery people • Independent contractors • Suppliers

  16. Policy and Training Sexual Harassment PolicyThe VEC Policy : http://www.vec.virginia.gov/sexual-harassment-policy Harassment Training

  17. What To Do in the Event of a Complaint • Follow your internal policy • Treat all complaints seriously • Listen without passing judgment • Immediately report all complaints in accordance with internal policy • Do not delay action

  18. Rest assured, with us, you’re covered. Reach out, we’re here for you. www.vacorp.org 1315 Franklin Rd., SW | Roanoke, VA 24016 Phone: (888) 822-6772 | FAX: (877) 212-8599 Risk Management | Coverage | Claims Resolution

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