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Most Trusted Car Insurance Companies In India - Policies365

we have filtered out a list of top 10 car insurance companies in India and their respective features so that you can select one that suits your needs. To know more visit us here www.policies365.com

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Most Trusted Car Insurance Companies In India - Policies365

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  1. HOW CAN I REDUCE MY BIKE INSURANCE PREMIUM? WWW.POLICIES365.COM

  2. Buying a bike or any two wheelers, however, also involves buying two wheeler insurance. In most cases, individuals try and find the cheapest two wheeler insurance premium available in the market. We at Policies365 will give you some important tips that will help you figure out the best two wheeler Insurance Policy in the market that is also the most reasonable. Here are the main things to keep in mind…

  3. TYPE OF MOTORCYCLE Look, you can’t have the best of both worlds, can you? Sure, we all want hot super bikes with huge engines, amazing sounding exhausts, bright colors that are basically show stoppers, but this comes at a price – and a larger insurance premium. Ideally, go for a two wheeler which the pocket allows as the insurance premium will also be in the affordable limits. Also, avoid unusual or modified two wheelers as they may be more expensive to repair.

  4. MILEAGE It’s true a lower mileage/miles traveled will result in a lower premium, as for an insurance companies lower mileage means that you aren’t out on the road as much, thus reducing the risk.

  5. PAYMENT TERMS As is the case with most lump-sum payments, paying your two wheeler insurance premium in one go (annually) usually results in discounts, as opposed to paying it via monthly premiums. You can also get a discount on the lump-sum by paying via credit card and paying back EMIs on the same over the course of the year.

  6. ONLY COVERWHAT YOU NEED India has a mandatory minimum amount of liability coverage. However, adjust the type of insurance and the amount of coverage that you need depending upon your personal choice. To save more money, you can exclude things like trip interruption insurance, total loss insurance, accessory insurance or collision insurance. Additionally, if you already have a good health insurance cover, you can opt out of the medical coverage as well.

  7. INSURANCE DEDUCTIBLE While this is not highly recommended, you can reduce the total premium amount drastically by opting for a higher deductible, which basically makes you more responsible for the policy’s risk. In other words, if you’re willing to pay more of the initial bill amount in the event of a loss, the insurance premium on your bike or two wheeler insurance will come down by a significant amount.

  8. Navnit Insurance Broking Private Limited 172, Solitaire Corporate Park, Building No. 1, 7th Floor, Andheri-GhatkoparLink Road, Andheri (East), Mumbai, 400093, Maharashtra, India IRDAI Broker License No. CB/446/09 Product information is authentic and solely based on the information received from the insurer. Sales Assistant: (022) 42114211 Claims/Service: (022) 42114299 info@policies365.com Toll free number: 18001026234 WWW.POLICIES365.COM

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