1 / 9

Seven Things to Consider When Choosing Health Insurance

Selecting the wrong health insurance policy for yourself can lead to disappointment. Choosing a health insurance plan that is best suited to you is a prerequisite for a secured future.

policyboss
Download Presentation

Seven Things to Consider When Choosing Health Insurance

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. 7 Things to Consider before buying health Insurance

  2. 01. Type of Plans and Empanelled Hospital List While choosing between an individual health plan and a family oater, go through the insurers list of empanelled hospitals network to nd ones closest to you, or your preferred ones.

  3. 02. Specialist Services In case services of a specialist are required, check which are the empanelled hospitals that offer it and the procedure needed to avail the service.

  4. 03. Pre and Post Hospitalization Expenses Check for the applicability of coverage of medicinal, nursing and consultancy services before and after the completion of your treatment.

  5. 04. Coverage of Pre Existing Diseases and Benefits of Plan Check on coverage of pre-existing diseases and the waiting period for the cover to come into force. Also availability of benets like health checkup, free tness test, health maintenance benets and OPD reimbursement needs to be checked. Thoroughly for their t with your routine & lifestyle.

  6. 05. Claims Process and Claims Settlement Ratio Check for the easability and effectiveness of the insurer’s claims process. It is advisable to select insurers with relatively better claims settlement ratio.

  7. 06. Sum Insured and Premium Basis the cost of medical treatment in your city, select the relevant health insurance cover with adequate sum insured. It is advisable to pay slightly more premium, rather than being under insured & end up paying much more, eventually.

  8. 07. Exclusions Check and understand the exclusions mentioned in plans. This will help you avoid any disappointment when you raise a claim for treatment of diseases mentioned in exclusion list.

  9. Thank you KNOW MORE : https://www.policyboss.com/blog/health-insurance /factors-to-consider-when-choosing-a-health-insurance-plan/ facebook.com/policyboss instagram.com/policyboss twitter.com/Policyboss youtube.com/user/policyboss linkedin.com/company/policyboss

More Related