Motor-Insurance-in-Dubai

1. Motor Insurance in Dubai Welcome to our presentation on Motor Insurance in Dubai. In this presentation, we will cover the various aspects of Motor Insurance Dubai including the legal requirements, types of insurance and factors affecting premiums. Let's get started!

2. Introduction to Motor Insurance Peace of Mind Essential Requirement Family Security Motor Insurance provides In Dubai, every motor vehicle Motor Insurance provides protection against any owner must have at least a cover for both the driver and accidental damage or loss Third Party Insurance passengers against any caused to your vehicle coverage to legally drive on injuries caused during an and/or third-party liability. the roads. accident.

3. Legal Requirements for Motor Insurance in Dubai Insurance Type Third-Party Liability Insurance is the minimum requirement to legally drive a car in Dubai. Higher coverage options include Third-Party Fire and Theft, and Comprehensive Insurance. Mandatory Coverage The mandatory coverage for Third-Party Liability Insurance is AED 250,000 for property damage and unlimited coverage for bodily injury or death. Insurance Certificate Every car owner is required to carry an Insurance Certificate with them at all times while driving.

4. Types of Motor Insurance in Dubai Third-Party Liability Third-Party Fire and Theft This is the minimum legal requirement and Provides coverage against Third-Party provides coverage against any damages or Liability as well as Fire and Theft of the injuries caused to a third-party during an vehicle. accident. Comprehensive Insurance Off-Road Insurance This provides coverage against all accidental This type of insurance provides cover for damages to your own vehicle, Third-Party vehicles used off the road or in desert areas. Liability, and personal accident coverage for the driver and passengers.

5. Factors Affecting Motor Insurance Premiums Age and Gender The age and gender of the driver are also taken into consideration Driving Experience while calculating the premiums, The less experienced a driver is, the females and older drivers are higher the premiums can be. considered to be safer drivers. 1 3 2 4 Claims History Vehicle Type and Value Drivers with a previous history of Vehicles with higher values or those claims will be deemed as high-risk that are deemed more luxurious are customers and will have to pay likely to have higher premiums. higher premiums.

6. Claims Process for Motor Insurance in Dubai Report and Document Claim Submission Processing and Settlement In case of an accident or The insurance brokers in Once the claim is approved mishap, the policyholder Dubai will provide claim and processed, the must report the incident forms which must be duly policyholder will receive the immediately to the insurance completed by the amount payable for the company and provide all policyholder and submitted repairs or loss incurred, minus necessary documents. along with all relevant the deductible if any. documents.

7. Conclusion and Recommendations 1 2 3 Importance of Motor Insurance Choose Wisely Compare and Buy Online There are various types of Motor Insurance is not Always compare the Motor Insurance policies only a legal requirement coverage and premiums available, it is important but also provides of different policies and to choose one according protection and security buy motor insurance to your requirements and for drivers and online for better deals budget. passengers. and discounts.