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The Bottom Line: Financial Aid & Money Management. Sponsored By. By the Numbers. These are 2009-2010 estimates based on a 15-hour class load & Texas residency. * Out-of-state students should add approximately $8,310. Financial Aid Process . Free Application for Federal Student Aid
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The Bottom Line: Financial Aid & Money Management Sponsored By
By the Numbers These are 2009-2010 estimates based on a 15-hour class load & Texas residency. *Out-of-state students should add approximately $8,310.
Financial Aid Process Free Application for Federal Student Aid Accept/Decline through myUNT Sign master promissory note UNT Student Account (tuition & fees) Receive refund by selected disbursement method Pay educational and living expenses
Anticipated / Pending Aid • Scholarships • Grants • Subsidized & unsubsidized loans • PLUS loans (lender approved) • Work Study? • PLUS loans (not approved)?
Financial Aid Restrictions • Satisfactory academic performance • Past year balance • Insignificant number of enrolled hours • Excessive number of attempted hours
Reminders! • File your taxes early • Complete your FAFSA early and accurately • Apply for financial aid and scholarships separately • Keep copies of everything! • Check your myUNT To Do List regularly • Check your email often
First Steps • How much are my college and living expenses? • How are my tuition and fees going to be paid? • When are my tuition and fees going to be paid? • How much money do I have? • Where does my money go? • Is savings a priority? • Am I prepared for an emergency?
Protect Yourself • Plan the work – work the plan • Budget your money and expenses • Manage your student account • Repay your debt • Establish/maintain/repair your credit • Look to the future • Plan next semester expenses • Plan next academic year expenses • Reprioritize your lifestyle
Always Remember! A zero balance on your student account is the best balance!
Student Money Management Center • Personal consultations • Workshops – clinics - seminars • Online resources – CashCourse • Loan programs http://moneymanagement.unt.edu
Further Assistance UNT Student Financial Aid and Scholarships Eagle Student Services Center, Rooms 134 & 228 www.unt.edu/finaid 940.565.2302 UNT Student Money Management Center Financial independence begins with financial responsibility.™ Chestnut Hall, Suite 313 http://moneymanagement.unt.edu 940.369.7761 UNT Student Accounting & University Cashiering Services Eagle Student Services Center, Room 105 http://essc.unt.edu 940.565.3225