How Insurance Adjusters Approach Car Accident Settlements

1. How Insurance Adjusters Approach Car Accident Settlements If you are injured in a car accident caused by another party, you could have weeks or months of recovery ahead of you. It’s important to get the best car accident settlement possible so you can get your life back on track. One of the critical parts of the case is how the auto insurance adjuster approaches your settlement negotiations. Some car insurance adjusters will look at your hard losses – medical bills and lost earnings – and multiply that figure by a number between 1 and 5. This will give a rough estimate of the pain and suffering compensation you could receive.

2. Whether your economic damages are multiplied by 1 or 5 depends on how severe your injuries are. Most injured parties tend to overestimate their injuries, while adjusters underestimate them. If you have minor injuries that only require a few weeks of recovery, your pain and suffering might be a 1 or 2, according to the adjuster. But if you have a broken arm that takes two months to heal, you might get a 3 for pain and suffering. Most people who are hurt in car accidents don’t qualify for a 4 or 5 for pain and suffering in the adjuster’s eyes, unless you have severe injuries that take months or even years of recovery.

3. For example, if you have head trauma that affects your ability to work, enjoy life, and exercise, this could qualify for a 4 or 5. If you are paralyzed for life from the waist down, you’d definitely qualify for the most pain and suffering compensation. It’s important to have a car accident personal injury lawyer working for you as settlement negotiations are underway. Your attorney has the best chance to get as much money as possible from the insurance company. Contact Details of Portland Injury Firm: Call us: 503-699-6496 Email us: olga@portlandinjuryfirm.com Website: https://portlandinjuryfirm.com/