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Quickrashi is the best for loan service. We provide any type of loan like Abroad, Business, Personal, Home loan on low rate of interest. You need loan then contact with quickrashi 8448237699.
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Essential Documentation for Loan Against Property with Quickrashi: Your Comprehensive Guide Loan Against Property (LAP) is a secured form of financing that enables individuals to leverage the value of their property to meet diverse financial needs. Quickrashi, a leading financial institution, offers hassle-free LAP solutions tailored to the requirements of borrowers. To initiate the LAP application process smoothly, understanding the necessary documentation is crucial. We'll provide a comprehensive guide to the documents required for Loan Against Property with Quickrashi, empowering borrowers to navigate the process with confidence and ease.
1. Identity Proof: • Aadhaar Card • Passport • Voter ID Card • PAN Card • Driver's License
2. Address Proof: • Aadhaar Card • Utility Bills (Electricity/Water/Telephone) • Passport • Voter ID Card • Ration Card • Bank Statements
3. Property Documents: • Sale Deed: A legal document proving the transfer of property ownership from the seller to the buyer. • Title Deed: Confirms the legal ownership of the property. • Property Tax Receipts: Provide evidence of payment of property taxes. • Encumbrance Certificate: Certifies that the property is free from any legal dues or mortgages.
4. Income Proof: • Salary Slips: For salaried individuals, recent salary slips serve as evidence of stable income. • Income Tax Returns (ITR): ITR documents for the last few years validate the income of self-employed individuals. • Form 16: Issued by employers, Form 16 provides details of salary income and tax deductions for salaried individuals. • Profit and Loss Statement: For self-employed individuals, profit and loss statements showcase business income and expenses.
5. Bank Statements: Recent bank statements for the past six months demonstrate the applicant's financial stability and repayment capacity. 6. Property Valuation Report: • A professional valuation report assesses the market value of the property being offered as collateral for the LAP. 7. Other Documents: • Passport-size photographs • Loan application form provided by Quickrashi, duly filled and signed
How to Submit Documents: 1. Online Submission: Quickrashi offers a user-friendly online platform for submitting LAP documents. Borrowers can upload scanned copies of the required documents directly through the website. 2. In-Person Submission: Alternatively, borrowers can visit Quickrashi's nearest branch office and submit the physical copies of the documents to a designated representative.
Conclusion: Loan Against Property with Quickrashi offers a convenient and accessible financing option for borrowers looking to unlock the value of their property. By understanding the essential documentation requirements outlined in this guide, borrowers can streamline the LAP application process and expedite loan approval. Quickrashi's transparent and efficient process ensures that borrowers can access LAP funds quickly and efficiently, empowering them to meet their financial goals with confidence.
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