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SIPTU National Women’s Forum 2005

SIPTU National Women’s Forum 2005. Closing the GAPP Gender and Pay and Pensions Anne Maher Chief Executive The Pensions Board. The Facts about Pension Coverage. only 46.8% of women in the Irish workforce only 15.8% of those working in the agricultural industries including farming

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SIPTU National Women’s Forum 2005

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  1. SIPTUNational Women’s Forum 2005 Closing the GAPP Gender and Pay and Pensions Anne Maher Chief Executive The Pensions Board

  2. The Facts about Pension Coverage • only 46.8% of women in the Irish workforce • only 15.8% of those working in the agricultural industries including farming • only 15% of seasonal & part-time workers • only 12.5% of those working in the catering & tourism industries …have private pensions

  3. Regional Pension Coverage • Pensions coverage gets lower as you go West. • Because of: • more part-time, seasonal and contract workers • more employment in hospitality, retail and farming sectors • For example • only 50.8% of adults in the South West (Cork and Kerry) have private pension coverage • compared to • 58% in the Mid-East (Kildare, Meath and Wicklow) • 55.7% in Dublin City and County • ( CSO Quarterly National Household Survey - 2004).

  4. The Difference between Men and Women • Earn less than men • Have a broken career pattern • Are more likely to work part-time. • Live longer than men When compounded, these factors make women more vulnerable to poverty, especially in their later years. That can make for a longer but poorer retirement.

  5. Migrant Workers Are most likely to: • be in lower paid positions of employment • to work on part-time, seasonal or temporary contracts Therefore fall into employment sectors where traditionally pension coverage levels are low.

  6. We are Living Longer More Contract Work More Part Time Working Single Parent Households Smaller Families Separation Divorce Changing World We Live In

  7. Action and Responsibility in 2005 In the pursuit of increased pensions uptake Pensions Awareness focus for 2005 will include; Key Target Sectors • Population aged 25 – 35 years old • Women • Farming/Rural Community • Migrant workers • Self Employed • First time job seekers • Graduates/Students

  8. Key Focus Times for Pensions Awareness 2005 March/April First time job seekers/Students April Migrant workers May NPAC - Action Week June Women and Pensions July Family Holidays August Farmers/Rural September Graduates October Self Employed Nov/Dec Save your SSIA into a pension

  9. We all have a responsible role to play….. ….in actively promoting pension take up !

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