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Important Things You Need to Know About Health Insurance In Singapore

Every Singaporean citizen and permanent resident has a basic health insurance plan called Medishield, which covers the necessary care at a public hospital. You can choose an Integrated Shield Plan, or IP, which will cover you in both private hospitals and the better wards. Read the blog to know more.

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Important Things You Need to Know About Health Insurance In Singapore

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  1. Raffleshealthinsurance.com Important Things You Need to Know About Health Insurance In Singapore If you are intimidated by the terminology and jargons used in the health insurance industry then just read on. Many of your doubts will be alleviated and you will understand Singapore health insurance better. All the citizens and permanent residents of Singapore have basic health insurance called Medishield and it covers the basic treatment at a public hospital. You can opt for an Integrated Shield Plan or IP which will cover you in the better wards and private hospitals as well. It will also cover your pre and post hospitalisation treatment. However, if you really want to cover yourself for best treatment at private hospitals, then you need to opt for the multinational insurance companies in Singapore. In the government supported Medishield and IP you need to pay some money first and then before you claim the remaining amount. Insurance from private companies Here you should bear in mind that the ministry of health of Singapore provides information about the cost of the different medical treatments and procedures. It is always advisable to opt for the right kind of medical insurance from private and multinational companies. These companies don’t just provide health insurance, but they commit to cashless hospital treatment. With the help of private insurance you can get treated at state of the art hospitals and claim the money even before you leave the hospital. This means that the health insurance provided by private insurers provide better Singapore health insurance compared to the government backed plans. It is not a good idea to skimp on your health insurance, because all Singaporeans are subjected to the hectic and hassled lifestyle of a large city state. Living in such stressful conditions can lead to lifestyle ailments like diabetes, hypertension, heart disease etc. You should make sure that you are covered for the hospital bills if in case you succumb to any such serious ailment. Of course, the first step to protect yourself is to change your diet and lifestyle and live a healthier life with moderate eating and exercise.

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