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Follow These 6 Tips to Get an Instant Personal Loan

At this critical time, availing of a Personal Loan can be very helpful for Individuals. Everyone wants to know how I can get Loan. So in this PPT we are covering all the things thatu2019s you need before taking an Instant Personal Loan. Use Fullerton India Emi Calculator to check your monthly EMI. For more info Visit here: https://www.fullertonindia.com/personal-loan-emi-calculator.aspx

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Follow These 6 Tips to Get an Instant Personal Loan

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  1. What are the Requirements to Get an Instant Personal Loan?

  2. An instant personal loan is a general purpose loan that borrowers most frequently use to consolidate existing debt or make large one-time purchases. Follow these important tips to get quick personal loan.

  3. Minimum Salary for Personal Loans As per the NBFCs criteria, the minimum salary for personal loan in India is 25,000 per month. If your loan amount could be higher than your monthly salary so there are other factors under consideration as well.

  4. Geographical Location Your geographical location is important to evaluate the income you will receive. The salary offered in metro cities (Delhi, Mumbai, Chennai, Bengaluru, Kolkata, etc.) is much higher than tier 2 cities.

  5. Owned/Rented Apartment Owning a house makes you feel better off to pay back hefty EMIs. But if you live in a rented apartment, it affects your overall affordability because of high rent.

  6. Additional Credits If you take other forms of loans like education loan, credit debts, car loans, etc, then your minimum salary will automatically reduce.

  7. Past Credit History Your previous credit score also contribute to decide a deserving loan amount. If you have an amazing CIBIL score, then automatically your repayment capacity will improve. On other hand, if your credit score is bad or low, then your chance to rejects.

  8. Past Employment Record If you’re working with the reputed organizations for a long time, then it’s a good possibility to be better eligible for an instant personal loan.

  9. Reference URL https://en.wikipedia.org/wiki/Loan https://www.fullertonindia.com/personal-loan.aspx

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