Benefit Options

1. Benefit Options

2. Yes, We Can. You have Owner Operators. Many need access to benefits. We have proven solutions that allow us to build a customized platform for benefit delivery …from benefit design, enrollments and communications to administration and customer service. You want it right. You want it now. When it comes to transportation benefits, we’re in the solutions business. When you have questions, we only keep one answer in Drive. … ‘Yes, we can.’

3. Problem 48.5* Million Americans have NO employee benefits! * U.S. Department of Health and Human Services

4. Who are these 48.5 million people? • Part-time employees • Non-benefit-eligible full-time employees • Benefit-eligible employees who cannot afford their share of premiums • Contract (1099) employees • The unemployed

5. Solution Provide low cost, affordable benefits using comprehensive, easily understood active communications.

6. Custom Services • Active Communication • Customer Service • Billing and Administration

7. Communication • Enrollment Set-up • Data Exchange • Staffed Call Center • Defined Enrollment Period • Licensed Benefit Counselors • Custom Marketing Materials • Mail Direct to Contractors • Co-Branding • New Contractor Ongoing Enrollment Support

8. Customer Service • Dedicated Toll Free Number • Full Time Customer Service Staff • Single Point Contact • Policy Changes • Network Access • Policy Distribution • Claims Management

9. Billing and Administration • Settlement Deduction • ACH/ Credit Card Payments • Multiple Carrier Billing • Section 125 Authorizations • Annual Tax Statement

10. Professional Independent Truckers Association P.I.T.A. offers a portfolio of affordable benefits and ancillary options to the Transportation industry.

11. P.I.T.A. Solution • Ancillary Benefits Available • P.I.T.A. Holds Group Master Contracts • Delivery Platform for 1099’s Owner Operator • W-2 Benefits Available • Back Room Organization • Benefits Department for Fleet’s Owner Operators

12. Member Benefits • $10,000 of Accidental Death and Dismemberment • Equipment Discounts • DOT Certified Testing Network • Travel Discounts • Access to Health and Welfare Programs

13. Limited Medical Plan* Individual Health*** Critical Illness** Cancer Universal Life Insurance** Retirement Planning Accident Vision Insurance Dental Insurance Short Term Disability* Long Term Disability* Term Life Insurance** Health and Welfare Programs P.I.T.A. Can Offer *Guarantee Issue – No medical questions asked ** Contingent Guarantee Issue – Only 2 non-medical questions asked *** Full Underwriting for coverage

14. How We’re Different… • A Rated Insurance Carriers • Established in 1998 • Quality Control • Non-Commissioned Benefit Counselors • Utilize Voice Signature/ archived for 7 years (e-sign law compliant) • Market Ease with Simplified Underwriting

15. Our Partners 55+ Years AIG 35+ Years 56 Years

16. Where do we go from here? • Agree on timeframe for rollout of enrollment • Decide on Product offering • 90 Day Lead Time for Rollout • Letter of Agreement outlining responsibilities • Assign appropriate staff member as liaison • Approve communication materials and websites