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Credit Repair Service in India

At RectifyCredit our core objective is to help you at every stage of credit life cycle and re-establishing your good credit profile. RectifyCredit has a team of highly qualified and experienced professionals with domain expertise in credit risk.

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Credit Repair Service in India

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  1. Safety Net Consultants Pvt Ltd“Strengthening your creditability“ What We Do 1

  2. Background and Ecosystem realities • World is heading towards double dip recession leading to major losses in jobs and earning capacities of the individuals. • Indians at large may also face the brunt of the global recession as the middle class may either shrink or sink due the global ecosystems. • Increasing home loan interest rates have added burden to individuals monthly obligations and banks are expecting increase in the defaults. • Acts like CICRA will impact majority of the Borrowers, in many ways.

  3. The growing consumerism… • When borrowers credit profile is damaged, chances of borrower getting credit product in future is impossible, which consumers are aware of it. • Credit underwriting is never stringent since 2007 • Borrowers today have realized the importance of • Good credit habits / behavior • Possibilities of improving the credit score. • Importance of financial health • More than 50% of delinquent borrowers (statistically) see the benefit of healthy negotiations and settlement with lending companies

  4. Rectify Credit - A unique alternative Collection of outstanding debt through a win-win proposition for issuers and customers • Creating credit profile awareness and importance through knowledge imparting and counselling • Interpretation and advisory on clients’ credit profile based on credit report • Consulting and assistance on settlement with issuers and providing handholding services for credit profile improvement

  5. Rectify Credit : Differentiated Method • Rectify Credit is an official channel partner for CIBIL report generation by customers • Rectify Credit creates credit awareness, financial literacy and financial mentorship • Improvement of Credit History: • Borrower is counseled and educated about the credit health resulting in the consequences of non payment / defaults • Rectify Credit assist borrowers for best possible negotiated Value to ensure “CLOSURE” of their defaulted accounts • Work with credit grantors / ARC’s and borrowers to create a win-win situations

  6. Rectify Credit : Strong Foundations • Rectify Credit’s core founders are professionals with over 50 years of Banking and counseling experience. • Rectify Credit is a profit making institutions with a string customer centric approach • Rectify credit has established infrastructure and well experienced and well trained professionals • Rectify Credit has strong knowledge base and wide network in the credit management domain

  7. Referral Program

  8. Thank You

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