A Portfolio of Payment Solutions for Company Name

1. A Portfolio of Payment Solutions for Company Name

2. PROFILE Proving just how quickly the pace of technology has changed competitive business Service BankBackOffice offers a complete suite of ACH-based payment processing products utilizing state-of-the-art technology that expedites the entire payment lifecycle. Market National company operating in all 50 states and US territories. Serving BankBackOffice payment solutions are now used by over 4,600 companies in over 19,000 locations servicing over 40 million customers. Ownership Transformation Closely held private corporation founded in 2001 In four short years, BANKBACKOFFICE has transformed from a startup to a power player in the area of payment processing and technology, surpassing companies like TeleCheck and Certegy with a combination of technology and consumer-centric service. Locations Corporate Offices Irvine, CA International Facilities Mexico City, Mexico Madurai, India Processing Dallas, TX Columbus, OH

3. LIFECYCLE Only ONE vendor How many vendors does it take to process a payment ? Payment challenges: Payment solutions delivered to merchants today all suffer from the same problem: They were not designed by merchants. These systems were designed to fill the needs of banks, collection agencies, credit-reporting agencies, guarantee companies, check verification companies, etc… and then were adopted to service merchants. This is why most merchants use multiple vendors just to process a payment fully through its lifecycle. Bank Back Office provides: At Bank Back Office, we took a different approach. Lowest possible cost to process payments at each stage in the payment lifecycle. One number to call for all aspects of Check/ACH payments including, support, setup, integration and customization. From our foundation, our entire focus was to build a solution that satisfied ONLY the needs of merchants and worked through the entire payment lifecycle. We've done that and now for a customer the answer is simple… Innovative technology bringing ACH pricing to card swipes. Complete integration with dozens of POS, software, middle-ware and hardware systems. Dynamic performance analysis that runs each day showing FEDChex performance in real-time.

4. SOLUTIONS A la carte or fully integrated We have the solutions AUTHORIZE PROCESS RECOVER COLLECT AUTHORIZE iAuth:Payment verification and risk control system PROCESS iDeposit:Check and ACH payment processing system Xcelone:Card-based ACH payment system Integration Simplifies and Optimizes 5 vendors, 5 interfaces reduced to one interface, one website, one vendor…Bank Back Office. RECOVER iRecover:Patented treasury management systems COLLECT iCollect:Professional, certified collections

5. LEADERSHIP Contributing directly to the future of payment policies FEDChex is a strong voice for its clients in all forms of electronic payments. FEDChex takes an active leadership role in payment industry associations, trade groups, standards committees and organizations. Voting Member FEDChex actively leads as a voting member of the following associations that set standards for electronic payment transactions. ETA - Electronic Transaction Association TAWPI - The Association for Work Process improvement “From our formation FEDChex made a strategic decision that payment industry standards and practices would be front and center on our agenda. We've dedicated significant resources to industry associations, standards and rule-making bodies; not just to participate but lead in the same fashion that FEDChex has led technologically. This commitment runs to the very core of FEDChex's cherished values of putting our clients and their consumers first.” Rodney Davis FEDChex CEO ECC - Electronic Check Council Policy Member FEDChex resides as an active policy member with the payment industry's leading associations. WesPAY - Western Payment Alliance ACA - American Collectors Association NACHA - National Automated Clearing House Association